No matter what your plans are, we’ve got a personal loan that suits your needs.


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Flexible loan amount and repayment term

We offer the widest range of personal loans of up to R350 000 with a loan repayment term of up to 84 months.

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You could be provisionally pre-qualified

If you’re an Absa customer you may be provisionally pre-qualified for a personal loan. You can view your limits on Absa Online or at any Absa ATM.

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Get the best interest rate with our price guarantee

If you take out an Absa Personal Loan and you’re offered a lower interest rate elsewhere, we guarantee to beat it.

How it works

Terms and Conditions

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What you need to know

Repayment term:
From 12 to 84 months

Interest rate:
Personalised Annual Percentage Interest Rate (APR), up to the maximum of prime +17.5%.

Estimated interest repayment:
The estimated monthly repayment on a R50 000 loan taken over 36 months at an interest rate of 21% per month would be R1 998*.

*includes a monthly service fee and one-off initiation fee.

Apply now, it’s easy

What you need:
  • To earn a regular monthly income of at least R2 000 per month
  • To have a bank account into which your income is paid
  • To be 18 years or older
What to bring with you:
  • A valid South African ID document or Smart card
  • Proof of residential address such as a municipality or rates bill (not older than 3 months)
  • Latest 3 payslips or 3 months' bank statements
Ways to apply 

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Complete the form below so we can help you.

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch