Our Gold Package is a two-in-one deal that comes with a Gold Cheque Account and Gold Credit Card. Apply for this package deal today and reap the benefits which include a 50% discount on monthly fees for maintaining account for balance of  more than R30 000.

premium
premium
Premium branch service
Borrow

Use your Credit Card facility or get access to an Overdraft or Absa Personal Loan.

Tell me more

Wealth enhancement
Recharge

Use your account to top-up on prepaid electricity or airtime.

Tell me more

Lifestyle and travel benefits
Send Cash

Send money to anyone with CashSend.

Tell me more

Get unlimited electronic transactions
Absa Rewards

Make money with every swipe and get cash back in your pocket with Absa Rewards.

Tell me more

cross

Let's chat!

Need help?
Chat to a member of our team right here.

Gold Package benefits

  • Cheque account benefits

    • Unlimited electronic payments including internal & external debit and stop orders
    • 50% discount on the monthly account fee when you maintain a balance of R30 000 or more on the cheque account
    • No fees on Absa ATM withdrawal transactions to a total value of R4 500 each month
    • No fees on Absa ATM deposit transactions to a total value of R4 500 each month
  • Credit card benefits

    • Bidvest Airport Lounge access at preferential rates
    • R1,5 million Automatic basic cover for a range of travel emergencies
    • Get up to 57 days interest-free credit on purchases
    • Low monthly repayment of 3% of outstanding balance, when you choose to repay using a debit order
    • Access to a secondary credit card at a nominal once off fee should you wish to share the credit facility with another individual i.e. spouse
    • Ability to access both cheque and credit card accounts using one card
    • NotifyMe: get SMSs of any account activity for added security.
    • Contactless: our card has contactless (tap-and-pay) technology
       
    Additional services/value added benefits
    • Rewards: get cash back when you pay with your card, worldwide
    • Credit Life protection: Credit Protection Plan looks after your family by paying your outstanding debt in the event of death, dread disease and permanent disability
  • Peace of mind

    • Funeral cover benefit of R20 000: we pay R20 000 into your account upon your death. This will first settle any outstanding overdraft and account fees at that time. The balance will be paid to your deceased estate
    • Disability benefit of R5 000: get a monthly payment of R2 500 into your account for two consecutive months if you become disabled
    • Retrenchment benefit of R5 000: get a monthly payment of R2 500 into your account for two consecutive months if you are retrenched 
  • Digital banking

    • Absa Banking App: use the App to stop and replace your card, report fraud, manage your daily card limits, lock and unlock certain functions, retrieve your PIN and set your card up for international travel
    • Absa Online Banking: bank wherever you are 24/7

    Visit our Ways to bank section to find out how you can bank digitally with Absa.

  • Qualifying criteria

    • Earn a gross monthly individual income of R4 000
    • You must be 18 years or older
    • Not be insolvent or under debt counselling
    • Consent to do a credit bureau check
    • South African citizen or ID-carrying resident
  • Documents needed

    • Valid South African ID book or Smart card
    • Proof of residence
    • Latest proof of income for three consecutive months 

Terms and conditions apply to benefits. Please refer to the Product Information document
for Gold Package and the Absa Pricing Guide.

Explore accounts Compare accounts

Open now

Need more help?

Let one of our bank consultants help you get the best account for your needs.

08600 08600

Email us at:

absa@absa.co.za
or 

Visit your nearest branch