Get three times more value for less with your 3-in-1 Premium Package. For only R240 per month, you get a Premium Banking current account, no monthly credit card fee plus FREE Absa Rewards.

premium card
Premium branch service

Use your Credit Card facility or get access to an Overdraft or Absa Personal Loan.

Tell me more

Wealth enhancement
Premium Service

We bank when you bank. Enjoy exclusive priority banking in selected branches, call 0860 109 085 or chat online to a banker 24/7.


Lifestyle and travel benefits
Lifestyle and travel

Open up your life and money to the world with foreign currency investments, international money transfers, lounge access, chauffeured drives and a host of travel benefits.


Get unlimited electronic transactions
Peace of mind

Funeral Cover included. Speak to an Absa adviser for your Financial Needs Analysis


Premium Banking Package benefits

  • Cheque banking benefits

    • Unlimited electronic payments including internal and external debit and stop orders
    • 50% discount on the monthly account fee when you maintain a balance of R50 000 or more on the cheque account
    • 50% discount on the spouse monthly account fees of a Premium Banking Value Bundle
    • No fees on Absa ATM withdrawal transactions to a total value of R4 000 each month
    • No fees on Absa ATM deposit transactions to a total value of R4 000 each month
    • Free MegaU account for children under the age of 19
  • Credit card benefits

    • R3 million Automatic basic cover for a range of travel emergencies
    • Visa Purchase Protection and Extended Warranty
    • Interest-free credit: get up to 57 days interest-free on purchases
    • Low monthly repayment of 3% of outstanding balance, when you choose to repay using a debit order
    • Access to a secondary credit card at a nominal once off fee should you wish to share the credit facility with another individual i.e. spouse
    • Ability to access both cheque and credit card accounts using one card
    • NotifyMe: get SMSs of any account activity for added security
    • Contactless: our card has contactless (tap-and-pay) technology
    Additional services/value added benefits
    • Rewards: get cash back when you pay with your card, worldwide
    • Credit Life protection: Credit Protection Plan looks after your family by paying your outstanding debt in the event of death, dread disease and permanent disability
  • Peace of mind

    As a Premium Banking customer we want to assist you on your journey to wealth creation. Get access to a Financial Advisor who can give you the following services:

    • A free financial needs analysis (FNA)
    • Financial Planning
    • Free will

    Your account also includes:

    • Funeral cover benefit of R20 000: we pay R20 000 into your account upon your death. This will first settle any outstanding overdraft and account fees at that time. The balance will be paid to your deceased estate
  • Digital banking

    • Absa Banking App: use the App to stop and replace your card, report fraud, manage your daily card limits, lock and unlock certain functions, retrieve your PIN and set your card up for international travel
    • Absa Online Banking: bank wherever you are 24/7
    • Walletdoc: pay your bills the smart, secure and convenient way, with no admin
    • Samsung Pay: use your Samsung device to make payments

    Visit our Ways to bank section to find out how you can bank digitally with Absa.

  • Lifestyle and travel benefits

    Your Premium Banking Credit Card offers Bidvest Lounge access at both domestic and international lounges across South Africa, as well as Basic Travel Insurance. You also have the option to purchase top-up insurance depending on your individual needs.

    Travel with Visa

    No matter where you are, enjoy exclusive offers, rewards, and benefits simply by using your Visa card. Create an account or sign in to instantly access your world of Visa services.

    Enjoy Restaurant Deals, Airport Dining, Special Offers and Insurance benefits. Benefits vary depending on which card you hold.

    View your Visa details or register your card

    International Banking

    We have a range of International Banking solutions for you to consider when travelling such as Cash Passport, Currency Investment Account and Foreign banknotes.

    Learn more >    

  • Qualifying criteria

    • Earn a gross monthly individual income of R25 000
    • You must be 18 years or older
    • Not be insolvent or under debt counselling
    • Consent to do a credit bureau check
    • South African citizen or ID-carrying resident
  • Documents needed

    • Valid South African ID book or Smart card
    • Proof of residence
    • Latest proof of income for three consecutive months 
  • Premium service

    • A dedicated 24/7 Premium Line is available exclusively to you to:
      • submit product and services applications or gain quick and easy access to product information
      • provide guidance and assist with your banking needs
    • A Priority Banker (at selected branches) to discuss your everyday banking needs
    • A qualified Financial Advisor to help formulate a long-term financial plan for your unique lifestyle needs    

Terms and conditions apply to benefits. Please refer to the Product Information document
for Premium Banking Package and the Absa Pricing Guide.

Get your Premium Package at an Absa branch

Visit your nearest branch

Need more help?

Get in touch on the 24/7 Premium Line:

0860 109 085

International callers:

+2711 501 5006

Email us at:

Visit your nearest branch