The title deeds campaign offer
Title deeds for properties linked to paid-up Home Loan Accounts which have not been cancelled are placed in safe custody. Home Loans has negotiated a discount with
a select panel of attorneys for qualifying customers. The attorney bond cancellation cost will be R1 000* (including VAT) per bond cancellation, which ordinarily would
have been approximately R3 800 (including VAT). The offer expires on 31 March 2021.
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Frequently asked questions
Courier costs from the attorneys to the customer’s address will be an additional cost charged to the customer by the attorney.
The offer expires on 31 March 2021. Customers need to ensure that their instruction to cancel their mortgage loan reaches the bank before the offer ends.
Yes. However, the R1 000 is charged per bond cancellation. Where a customer has multiple bonds registered under one property (a customer may have taken up Further Advances on the property) each bond cancellation will be charged at R1 000.
No. Customers who use their own cancellation attorney (not on the selected panel for this offer) will pay the fee agreed with their attorney and will not benefit from this offer.
Customers whose mortgage loan accounts are not paid up or mortgage loan accounts where the cancellation request was received before 23 November 2020 or will be received after 31 March 2021.
Yes. One participant can initiate the cancellation on behalf of other participants. The title deed will remain in the names of all participants registered in the deeds office and no single participant can transfer the property without approval of the other participants.