With your three-in-one Gold Package, you get a Gold Account, no monthly credit card fee and FREE Absa Rewards – for only R135 per month.

Recommended income: R4 000 per month

Gold card

Borrow

Get access to an Overdraft or Absa Personal Loan

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Recharge

Top up prepaid electricity or airtime.

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Send Cash

Send money to anyone with CashSend.

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Absa Rewards

Get real cash back in your pocket with Absa Rewards.

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Gold Package features and benefits

  • Cheque account benefits

    • Unlimited electronic payments including internal and external debit and stop orders
    • 50% discount on the monthly account fee when you maintain a balance of R30 000 or more
    • No fees on Absa ATM withdrawal transactions up to a total value of R3 000 per month
    • No fees on Absa ATM deposit transactions up to a total value of R3 000 per month.

  • Credit card benefits

    • Bidvest Airport Lounge access at preferential rates
    • R1.5 million automatic basic cover for a range of travel emergencies
    • Up to 57 days’ interest-free credit on purchases
    • Low monthly repayment of 3% of the outstanding balance, when you choose to repay using a debit order
    • Access to a secondary credit card at a nominal, once-off fee, if you would like to share the credit facility with another individual (such as your spouse)
    • Ability to access both cheque and credit card accounts using one card
    • NotifyMe: Get SMSs of any account activity for added security
    • Contactless: Our card uses contactless (tap-and-pay) technology. 

    Additional services/value-added benefits

    • Absa Rewards: Get cash back when you pay with your card, worldwide
    • Credit Life protection: Credit Protection Plan looks after your family by paying your outstanding debt in the event of death, dread disease or permanent disability.

  • Digital banking

    • Absa Banking App: Use it to stop and replace your card, report fraud, manage your daily account limits, lock and unlock certain functions, retrieve your PIN and activate your card for international travel
    • Absa Online Banking: Bank wherever you are, 24/7.

    Visit our Digital Banking section to find out more about how you can bank digitally with Absa.

  • Qualifying criteria

    • Earn a gross monthly individual income of R4 000
    • Be 18 years or older
    • Not be insolvent or under debt counselling
    • Consent to do a credit bureau check
    • Be a South African citizen or ID-carrying resident.

  • Documents needed

    • Valid South African ID or smart card
    • Proof of residence
    • Latest proof of income, for three consecutive months.

Terms and conditions apply. Please refer to the Product Information document
for our Gold Package and the Absa Pricing Guide for details. Get your Premium Package at an Absa branch.

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Need more help?

Let one of our bank consultants help you get the best account for your needs.

08600 08600

Email us at:

absa@absa.co.za

or 

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