Need extra cash? Get it from your home loan.

Your home loan could be a source of additional money when you need it most. See which option works for you, depending on your  requirements.

Get additional funds now

There are different ways you could use your home loan to get additional funds - see what will work best for you.


Benefit from extra payments

Make extra payments to pay off your home sooner or to save on interest.

How it works:

  • FlexiReserve comes free with your home loan.
  • Pay extra into your home loan: monthly or a lump sum.
  • Extra payments will save you on interest payments.
  • You can capitalise the extra payments and reduce your monthly repayment.
  • If you need fast access to cash, you can pay additional funds from your home loan into your cheque account by using our banking app or online banking
  • Flexi conditions will apply

Tell me more


Get money you have already paid

Use the difference between your outstanding balance and the full loan amount.

How it works:

  • Get access to credit at preferential home loan rates.
  • Apply and get your cash within 48 hours after approval.
  • Option to structure your funds with MultiPlan.
  • No extra fees or bond re-registration costs.
  • Subject to a credit assessment and property valuation.

Apply to access funds

Further Advance 

Use your home's increased value

As your home increases in value, you can apply for the extra value in cash.

How it works:

  • Increase your home loan to the current value of your property and have the difference paid to you.
  • You can use the cash for anything from home renovations to paying for education or any other need you may have.
  • Option to structure your funds with MultiPlan.
  • Requires registering a further bond at the deeds office.
  • Further bond registration fees and costs are required
  • Subject to a credit assessment and property valuation.

Apply to access funds

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Need more help or advice?

Let one of our property experts call you back.

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