Compare the best Savings and Investment for your family

Everyone’s financial journey is different, and that’s why it helps to compare the best saving and investments for your family. Saving gives you a safe place to build security, while investing helps your money grow over time. Finding the right balance between the two means you can cover your family's needs and still work toward tomorrow’s dreams.

  • Save for up to five years

    Product

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    Notice Select
    • Opening deposit
      of R1 000
    • Make additional deposits at any time
    • Invest for at least seven days
    • No monthly administration fees
    • You select your own notice period to access your money

    FuturePlan
    • Opening deposit of R100
    • Monthly deposit of R100
    • No bank charges or admin fees

     

     

    Depositor Plus
    • Opening deposit of R15 000
    • Maintain a balance of at least R1 000 to keep the account active
    • The more you invest, the more interest you will earn
    • Access your money immediately

    Cash Invest Tracker
    • Opening deposit of R100 000
    • Immediate access to your funds
    • If you are an Absa Private Bank customer, all you need is a minimum deposit of R1.00
    • Interest is linked to prime and other market factors

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    Dynamic Fixed Deposit

    Features of the product:

    • Your capital is guaranteed
    • Choose an interest rate that is fixed or linked to prime
    • Seniors 55 years or older, may receive an additional Senior bonus rate which may be automatically included for qualifying deposits
    • You pay no monthly fees
    • The minimum opening amount is from R1 000.00
    • The investment term is 8 days to 60 months
    • Choose to access 0%, 10%, 20%, 30%, 40% or 50% of your investment anytime during your investment term
    • Choose to receive interest monthly, quarterly, half yearly, annually or on maturity
    • Individual customers may qualify for bonus interest if you do not withdraw any of your immediate access funds during your investment term

    Dynamic Upfront Interest

    Features of the product:

    • The capital is guaranteed
    • You pay no monthly fees
    • The minimum opening amount is from R100 000.01
    • The minimum investment term is two months (60 days)
    • The maximum investment term is 12 months (394 days)
    • You have no access to the investment capital during the term of the investment
    • Choose to receive all your interest earned upfront or monthly in advance when you open your account

    Islamic Term Deposit
    • Opening deposit of R2 000
    • Invest R200 per month
    • Aims to provide you with a current income
    • Access your money with minimum 48 hours’ notice

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    Absa Stockbrokers and Portfolio Management
    • Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
    • No minimum amount to start — debit orders from a minimum of R250
    • With over R250 000 to invest, a portfolio manager can help you
    • Invest in a tax-free savings account, for local and offshore exposure
    • No age limit 

    Fixed Deposit
    • Opening deposit of R1 000
    • Fixed interest rate for your investment term
    • Choose an investment term that suits you
    • Able to use the account to secure a loan or overdraft

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    Travel Club Account
    • Opening deposit of R1 000
    • Up to 50% off accommodation
    • Up to 15% off travel
    • Access to a centralised quotation and booking service
    • Tiered interest rates — the more you save the more interest you earn
    • This is a group account

    Contact your branch

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    Grocery Stokvel Account
    • Opening deposit of R50
    • 3% discounts on all purchases at Pick n Pay
    • Pick n Pay Smart Shopper points
    • Free grocery delivery within a 15km radius

     

     

    Contact your branch

    Tell me more

  • Save and invest for more than five years

    Product

    Features 

     

     

     

     

     

    Absa Stockbrokers and Portfolio Management
    • Invest and trade in equities and exchange traded funds locally and offshore in over 20 exchanges
    • No minimum amount to start — debit orders from a minimum of R250
    • With over R250 000 to invest, a portfolio manager can help you
    • Invest in a tax-free savings account, for local and offshore exposure
    • No age limit 

    Apply now

    Tell me more