Credit card benefits

Smart ways to pay

Smart way to pay

Shop securely online or instore. Pay with your card, smartphone or wearable device.

Absa Rewards

Rewards and Absa Advantage

Cash back with Absa Rewards. Free meals for completing challenges on your App.

Value added Benefits

Value added benefits

Preferential rates to access to Bidvest Premier Domestic and International airport departure lounges. Travel insurance for international bookings.

Get more value from your credit card

As a valued member of our Absa family, we appreciate your continued support of and trust in our services. We want to remind you of how you can experience the most value with your Absa Credit Card. Below we share some thoughts on how you can maximise the benefits from your Absa Credit Card, and bring you tips to help you unlock value and earn real cash back.

  • Tip 1:  Pay your bills or shop instore

    Pay smarter using your credit card and get these benefits:

    • Instant gratification: Your transactions are processed instantly – no waiting for funds to clear. Remember, you can also purchase items on budget or convert transactions to budget from three  to 60 months.
    • Bill payments: Pay bills like your municipal  account and DStv with Walletdoc.com or Absa QR Payments, and get rewarded.
    • Free card swipes: Card transactions come with no additional charges for you.
    • Convenience: Hassle-free and quicker than withdrawing money or transferring funds to another bank account.
    • Cash Rewards: Get real cash back for card purchases.
    • Security: It’s safe. Credit cards have  built-in fraud protection with Visa 3D Secure transactions, NotifyMe and our Digital Fraud Warranty.
       

    Terms and conditions apply.

    Note: 2024 Pricing – Point-of-sale and Digital Wallet payments are free, while you only pay R2.50 per R100 or part thereof for cash withdrawals at ATMs and R15.00 for account payments and interbank payments via Digital and ATM Banking.

  • Tip 2: Don’t draw cash at ATMs or transfer funds

    Reduce cash withdrawals and use your card to shop

    • Save money: Our 57-day interest free period does not apply to cash withdrawals or to transfers you make from your credit card to other bank accounts. You start paying interest from the day of these transactions.
    • Pay no transaction fees: Enjoy free card swipes.
    • Convenient: No need to queue at an ATM or take the risk of walking around with cash in your pocket.
       

    Terms and conditions apply.

    Note: 2024 Pricing – Point-of-sale and Digital Wallet are free, while you only pay R2.50 per R100 or part thereof for cash withdrawals at ATMs and R15.00 for account payments and interbank payments via Digital and ATM Banking.

  • Tip 3: Use your card to shop online

    Shop wherever your are, 24/7

    • Secure: You'll be asked to authenticate your transaction on your Absa Banking App or to enter a one-time-password (OTP) that you receive via SMS when you shop online (on a website with a URL that starts with 'https/'). Ensure you have downloaded your Banking App to make the most of these security measures.
    • Earn cash back: Earn up to 30% cash back at our Rewards Partners Food Lover’s Market, Pick n Pay, Woolworths and Dis-Chem! Plus, you can earn additional Cashback if you shop at Woolworths online and Pick n Pay asap.
    • Chargeback rights: Get assistance if your goods are not delivered and you need help to get you your money back from online purchases.
    • Buyers Protection: Your Visa* card protects you for the first 90 days after a purchase.
    • Extended Warranty: Your Visa card offers you an extension on the original manufacturer warranty by an additional term.

    Terms and conditions apply.

    *Visit the Visa website to learn more.

  • Tip 4: Use the Absa Banking App

    The Absa Banking App – your branch on your phone.
     

    Use your Banking App for free - no need to worry about data charges.

    What you can do on your App:

    • Transfer funds, pay beneficiaries or send CashSend.
    • Buy airtime or Lotto tickets easily.
    • Sign up for Absa Rewards and set travel notifications.
    • Get great personalised offers from us for credit limit increases, upgrades, savings and investment products and discounts on our products.
    • Complete great financial literacy quizzes with Absa Advantage, which rewards you with vouchers to spoil yourself with.
    • Stop and replace your credit card, get quick access to your card details, manage your card limits on the go and manage the transaction types you need when you need them.
    • Transact using your smartwatch or smartphone: Set up Apple Pay, Garmin Pay, Fitbit Pay or Samsung Pay, or pay with QR Payments, which we offer on the App.
    • Transact safely and know that you’re covered with our Digital Fraud Warranty.
    • Credit Coach: Absa Credit Coach in App – helps you monitor and improve your credit profile. Credit Coach is located under “Offers” tab.

    Terms and conditions apply.

    Learn more about your Banking App.

  • Tip 5: Register for our FREE Rewards programme

    Our Rewards programme gives you cash back that is as distinctive as you.

    • It’s FREE: Get the cash rewards from us simply by paying with your Absa cards. It’s that simple!
    • Earn real cash back: Shop using your credit card online, in store or at one of our Rewards Partners and earn up to 30% real cash back.
    • Get rewarded even more: Spend R3 000 on groceries at Food Lover’s Market, Pick n Pay and Woolworths in a given month and get R900 back if you are a Tier 5 Rewards customer. Plus, earn an extra 30% on your next R1 000 of online grocery purchases.
    • Earn up to 30% real cash back, depending on your Rewards Tier when you fill up or shop at Sasol.
    • Earn up to 30% real cash back, depending on your Rewards Tier on health and beauty purchases at Dis-Chem.
    • Sign up today on the Absa Banking App, call us on 0861 78 88 88 or visit a branch to sign up. 

    Terms and conditions apply.

  • Tip 6: Pay by debit order

    Load a debit order so you never miss a payment – and earn more cash back.

    • Convenient and easy: Also, reduces the stress of missing a payment and the financial penalties that go with it.
    • Improve your credit score: Earn even more real cash back and boost your credit score.
    • Improve your Rewards score: Helps you move up your Rewards tier. For Absa Rewards, call 0861 78 88 88. Terms and conditions apply.