Absa Ultimate Banking Account
Monthly fee
R40.00
Annual turnover
R5 million
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Key benefits of your Business Credit Card
 

Best for

Improved cash flow

Manage short-term expenses, cover gaps between payments and receivables, and make essential purchases.

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Simplified expense tracking 

Get detailed statements and transaction records, making it easier to monitor spending.

Mobile Pay

Enhanced management

Track all your airline, car rental and accommodation expenses in a consolidated statement.

Mobile Pay

Added value

Track all your airline, car rental and accommodation expenses in a consolidated statement.

To view the full pricing breakdown for your Business Credit Card, view  latest pricing guide  here

All you need to know about your Business Credit Card

  • Overview

    • Manage your everyday business expenses the easy and cost-effective way with a Business Credit Card from Absa
    • Choose between Visa or Mastercard and keep track of your spend when making large payments, small purchases, or paying travel costs 
    • Link Garage Cards for easy payment of fuel, oil or any other vehicle-related expenses.

  • Benefits and features

    • Individual user account statements are sent monthly, reflecting all transactions performed and card fees charged, as well as the final balance that is carried over to the main account
    • The balance of the individual user account is automatically settled against the main account, and the main account is paid by either debit order or EFT (depending on the minimum outstanding balance)
    • Monthly statements of the main account are sent to the business and reflect the balance transferred from each individual user
    • The business determines the allocation of credit limits for the individual users.

  • How it works

    Your Absa Business Credit Card has two separate accounts – a main account and individual user accounts:

    • Your Business Credit Card has two separate accounts – a main account in the business name and individual user accounts intended for your staff
    • You’ll receive individual user account statements monthly, reflecting all transactions performed, card fees charged and the final balance carried over to the main account
    • The balance of the individual user account is automatically settled against the main account, and the main account is paid by either debit order or EFT (depending on the minimum outstanding balance)
    • You’ll also receive monthly statements of the main account, reflecting the balance transferred from each individual user
    • You determine the allocation of credit limits for individual users, however the limit is only approved once your branch has assessed your application. 

  • Value adds and Rewards

    • Accepted worldwide for your expenses, including air travel, car rental and accommodation
    • Free Automatic Travel Insurance.
    • No transaction fees for point-of-sale (POS) purchases
    • Up to 55 days interest-free facility
    • Credit limit per card (user) and aggregate limit applied at business level
    • SMS or email notifications can be sent to alert the cardholder whenever a transaction is performed.


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Need more help

For Business & Purchase Card related queries, including application processing:

Contact us:

Call us on : 0800 425 703

General enquiries: 0800 227 592

Email us at : purchasecard@absa.co.za

For fraud related matters, email us at: fraud@absa.co.za

For disputes and chargebacks, email us at: corporatedisputes@absa.co.za

For lost and stolen cards, call us on: 0800 111 155