Want to pay off your vehicle or other asset in regular instalments? Our instalment sale agreement may be the perfect solution for you.

Apply now

Enjoy full ownership

An asset becomes entirely yours once you have fully paid your loan.

Choose your own rate

You can choose to go for a fixed or variable interest rate - whichever suits your needs.

Affordable credit protection plan

You get an affordable credit protection plan to settle the outstanding balance in the case of death, disability or retrenchment.

Flexible payment terms

You can choose to repay your loan over period of between 12 and 60 months.

How to get it & what you can expect

How it works
  • Once you’ve chosen the vehicle or other asset you want, the next step is to agree on an interest rate, monthly repayment amount and repayment period
  • Ownership of the vehicle automatically transfers to you once the loan has been repaid - eNatis will be provided for you to transfer the asset into your name
  • You must take out comprehensive car insurance on the financed vehicle for the duration of the loan
  • We charge an initiation fee on all new contracts and a monthly service fee for the duration of the loan
  • We may ask you to pay an upfront deposit following a risk assessment
  • We offer flexible repayment terms to align with your business needs
What you get
  • The asset that becomes entirely yours once the loan has been fully repaid
  • A choice of either a fixed or variable interest rate
  • A financing solution that allows for early settlement
  • An affordable credit protection plan to settle the outstanding balance in the case of death, disability or retrenchment
  • The option to make lower monthly repayments with a balloon payment at the end of the contractual agreement
  • Choose a repayment period of between 12 and 60 months

Need more help?

Let one of our consultants assist you.

For Absa Vehicle & Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55