We offer tax-free products to suit your risk appetite, investment terms and goals. You may invest R33 000 per tax year and R500 000 in your lifetime.

Tax Free Fixed Deposit
  • Launch rate of 8.70%pa, interest at maturity offered for a limited period
  • Minimum once off opening deposit of R33 000
  • Maximum deposit is limited to a once off R33 000 except if you are transferring from one tax-free account from another institution to ours
  • Investment is fixed for 12 months
  • No tax is payable on the interest earned
  • Interest is payable on maturity

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Tax Free Savings
  • Opening deposit of R1 000
  • Immediate access to your money
  • Don’t pay tax on interest earned

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Tax Free Investment Account
  • Opening deposit of R5 000
  • Don’t pay tax on your returns
  • Invest in unit trusts, exchange traded funds and wrap portfolios
  • A choice of various funds to meet your risk appetite

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Tax Free ETF Savings Account
  • Reduced brokerage of 0,2% with no minimum and no monthly fee
  • No securities transfer tax on purchases
  • No capital gains tax when you sell these products
  • No dividend withholding tax on dividends earned
  • No tax on interest earned
  • All approved ETFs offer you exposure both locally and offshore

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