If you take a loan with us and find a lower interest rate anywhere, we promise to beat it.

We offer personal loans up to R350 000

We offer the widest range of personal loans of up to R350 000!

Compare personal loans

You could be provisionally approved

If you’re an Absa customer you may be provisionally approved for a personal loan. To view your credit limits, register or logon to Absa Online.

Register now

Apply online

Get the best interest rate on your personal loan with our price guarantee

If you take out an Absa Personal Loan and you’re offered a lower interest rate elsewhere, we’ll beat it. Terms and conditions apply.

How it works

Terms and Conditions

Claim Form

Applying for a Personal Loan is easy

What you need:
  • A regular monthly income of R2 000 or more
  • An Absa bank account into which your monthly salary is paid
  • You must be 18 years of age or older
How it works:
  • Minimum and maximum period of repayment from 1 to 84 months
  • Maximum annual interest rate (APR): Prime +17.5%
  • The monthly instalment on a R50 000 loan taken over 36 months at 21% would be R1997. This includes service fees of R68.40 and initiation fees of R1197.00. Term and condition apply
  • Calculate your estimated total costs of our Personal Loan
What to bring:
  • A valid South African ID document or Smart card
  • A proof of residential address such as a municipality or rates bill
  • Your last 3 month's payslips or bank statements
Online banking customers

If you’re already registered for Absa Online and have an Absa Transactional account, you can apply quickly and easily!

Apply now

Not registered for online banking? Register now

New and existing customers

Not an Absa customer or not registered for Online banking?
You can still apply online!

Apply now

Apply now

Call me back

Send us your contact details and a consultant will call you back to assist you with your application.

Apply now

Apply now

At a branch

Locate a branch

Need more help?

Let one of our consultants help you get the best loan for your needs.

Call us on:

0860 100 372

Visit your nearest branch