If you take a loan with us and find a lower interest rate anywhere, we promise to beat it.

We offer personal loans up to R350 000

We offer the widest range of personal loans of up to R350 000!

Compare personal loans

You could be provisionally approved

If you’re an Absa customer you may be provisionally approved for a personal loan. To view your credit limits, register or logon to Absa Online.

Register now

Apply online

Get the best interest rate on your personal loan with our price guarantee

If you take out an Absa Personal Loan and you’re offered a lower interest rate elsewhere, we’ll beat it. Terms and conditions apply.

How it works

Terms and Conditions

Claim Form

Applying for a Personal Loan is easy

You need to:
  • Earn R2 000 or more a month
  • Have a bank account into which your salary is deposited
  • 18 years or older
How it works:
  • Loan ranges from 1 - 84 months
  • Maximum interest rate: Prime + 17.5%
  • Use our handy calculator to view an illustrative example of the total costs of our Personal Loan
Bring the following:
  • A valid South African ID document or card
  • Proof of your residential address such as a municipality or rates bill
  • 3 months bank statements if you are not an Absa transactional customer
Online banking customers

If you’re already registered for Absa Online and have an Absa Transactional account, you can apply quickly and easily!

Apply now

Not registered for online banking? Register now

New and existing customers

Not an Absa customer or not registered for Online banking?
You can still apply online!

Apply now

Apply now

Call me back

Send us your contact details and a consultant will call you back to assist you with your application.

Apply now

Apply now

At a branch

Locate a branch

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch