If you take a loan with us and find a lower interest rate anywhere, we promise to beat it.

We offer personal loans up to R350 000

We offer the widest range of personal loans of up to R350 000!

Compare personal loans

You could be provisionally approved

If you’re an Absa customer you may be provisionally approved for a personal loan. To view your credit limits, register or logon to Absa Online.

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Apply online

Get the best interest rate on your personal loan with our price guarantee

If you take out an Absa Personal Loan and you’re offered a lower interest rate elsewhere, we’ll beat it. Terms and conditions apply.

How it works

Terms and Conditions

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What you need to know

Repayment term:
From 12 to 84 months.

Interest rate:
Absa guarantees the best interest rate in the market.

Example of monthly repayment:
The estimated monthly instalment on a R50 000 loan taken over 36 months at 21% would be R1 997. This includes a monthly service fee of R68.40 and a once off initiation fee of R1 197.

Applying for a Personal Loan is easy

What you need:
  • A regular monthly income of R2 000 or more
  • A bank account into which your monthly salary is paid
  • You must be 18 years of age or older
What to bring:
  • A valid South African ID document or Smart card
  • A proof of residential address such as a municipality or rates bill
  • Your last 3 month's payslips or bank statements
Online banking customers

If you’re already registered for Absa Online and have an Absa Transactional account, you can apply quickly and easily!

Apply now

Not registered for online banking? Register now

New and existing customers

Not an Absa customer or not registered for Online banking?
You can still apply online!

Apply now

Apply now

Call me back

Send us your contact details and a consultant will call you back to assist you with your application.

Apply now

Apply now

At a branch

Locate a branch

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch