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flexi banking card
Monthly fee
R55
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Key Benefits of your Absa Flexi Account

No monthly fees on electronic channels

Pay-as-you-transact banking

Enjoy budget-friendly banking with a low R55.00 monthly fee and pay only for the transactions you make. 

Borrow Cash

Unlimited Digital Banking

Access unlimited banking on your App, Cellphone Banking, and Absa Online with no extra charges. 

Top-up prepaid

Absa Rewards cash back

Join FREE Absa Rewards and earn real cash back when you swipe your chip debit card at participating retailers.

Top-up prepaid

Life Cover included

Stay secure with R15 000 lump sum life cover included for the first 12 months at no extra cost, perfect for unexpected moments.

What’s included in your Flexi Account

Flexi Account benefits

Rates and fees

What you need to apply

Smarter banking features

Lifestyle & Travel Perks

  • Flexi Account benefits

    Free Digital Fraud Warranty

    • A South African first! Get added protection if you’re defrauded using your Absa Banking App, giving you peace of mind.

     

    ATM Loans for Emergencies

    • Access cash for unforeseen expenses with convenient ATM loans, available directly through your Absa account.

     

    Prepaid Top-Ups

    • Buy prepaid airtime, data, or electricity hassle-free via the Absa Banking App or ATMs with no additional fees.

     

    Open your Flexi Account now

  • Rates and fees

    Apply for your Flexi Account and take control of your money today!

     

    • Monthly fee: R55

     

     

  • What you need to apply

    Join the Absa Flexi Account with ease. Here’s what you need to qualify for this flexible banking solution:

     

    • Aged 18 or older
    • Valid South African ID, passport, or work permit for foreign nationals
    • Proof of residence (e.g., utility bill, lease agreement) not older than three months
    • Minimum account balance of R10 to be maintained at all times
    • Apply online in minutes and start your flexible banking journey with Absa.

     

    Start your application today

  • Smarter banking features

    Bank with confidence using features designed for South African lifestyles:

     

    • Digital Access: Free Absa Banking App and online banking with in-app/email notifications
    • Contactless Chip Debit Card: Unlimited swipes, tap-and-pay functionality, and MasterPass digital wallet integration
    • Free Digital Transactions: No fees for prepaid purchases, digital payments, or notifications
    • CashSend Transfers: Send money instantly to anyone with a South African cellphone number
    • ATM Loans: Quick access to cash for emergencies via Absa ATMs 

  • Lifestyle & Travel Perks

    Elevate your banking experience with these exclusive benefits:

     

    • Absa Rewards: Earn cash back on card purchases with free membership 
    • Free Life Cover: R15 000 cover for the first 12 months for peace of mind 
    • Prepaid Transactions: Top up airtime, data, or electricity via your Banking App or ATMs with no fees (complete at least five transactions monthly, including two prepaid, to maintain benefits) 
    • Budget-Friendly Banking: Pay only for what you use, ideal for managing daily expenses or saving for big plans.

     

Frequently Asked Questions
 

Start banking the way you have always wanted to

Download the Absa Banking App today.

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Need more help?

Let one of our consultants help you get the best account for your needs.

Call us on: 0860 100 372

Email us at: absa@absa.co.za

Visit your nearest branch