Our Authenticated Early Debit Order (AEDO) service helps you improve collections and reduce disputes with customers. 

Improve collections

Improve collections particularly in lower income groups where risk of payment being declined is higher.

Less disputes

All Authenticated Early Debit Order transactions are authenticated by the bank account holder. 

Set collections anywhere, anytime

Use portable terminals to set up your Authenticated Early Debit Order collections.

It’s fast and efficient

Full transactional reporting and maintenance is available through convenient channels.

  • How it works

    • AEDOs enable the account holder to mandate the contracted future dated early debit orders through the use of their bank card (for example debit card) and PIN.
    • In terms of the AEDO service, consumers are able to electronically authorise future dated deductions from their bank accounts for the payment of insurance premiums, loan repayments and asset purchases etc. at point of sale, by swiping their bank cards and entering their PIN numbers.
    • As these deductions by the bank are authenticated by the consumer in person through an electronic signature, they cannot be repudiated by the consumer once paid, giving the service provider and consumer certainty of payment.
    • The benefit of AEDO is that they are authenticated through an electronic mandate and therefore disputes are minimised. At present authentication can only take place at a physical terminal and thus telephone or internet mandates are not possible. 
  • Qualifying criteria

    • Must be an individual or legal entity with a South African bank account
    • Must be a resident of and/or your business must be based in South Africa
    • You must have a clear credit record and have no judgments against your name

Frequently asked questions

Need more help?

Let one of our consultants assist you.

Call us on: 

0860 111 222 

Email us at:

contactmerc@absa.co.za