Borrowing

Express Loan

Life is never predictable, and there are times when we all need some extra cash for those rainy days. Whether you are faced with an unexpected emergency, or simply need instant access to cash to tide you over until your next pay-check, an Absa Express Loan gives you access to a short-term loan from R1 500 up to R8 000 over a repayment term of 1, 3 or 6 months.

Not right for you? Find the right loan, or apply at your nearest branch.

An Express Loan could be the right choice if you:

  • Need to access between R1 500 and R8 000
  • Want a short-term loan payable over 1, 3 or 6 months
  • Earn a minimum income of R1 500 per month
  • Have a bank account into which your salary is deposited
  • Have proof of your current residential address, such as a municipality or rates bill
What you get

  • An affordable credit protection plan to settle the outstanding balance if you die, become permanently disabled or get one of the dread diseases.
  • Easy payments can be made by debit order
  • No early settlement penalties for early repayment
  • A loan with a roll-over ability, so you can take up another loan if the first loan is completely repaid
Online Application
Complete a secure application form online



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