Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

Simply select the product section you require and download the relevant rates and fees pricing brochure that you are looking for.

business-rate

privatebankingtab

Private Banking offers you comprehensive and flexible solutions with exceptional benefits, all with the help of your Absa private banker as a single point of entry. Download the rates and fees pricing brochure that you are looking for.

Download the rates and fees pricing brochure that you are looking for.

Fees

Download the 2024 Private Banking Pricing Brochure

Download the 2023 Private Banking Pricing Brochure

We are committed to helping you grow your wealth with our wide range of saving and investing products while offering competitive rates and fees to help in achieving your goals.

 

The interest rates shown are indicative only and are subject to change without notification. The rate is determined on the date on which your funds are received in your account and, where applicable, is also determined by your chosen investment term, interest payment frequency and the investment amount deposited. Please call us on 0860 111 515 or visit any Absa branch to get the best rate of the day. All rates are expressed as a percentage per annum.

 

Get your bank statements quickly and easily on your Banking App, Absa Online or via email. As from 17 July 2023 you will no longer get your bank statements through the post.

  • Savings and Investing Fees

    Automatic travel insurance when buying international return travel tickets can be topped up with a number of options for additional cover.

    Fees

    Download the 2024 Pricing Guide - Everyday Banking Products On Sale
    Download the 2024 Pricing Guide - Everyday Banking Products no Longer on Sale

    Download the 2023 Pricing Brochure
    Download the 2023 Pricing Brochure Products no longer on sale

  • Interest Rates for less than a R1 000 deposit

     

    >R 1

    >R 50

    >R 100

    >R 500

    >R 1000

    Instant Access

    MegaU (Investment)

    0.00%

    5.20%

    5.20%

    5.20%

    5.20%

    TruSave

    0.00%

    5.20%

    5.20%

    5.20%

    5.20%

    Saving plans

    FuturePlan

     

    5.80%

    5.80%

    5.80%

    6.00%

    Last reviewed on 31 January 2024

    Absa Digital Bonus Rate for TruSave

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R49.90

    0.00%

     

    0.00%

    R50.00

    R9 999 999 999 999.99

    0.00%

    1.90%

    1.90%

    Last reviewed on 26 May 2023

    Rates subject to change. View our product term sheet.

  • Interest Rates for between R1 000 and R10 000 deposits

     

    >R1 000

    >R2 000

    >R5 000

    >R6 000

    >R10 000

    Instant Access

    MegaU (Investment)

    5.20%

    5.20%

    5.20%

    5.20%

    5.20%

    TruSave

    5.20%

    5.20%

    5.20%

    5.20%

    5.20%

    Saving plans

    FuturePlan

    6.00%

    6.00%

    6.00%

    6.20%

    6.40%

    Last reviewed on 31 January 2024

    Absa Digital Bonus Rate for TruSave

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R49.90

    0.00%

     

    0.00%

    R50.00

    R9 999 999 999 999.99

    5.20%

    1.90%

    7.10%

    Last reviewed on 26 May 2023

    Rates subject to change. View our product term sheet.

  • Interest Rates for more than R10 000 deposit

     

    >R10 000

    >R15 000

    >R20 000

    >R25 000

    >R50 000

    >R100 000

    +R1 000 000

    Easy Access

    TruSave

    5.20%

    5.20%

    5.20%

    5.20%

    5.20%

    5.20%

    5.20%

     

     

    >R15 000

    >R25 000

    >R75 000

    >R100 000

    >R250 000

    >R1 000 000

    >R 10 000 000

    >R 25 000 000

    Easy Access

    Depositor Plus

    6.95% 7.70% 7.80% 7.85% 8.00% 8.05% 8.25% 7.95%
    Investor Plus  4.95% 4.95% 4.95% 4.95% 8.40% 8.40% 8.40% 8.40%

     

    >R10 000

    >R15 000

    >R20 000

    >R25 000

    >R50 000

    >R100 000

    +R100 0000

    Saving plans

       

    FuturePlan

    6.40%

    6.40%

    6.80%

    7.30%

    7.30%

    7.30%

    7.30%

    Last reviewed on 26 May 2023

       

    Absa Digital Bonus Rate for Depositor Plus

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R14 999.99

    0.00%

    0.00%

    0.00%

    R15 000.00

    R24 999.99

    6.95%

    0.25%

    7.20%

    R25 000.00

    R74 999.99

    7.70%

    0.25%

    7.95%

    R75 000.00

    R99 999.99

    7.80%

    0.25%

    8.05%

    R100 000.00

    R249 999.99

    7.85%

    0.25%

    8.10%

    R250 000.00

    R999 999.99

    8.00%

    0.25%

    8.25%

    R1 000 000.00

    R9 999 999.99

    8.05%

    0.25%

    8.30%

    R10 000 000.00

    R24 999 999.99

    8.25%

    0.25%

    8.50%

    R25 000 000.00

    R9 999 999 999 999.99

    7.95%

    0.25%

    8.20%

    Last reviewed on 26 May 2023

    View our product term sheet.

    Absa Digital Bonus Rate for Investor Plus

    Balance Tier

    Standard Rate

    Digital Bonus Rate

    Total Rate

    R0.01

    R249 999.99

    5.20%

    0.10%

    5.30%

    R250 000.00

    R9 999 999 999 999.99

    8.65%

    0.10%

    8.75%

    Last reviewed on 26 May 2023

    View our product term sheet.

  • Interest Rates for Dynamic Fixed Deposit

    dynamic-fixed-deposit

    Balance R 1000 – R99,999.99
     
    Standard Interest Rates

    *Please scroll from left to right

     

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 5.90% 5.90% 5.65% 5.60% 5.55% 5.50% 5.45%
    1 month 6.90% 6.90% 6.65% 6.60% 6.55% 6.50% 6.45%
    2 months 6.90% 6.92% 6.65% 6.60% 6.55% 6.50% 6.45%
    3 months 7.60% 7.65% 7.35% 7.30% 7.25% 7.20% 7.15%
    4 months 7.60% 7.68% 7.35% 7.30% 7.25% 7.20% 7.15%
    5 months 7.60% 7.70% 7.35% 7.30% 7.25% 7.20% 7.15%
    6 months 8.30% 8.45% 8.05% 8.00% 7.95% 7.90% 7.85%
    7 months 8.30% 8.49% 8.05% 8.00% 7.95% 7.90% 7.85%
    8 months 8.30% 8.52% 8.05% 8.00% 7.95% 7.90% 7.85%
    9 months 8.30% 8.55% 8.05% 8.00% 7.95% 7.90% 7.85%
    10 months 8.30% 8.59% 8.05% 8.00% 7.95% 7.90% 7.85%
    11 months 8.30% 8.62% 8.05% 8.00% 7.95% 7.90% 7.85%
    12 months 9.00% 9.41% 8.75% 8.70% 8.65% 8.60% 8.55%
    13-17 months 8.65% 9.11% 8.40% 8.35% 8.30% 8.25% 8.20%
    18 months 8.65% 9.22% 8.40% 8.35% 8.30% 8.25% 8.20%
    19-23 months 8.65% 9.32% 8.40% 8.35% 8.30% 8.25% 8.20%
    24 months 8.70% 9.47% 8.45% 8.40% 8.35% 8.30% 8.25%
    25-35 months 8.70% 9.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    36 months 8.85% 10.09% 8.60% 8.50% 8.35% 8.19% 8.03%
    37-47 months 8.85% 10.34% 8.60% 8.55% 8.50% 8.45% 8.40%
    48-59 months 8.85% 10.87% 8.60% 8.55% 8.50% 8.45% 8.40%
    60 months 8.85% 11.10% 8.45% 8.40% 8.20% 8.05% 8.00%
    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.10% 6.10% 5.85% 5.80% 5.75% 5.70% 5.65%
    1 month 7.65% 7.65% 7.40% 7.35% 7.30% 7.25% 7.20%
    2 months 7.65% 7.67% 7.40% 7.35% 7.30% 7.25% 7.20%
    3 months 7.90% 7.95% 7.65% 7.60% 7.55% 7.50% 7.45%
    4 months 7.90% 7.98% 7.65% 7.60% 7.55% 7.50% 7.45%
    5 months 7.90% 8.00% 7.65% 7.60% 7.55% 7.50% 7.45%
    6 months 8.60% 8.75% 8.35% 8.30% 8.25% 8.20% 8.15%
    7 months 8.60% 8.79% 8.35% 8.30% 8.25% 8.20% 8.15%
    8 months 8.60% 8.82% 8.35% 8.30% 8.25% 8.20% 8.15%
    9 months 8.70% 8.95% 8.45% 8.40% 8.35% 8.30% 8.25%
    10 months 8.70% 8.99% 8.45% 8.40% 8.35% 8.30% 8.25%
    11 months 8.70% 9.02% 8.45% 8.40% 8.35% 8.30% 8.25%
    12 months 9.15% 9.56% 8.90% 8.85% 8.80% 8.75% 8.70%
    13-17 months 8.80% 9.26% 8.55% 8.50% 8.45% 8.40% 8.35%
    18 months 8.80% 9.37% 8.55% 8.50% 8.45% 8.40% 8.35%
    19-23 months 8.80% 9.47% 8.55% 8.50% 8.45% 8.40% 8.35%
    24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.90% 10.14% 8.65% 8.55% 8.40% 8.24% 8.08%
    37-47 months 8.90% 10.39% 8.65% 8.60% 8.55% 8.50% 8.45%
    48-59 months 9.05% 11.07% 8.80% 8.75% 8.70% 8.65% 8.60%
    60 months 8.95% 11.20% 8.55% 8.50% 8.30% 8.15% 8.10%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

     

    Balance R 100 000 - R999,999.99
     
    Standard Interest Rates

    *Please scroll from left to right

     

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.00% 6.00% 5.75% 5.70% 5.65% 5.60% 5.55%
    1 month 7.00% 7.00% 6.75% 6.70% 6.65% 6.60% 6.55%
    2 months 7.00% 7.02% 6.75% 6.70% 6.65% 6.60% 6.55%
    3 months 7.85% 7.90% 7.60% 7.55% 7.50% 7.45% 7.40%
    4 months 7.85% 7.93% 7.60% 7.55% 7.50% 7.45% 7.40%
    5 months 7.85% 7.95% 7.60% 7.55% 7.50% 7.45% 7.40%
    6 months 8.60% 8.75% 8.35% 8.30% 8.25% 8.20% 8.15%
    7 months 8.60% 8.79% 8.35% 8.30% 8.25% 8.20% 8.15%
    8 months 8.60% 8.82% 8.35% 8.30% 8.25% 8.20% 8.15%
    9 months 8.75% 9.00% 8.50% 8.45% 8.40% 8.35% 8.30%
    10 months 8.75% 9.04% 8.50% 8.45% 8.40% 8.35% 8.30%
    11 months 8.75% 9.07% 8.50% 8.45% 8.40% 8.35% 8.30%
    12 months 9.00% 9.41% 8.75% 8.70% 8.65% 8.60% 8.55%
    13-17 months 8.80% 9.26% 8.55% 8.50% 8.45% 8.40% 8.35%
    18 months 8.80% 9.37% 8.55% 8.50% 8.45% 8.40% 8.35%
    19-23 months 8.80% 9.47% 8.55% 8.50% 8.45% 8.40% 8.35%
    24 months 8.75% 9.52% 8.50% 8.45% 8.40% 8.35% 8.30%
    25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.85% 10.09% 8.50% 8.45% 8.40% 8.35% 8.30%
    37-47 months 8.85% 10.34% 8.50% 8.45% 8.40% 8.35% 8.30%
    48-59 months 9.05% 11.07% 8.80% 8.68% 8.53% 8.41% 8.29%
    60 months 8.85% 11.10% 8.35% 8.15% 8.10% 8.00% 7.90%

    *Please scroll from left to right

     

    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.40% 6.40% 6.15% 6.10% 6.05% 6.00% 5.95%
    1 month 7.70% 7.70% 7.45% 7.40% 7.35% 7.30% 7.25%
    2 months 7.70% 7.72% 7.45% 7.40% 7.35% 7.30% 7.25%
    3 months 8.00% 8.05% 7.75% 7.70% 7.65% 7.60% 7.55%
    4 months 8.00% 8.08% 7.75% 7.70% 7.65% 7.60% 7.55%
    5 months 8.00% 8.10% 7.75% 7.70% 7.65% 7.60% 7.55%
    6 months 8.70% 8.85% 8.45% 8.40% 8.35% 8.30% 8.25%
    7 months 8.70% 8.89% 8.45% 8.40% 8.35% 8.30% 8.25%
    8 months 8.70% 8.92% 8.45% 8.40% 8.35% 8.30% 8.25%
    9 months 8.80% 9.05% 8.55% 8.50% 8.45% 8.40% 8.35%
    10 months 8.80% 9.09% 8.55% 8.50% 8.45% 8.40% 8.35%
    11 months 8.80% 9.12% 8.55% 8.50% 8.45% 8.40% 8.35%
    12 months 9.25% 9.66% 9.00% 8.95% 8.90% 8.85% 8.80%
    13-17 months 8.85% 9.31% 8.60% 8.55% 8.50% 8.45% 8.40%
    18 months 8.85% 9.42% 8.60% 8.55% 8.50% 8.45% 8.40%
    19-23 months 8.85% 9.52% 8.60% 8.55% 8.50% 8.45% 8.40%
    24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.85% 9.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    36 months 8.90% 10.14% 8.55% 8.50% 8.45% 8.40% 8.35%
    37-47 months 8.90% 10.39% 8.55% 8.50% 8.45% 8.40% 8.35%
    48-59 months 9.10% 11.12% 8.85% 8.73% 8.58% 8.46% 8.34%
    60 months 8.95% 11.20% 8.45% 8.25% 8.20% 8.10% 8.00%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

     

    Balance R1 000 000 and more
     
    Standard Interest Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.00% 6.00% 5.75% 5.70% 5.65% 5.60% 5.55%
    1 month 7.25% 7.25% 7.00% 6.95% 6.90% 6.85% 6.80%
    2 months 7.25% 7.27% 7.00% 6.95% 6.90% 6.85% 6.80%
    3 months 7.90% 7.95% 7.65% 7.60% 7.55% 7.50% 7.45%
    4 months 7.90% 7.98% 7.65% 7.60% 7.55% 7.50% 7.45%
    5 months 7.90% 8.00% 7.65% 7.60% 7.55% 7.50% 7.45%
    6 months 8.80% 8.95% 8.55% 8.50% 8.45% 8.40% 8.35%
    7 months 8.80% 8.99% 8.55% 8.50% 8.45% 8.40% 8.35%
    8 months 8.80% 9.02% 8.55% 8.50% 8.45% 8.40% 8.35%
    9 months 8.85% 9.10% 8.60% 8.55% 8.50% 8.45% 8.40%
    10 months 8.85% 9.14% 8.60% 8.55% 8.50% 8.45% 8.40%
    11 months 8.85% 9.17% 8.60% 8.55% 8.50% 8.45% 8.40%
    12 months 9.05% 9.46% 8.80% 8.75% 8.70% 8.65% 8.60%
    13-17 months 8.90% 9.36% 8.65% 8.60% 8.55% 8.50% 8.45%
    18 months 8.90% 9.47% 8.65% 8.60% 8.55% 8.50% 8.45%
    19-23 months 8.90% 9.57% 8.65% 8.60% 8.55% 8.50% 8.45%
    24 months 8.75% 9.52% 8.50% 8.45% 8.40% 8.35% 8.30%
    25-35 months 8.80% 9.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.85% 10.09% 8.50% 8.45% 8.40% 8.35% 8.30%
    37-47 months 8.95% 10.44% 8.60% 8.55% 8.50% 8.45% 8.40%
    48-59 months 9.05% 11.07% 8.80% 8.68% 8.53% 8.41% 8.29%
    60 months 8.95% 11.20% 8.45% 8.25% 8.20% 8.10% 8.00%

    *Please scroll from left to right

     

    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.70% 6.70% 6.45% 6.40% 6.35% 6.30% 6.25%
    1 month 7.80% 7.80% 7.55% 7.50% 7.45% 7.40% 7.35%
    2 months 7.80% 7.82% 7.55% 7.50% 7.45% 7.40% 7.35%
    3 months 8.20% 8.25% 7.95% 7.90% 7.85% 7.80% 7.75%
    4 months 8.20% 8.28% 7.95% 7.90% 7.85% 7.80% 7.75%
    5 months 8.20% 8.30% 7.95% 7.90% 7.85% 7.80% 7.75%
    6 months 8.80% 8.95% 8.55% 8.50% 8.45% 8.40% 8.35%
    7 months 8.80% 8.99% 8.55% 8.50% 8.45% 8.40% 8.35%
    8 months 8.80% 9.02% 8.55% 8.50% 8.45% 8.40% 8.35%
    9 months 8.90% 9.15% 8.65% 8.60% 8.55% 8.50% 8.45%
    10 months 8.90% 9.19% 8.65% 8.60% 8.55% 8.50% 8.45%
    11 months 8.90% 9.22% 8.65% 8.60% 8.55% 8.50% 8.45%
    12 months 9.30% 9.71% 9.05% 9.00% 8.95% 8.90% 8.85%
    13-17 months 8.95% 9.41% 8.70% 8.65% 8.60% 8.55% 8.50%
    18 months 8.95% 9.52% 8.70% 8.65% 8.60% 8.55% 8.50%
    19-23 months 8.95% 9.62% 8.70% 8.65% 8.60% 8.55% 8.50%
    24 months 8.80% 9.57% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.85% 9.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    36 months 8.90% 10.14% 8.55% 8.50% 8.45% 8.40% 8.35%
    37-47 months 9.00% 10.49% 8.65% 8.60% 8.55% 8.50% 8.45%
    48-59 months 9.15% 11.17% 8.90% 8.78% 8.63% 8.51% 8.39%
    60 months 9.05% 11.30% 8.55% 8.35% 8.30% 8.20% 8.10%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

     

    Prime-linked rate
     
    Balance R 1000 – R99,999.99
     
    Standard Interest Rates

     

    Percentage of access 

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest Payment frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85%
    1 month 6.70% 6.70% 6.50% 6.45% 6.40% 6.35% 6.30%
    2 months 6.80% 6.82% 6.60% 6.55% 6.50% 6.45% 6.40%
    3 months 7.00% 7.04% 6.80% 6.75% 6.70% 6.65% 6.60%
    4 months 7.10% 7.17% 6.90% 6.85% 6.80% 6.75% 6.70%
    5 months 7.10% 7.19% 6.90% 6.85% 6.80% 6.75% 6.70%
    6 months 7.75% 7.89% 7.55% 7.50% 7.45% 7.40% 7.35%
    7 months 7.80% 7.97% 7.60% 7.55% 7.50% 7.45% 7.40%
    8 months 7.80% 8.00% 7.60% 7.55% 7.50% 7.45% 7.40%
    9 months 7.80% 8.03% 7.60% 7.55% 7.50% 7.45% 7.40%
    10 months 7.80% 8.06% 7.60% 7.55% 7.50% 7.45% 7.40%
    11 months 7.80% 8.09% 7.60% 7.55% 7.50% 7.45% 7.40%
    12 months 7.95% 8.35% 7.75% 7.70% 7.65% 7.60% 7.55%
    13-17 months 8.00% 8.42% 7.80% 7.75% 7.70% 7.65% 7.60%
    18 months 8.25% 8.80% 8.05% 8.00% 7.95% 7.90% 7.85%
    19-23 months 8.25% 8.86% 8.05% 8.00% 7.95% 7.90% 7.85%
    24 months 8.70% 9.45% 8.50% 8.45% 8.40% 8.35% 8.30%
    25-35 months 8.70% 9.63% 8.50% 8.45% 8.40% 8.35% 8.30%
    36 months 8.95% 10.15% 8.55% 8.50% 8.45% 8.40% 8.35%
    37-47 months 9.10% 10.52% 8.70% 8.65% 8.60% 8.55% 8.50%
    48-59 months 9.15% 11.03% 8.95% 8.90% 8.85% 8.80% 8.75%
    60 months 9.20% 11.74% 8.80% 8.75% 8.70% 8.65% 8.60%

    *Please scroll from left to right

     

    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.45% 3.45% 3.25% 3.20% 3.15% 3.10% 3.05%
    1 month 7.20% 7.20% 7.00% 6.95% 6.90% 6.85% 6.80%
    2 months 7.30% 7.32% 7.10% 7.05% 7.00% 6.95% 6.90%
    3 months 7.45% 7.49% 7.25% 7.20% 7.15% 7.10% 7.05%
    4 months 7.40% 7.47% 7.20% 7.15% 7.10% 7.05% 7.00%
    5 months 7.40% 7.49% 7.20% 7.15% 7.10% 7.05% 7.00%
    6 months 7.80% 7.94% 7.60% 7.55% 7.50% 7.45% 7.40%
    7 months 7.85% 8.02% 7.65% 7.60% 7.55% 7.50% 7.45%
    8 months 7.85% 8.05% 7.65% 7.60% 7.55% 7.50% 7.45%
    9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50%
    10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50%
    11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50%
    12 months 7.95% 8.35% 7.75% 7.70% 7.65% 7.60% 7.55%
    13-17 months 8.25% 8.67% 8.05% 8.00% 7.95% 7.90% 7.85%
    18 months 8.55% 9.10% 8.35% 8.30% 8.25% 8.20% 8.15%
    19-23 months 8.55% 9.16% 8.35% 8.30% 8.25% 8.20% 8.15%
    24 months 8.85% 9.60% 8.65% 8.60% 8.55% 8.50% 8.45%
    25-35 months 8.90% 9.83% 8.70% 8.65% 8.60% 8.55% 8.50%
    36 months 9.05% 10.25% 8.65% 8.60% 8.55% 8.50% 8.45%
    37-47 months 9.20% 10.62% 8.80% 8.75% 8.70% 8.65% 8.60%
    48-59 months 9.25% 11.13% 9.05% 9.00% 8.95% 8.90% 8.85%
    60 months 9.30% 11.84% 8.90% 8.85% 8.80% 8.75% 8.70%

    *Please scroll from left to right

     

    Balance R 100 000 - R999,999.99
     
    Standard Interest Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85%
    1 month 6.75% 6.75% 6.55% 6.50% 6.45% 6.40% 6.35%
    2 months 6.85% 6.87% 6.65% 6.60% 6.55% 6.50% 6.45%
    3 months 7.05% 7.09% 6.85% 6.80% 6.75% 6.70% 6.65%
    4 months 7.15% 7.22% 6.95% 6.90% 6.85% 6.80% 6.75%
    5 months 7.15% 7.24% 6.95% 6.90% 6.85% 6.80% 6.75%
    6 months 7.80% 7.94% 7.60% 7.55% 7.50% 7.45% 7.40%
    7 months 7.85% 8.02% 7.65% 7.60% 7.55% 7.50% 7.45%
    8 months 7.85% 8.05% 7.65% 7.60% 7.55% 7.50% 7.45%
    9 months 7.85% 8.08% 7.65% 7.60% 7.55% 7.50% 7.45%
    10 months 7.85% 8.11% 7.65% 7.60% 7.55% 7.50% 7.45%
    11 months 7.85% 8.14% 7.65% 7.60% 7.55% 7.50% 7.45%
    12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05%
    13-17 months 8.70% 9.12% 8.50% 8.45% 8.40% 8.35% 8.30%
    18 months 9.00% 9.55% 8.80% 8.75% 8.70% 8.65% 8.60%
    19-23 months 9.00% 9.61% 8.80% 8.75% 8.70% 8.65% 8.60%
    24 months 9.20% 9.95% 9.00% 8.95% 8.90% 8.85% 8.80%
    25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85%
    36 months 9.45% 10.65% 9.05% 9.00% 8.95% 8.90% 8.85%
    37-47 months 9.60% 11.02% 9.20% 9.15% 9.10% 9.05% 9.00%
    48-59 months 9.65% 11.53% 9.25% 9.20% 9.15% 9.10% 9.05%
    60 months 9.70% 12.24% 9.30% 9.25% 9.20% 9.15% 9.10%

    *Please scroll from left to right

     

    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.65% 3.65% 3.45% 3.40% 3.35% 3.30% 3.25%
    1 month 7.30% 7.30% 7.10% 7.05% 7.00% 6.95% 6.90%
    2 months 7.40% 7.42% 7.20% 7.15% 7.10% 7.05% 7.00%
    3 months 7.50% 7.54% 7.30% 7.25% 7.20% 7.15% 7.10%
    4 months 7.45% 7.52% 7.25% 7.20% 7.15% 7.10% 7.05%
    5 months 7.45% 7.54% 7.25% 7.20% 7.15% 7.10% 7.05%
    6 months 7.90% 8.04% 7.70% 7.65% 7.60% 7.55% 7.50%
    7 months 7.95% 8.12% 7.75% 7.70% 7.65% 7.60% 7.55%
    8 months 7.95% 8.15% 7.75% 7.70% 7.65% 7.60% 7.55%
    9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50%
    10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50%
    11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50%
    12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05%
    13-17 months 9.05% 9.47% 8.85% 8.80% 8.75% 8.70% 8.65%
    18 months 9.25% 9.80% 9.05% 9.00% 8.95% 8.90% 8.85%
    19-23 months 9.35% 9.96% 9.15% 9.10% 9.05% 9.00% 8.95%
    24 months 9.35% 10.10% 9.15% 9.10% 9.05% 9.00% 8.95%
    25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85%
    36 months 9.55% 10.75% 9.15% 9.10% 9.05% 9.00% 8.95%
    37-47 months 9.70% 11.12% 9.30% 9.25% 9.20% 9.15% 9.10%
    48-59 months 9.75% 11.63% 9.35% 9.30% 9.25% 9.20% 9.15%
    60 months 9.75% 12.29% 9.35% 9.30% 9.25% 9.20% 9.15%
    Balance R1 000 000 and more
     
    Standard Interest Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.25% 3.25% 3.05% 3.00% 2.95% 2.90% 2.85%
    1 month 6.80% 6.80% 6.60% 6.55% 6.50% 6.45% 6.40%
    2 months 6.90% 6.92% 6.70% 6.65% 6.60% 6.55% 6.50%
    3 months 7.10% 7.14% 6.90% 6.85% 6.80% 6.75% 6.70%
    4 months 7.20% 7.27% 7.00% 6.95% 6.90% 6.85% 6.80%
    5 months 7.20% 7.29% 7.00% 6.95% 6.90% 6.85% 6.80%
    6 months 7.85% 7.99% 7.65% 7.60% 7.55% 7.50% 7.45%
    7 months 7.90% 8.07% 7.70% 7.65% 7.60% 7.55% 7.50%
    8 months 7.90% 8.10% 7.70% 7.65% 7.60% 7.55% 7.50%
    9 months 7.90% 8.13% 7.70% 7.65% 7.60% 7.55% 7.50%
    10 months 7.90% 8.16% 7.70% 7.65% 7.60% 7.55% 7.50%
    11 months 7.90% 8.19% 7.70% 7.65% 7.60% 7.55% 7.50%
    12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05%
    13-17 months 8.70% 9.12% 8.50% 8.45% 8.40% 8.35% 8.30%
    18 month 8.95% 9.50% 8.75% 8.70% 8.65% 8.60% 8.55%
    19-23 months 9.00% 9.61% 8.80% 8.75% 8.70% 8.65% 8.60%
    24 months 9.20% 9.95% 9.00% 8.95% 8.90% 8.85% 8.80%
    25-35 months 9.25% 10.18% 9.05% 9.00% 8.95% 8.90% 8.85%
    36 months 9.45% 10.65% 9.05% 9.00% 8.95% 8.90% 8.85%
    37-47 months 9.60% 11.02% 9.20% 9.15% 9.10% 9.05% 9.00%
    48-59 months 9.65% 11.53% 9.25% 9.20% 9.15% 9.10% 9.05%
    60 months 9.70% 12.24% 9.30% 9.25% 9.20% 9.15% 9.10%

    *Please scroll from left to right

     

    Senior Interest Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Interest frequency
    Monthly Maturity Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 3.95% 3.95% 3.75% 3.70% 3.65% 3.60% 3.55%
    1 month 7.30% 7.30% 7.10% 7.05% 7.00% 6.95% 6.90%
    2 months 7.40% 7.42% 7.20% 7.15% 7.10% 7.05% 7.00%
    3 months 7.60% 7.64% 7.40% 7.35% 7.30% 7.25% 7.20%
    4 months 7.60% 7.67% 7.40% 7.35% 7.30% 7.25% 7.20%
    5 months 7.60% 7.69% 7.40% 7.35% 7.30% 7.25% 7.20%
    6 months 8.05% 8.19% 7.85% 7.80% 7.75% 7.70% 7.65%
    7 months 8.10% 8.27% 7.90% 7.85% 7.80% 7.75% 7.70%
    8 months 8.10% 8.30% 7.90% 7.85% 7.80% 7.75% 7.70%
    9 months 8.05% 8.28% 7.85% 7.80% 7.75% 7.70% 7.65%
    10 months 8.05% 8.31% 7.85% 7.80% 7.75% 7.70% 7.65%
    11 months 8.05% 8.34% 7.85% 7.80% 7.75% 7.70% 7.65%
    12 months 8.45% 8.85% 8.25% 8.20% 8.15% 8.10% 8.05%
    13-17 months 8.90% 9.32% 8.70% 8.65% 8.60% 8.55% 8.50%
    18 months 9.20% 9.75% 9.00% 8.95% 8.90% 8.85% 8.80%
    19-23 months 9.20% 9.81% 9.00% 8.95% 8.90% 8.85% 8.80%
    24 months 9.35% 10.10% 9.15% 9.10% 9.05% 9.00% 8.95%
    25-35 months 9.35% 10.28% 9.15% 9.10% 9.05% 9.00% 8.95%
    36 months 9.55% 10.75% 9.15% 9.10% 9.05% 9.00% 8.95%
    37-47 months 9.70% 11.12% 9.30% 9.25% 9.20% 9.15% 9.10%
    48-59 months 9.75% 11.63% 9.35% 9.30% 9.25% 9.20% 9.15%
    60 months 9.75% 12.29% 9.35% 9.30% 9.25% 9.20% 9.15%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

    Apply now

    Last reviewed on 01 January 2024

  • Islamic Term Deposits

    islamic-term-deposit

    Standard Profit Rates Including Digital Bonus
    Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 +
      Monthly Maturity Monthly Maturity Monthly Maturity
    8 to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30%
    1 7.15% 7.15% 7.25% 7.25% 7.50% 7.50%
    2 7.15% 7.17% 7.25% 7.27% 7.50% 7.52%
    3 7.85% 7.90% 8.05% 8.10% 8.10% 8.15%
    4 7.85% 7.92% 8.05% 8.12% 8.10% 8.17%
    5 7.85% 7.95% 8.05% 8.15% 8.10% 8.20%
    6 8.35% 8.50% 8.55% 8.70% 8.65% 8.80%
    7 8.35% 8.53% 8.55% 8.73% 8.65% 8.83%
    8 8.35% 8.56% 8.55% 8.76% 8.65% 8.86%
    8.40% 8.65% 8.80% 9.05% 8.80% 9.05%
    10  8.40% 8.68% 8.75% 9.03% 8.75% 9.03%
    11 8.45% 8.76% 8.80% 9.11% 8.80% 9.11%
    12 8.75% 9.11% 8.95% 9.31% 9.00% 9.36%
    13-17 8.60% 9.04% 8.65% 9.09% 8.65% 9.09%
    18 8.65% 9.20% 8.75% 9.30% 8.80% 9.35%
    19-23 8.60% 9.24% 8.65% 9.29% 8.65% 9.29%
    24 8.45% 9.19% 8.70% 9.44% 8.70% 9.44%
    25-35 8.40% 9.31% 8.45% 9.36% 8.45% 9.36%
    36 8.55% 9.71% 8.60% 9.76% 8.65% 9.81%
    37-47 8.60% 9.98% 8.65% 10.03% 8.70% 10.08%
    48-59 8.75% 10.66% 8.85% 10.76% 8.85% 10.76%
    60 9.30% 11.78% 9.35% 11.83% 9.35% 11.83%
    Standard Profit Rates
    Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 +
      Monthly Maturity Monthly Maturity Monthly Maturity
    8 to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00%
    1 6.90% 6.90% 7.00% 7.00% 7.25% 7.25%
    2 6.90% 6.92% 7.00% 7.02% 7.25% 7.27%
    3 7.45% 7.50% 7.65% 7.70% 7.70% 7.75%
    4 7.45% 7.52% 7.65% 7.72% 7.70% 7.77%
    5 7.45% 7.55% 7.65% 7.75% 7.70% 7.80%
    6 8.25% 8.40% 8.45% 8.60% 8.55% 8.70%
    7 8.25% 8.43% 8.45% 8.63% 8.55% 8.73%
    8 8.25% 8.46% 8.45% 8.66% 8.55% 8.76%
    8.30% 8.55% 8.70% 8.95% 8.70% 8.95%
    10  8.30% 8.58% 8.65% 8.93% 8.65% 8.93%
    11 8.30% 8.61% 8.65% 8.96% 8.65% 8.96%
    12 8.65% 9.01% 8.85% 9.21% 8.90% 9.26%
    13-17 8.50% 8.94% 8.55% 8.99% 8.55% 8.99%
    18 8.55% 9.10% 8.65% 9.20% 8.70% 9.25%
    19-23 8.50% 9.14% 8.55% 9.19% 8.55% 9.19%
    24 8.40% 9.14% 8.65% 9.39% 8.65% 9.39%
    25-35 8.35% 9.26% 8.40% 9.31% 8.40% 9.31%
    36 8.50% 9.66% 8.55% 9.71% 8.60% 9.76%
    37-47 8.50% 9.88% 8.55% 9.93% 8.60% 9.98%
    48-59 8.70% 10.61% 8.80% 10.71% 8.80% 10.71%
    60 9.20% 11.68% 9.25% 11.73% 9.25% 11.73%
    Senior Profit Rates Including Digital Bonus
    Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 +
      Monthly Maturity Monthly Maturity Monthly Maturity
    8 to 31 days 6.40% 6.40% 6.70% 6.70% 7.00% 7.00%
    1 7.65% 7.65% 7.70% 7.70% 7.80% 7.80%
    2 7.65% 7.67% 7.70% 7.72% 7.80% 7.82%
    3 8.10% 8.15% 8.20% 8.25% 8.40% 8.45%
    4 8.10% 8.17% 8.20% 8.27% 8.40% 8.47%
    5 8.10% 8.20% 8.20% 8.30% 8.40% 8.50%
    6 8.55% 8.70% 8.65% 8.80% 8.75% 8.90%
    7 8.55% 8.73% 8.65% 8.83% 8.75% 8.93%
    8 8.55% 8.76% 8.65% 8.86% 8.75% 8.96%
    9 8.75% 9.00% 8.90% 9.15% 8.95% 9.20%
    10 8.75% 9.03% 8.85% 9.13% 8.85% 9.13%
    11 8.80% 9.11% 8.90% 9.21% 8.90% 9.21%
    12 8.80% 9.16% 8.95% 9.31% 9.00% 9.36%
    13-17 8.65% 9.09% 8.70% 9.14% 8.70% 9.14%
    18 8.70% 9.25% 8.80% 9.35% 8.90% 9.45%
    19-23 8.65% 9.29% 8.70% 9.34% 8.70% 9.34%
    24 8.60% 9.34% 8.70% 9.44% 8.75% 9.49%
    25-35 8.45% 9.36% 8.50% 9.41% 8.50% 9.41%
    36 8.65% 9.81% 8.70% 9.86% 8.80% 9.96%
    37-47 8.70% 10.08% 8.75% 10.13% 8.85% 10.23%
    48-59 8.80% 10.71% 8.90% 10.81% 8.90% 10.81%
    60 9.35% 11.83% 9.40% 11.88% 9.40% 11.88%
    Senior Profit Rates
    Investment Term R1 000 - R100 000 R100 001 - R999 999 R1 000 000 +
      Monthly Maturity Monthly Maturity Monthly Maturity
    8 to 31 days 6.10% 6.10% 6.40% 6.40% 6.70% 6.70%
    1 7.40% 7.40% 7.45% 7.45% 7.55% 7.55%
    2 7.40% 7.42% 7.45% 7.47% 7.55% 7.57%
    3 7.70% 7.75% 7.80% 7.85% 8.00% 8.05%
    4 7.70% 7.77% 7.80% 7.87% 8.00% 8.07%
    5 7.70% 7.80% 7.80% 7.90% 8.00% 8.10%
    6 8.45% 8.60% 8.55% 8.70% 8.65% 8.80%
    7 8.45% 8.63% 8.55% 8.73% 8.65% 8.83%
    8 8.45% 8.66% 8.55% 8.76% 8.65% 8.86%
    9 8.65% 8.90% 8.80% 9.05% 8.85% 9.10%
    10 8.65% 8.93% 8.75% 9.03% 8.75% 9.03%
    11 8.65% 8.96% 8.75% 9.06% 8.75% 9.06%
    12 8.70% 9.06% 8.85% 9.21% 8.90% 9.26%
    13-17 8.55% 8.99% 8.60% 9.04% 8.60% 9.04%
    18 8.60% 9.15% 8.70% 9.25% 8.80% 9.35%
    19-23 8.55% 9.19% 8.60% 9.24% 8.60% 9.24%
    24 8.55% 9.29% 8.65% 9.39% 8.70% 9.44%
    25-35 8.40% 9.31% 8.45% 9.36% 8.45% 9.36%
    36 8.60% 9.76% 8.65% 9.81% 8.75% 9.91%
    37-47 8.60% 9.98% 8.65% 10.03% 8.75% 10.13%
    48-59 8.75% 10.66% 8.85% 10.76% 8.85% 10.76%
    60 9.25% 11.73% 9.30% 11.78% 9.30% 11.78%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your profit paid when your investment matures.

    Last reviewed on 28 February 2024

  • Profit rates for Islamic Dynamic Deposit

    islamic-dynamic-deposit

    Balance R 1000 – R99,999.99
     
    Standard Profit Share Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 5.90% 5.65% 5.60% 5.55% 5.50% 5.45%
    1 month 6.90% 6.65% 6.60% 6.55% 6.50% 6.45%
    2 months 6.90% 6.65% 6.60% 6.55% 6.50% 6.45%
    3 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15%
    4 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15%
    5 months 7.60% 7.35% 7.30% 7.25% 7.20% 7.15%
    6 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    7 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    8 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    9 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    10 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    11 months 8.30% 8.05% 8.00% 7.95% 7.90% 7.85%
    12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55%
    13-17 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20%
    18 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20%
    19-23 months 8.65% 8.40% 8.35% 8.30% 8.25% 8.20%
    24 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    25-35 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    36 months 8.85% 8.60% 8.50% 8.35% 8.19% 8.03%
    37-47 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    48-59 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    60 months 8.85% 8.45% 8.40% 8.20% 8.05% 8.00%

    *Please scroll from left to right

     
    Senior Profit Share Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.10% 5.85% 5.80% 5.75% 5.70% 5.65%
    1 month 7.65% 7.40% 7.35% 7.30% 7.25% 7.20%
    2 months 7.65% 7.40% 7.35% 7.30% 7.25% 7.20%
    3 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    4 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    5 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    6 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    7 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    8 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    9 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    10 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    11 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    12 months 9.15% 8.90% 8.85% 8.80% 8.75% 8.70%
    13-17 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    18 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    19-23 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.90% 8.65% 8.55% 8.40% 8.24% 8.08%
    37-47 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    48-59 months 9.05% 8.80% 8.75% 8.70% 8.65% 8.60%
    60 months 8.95% 8.55% 8.50% 8.30% 8.15% 8.10%

    *Please scroll from left to right

    Balance R 100 000 - R999,999.99
     
    Standard Profit Share Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.00% 5.75% 5.70% 5.65% 5.60% 5.55%
    1 month 7.00% 6.75% 6.70% 6.65% 6.60% 6.55%
    2 months 7.00% 6.75% 6.70% 6.65% 6.60% 6.55%
    3 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40%
    4 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40%
    5 months 7.85% 7.60% 7.55% 7.50% 7.45% 7.40%
    6 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    7 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    8 months 8.60% 8.35% 8.30% 8.25% 8.20% 8.15%
    9 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30%
    10 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30%
    11 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30%
    12 months 9.00% 8.75% 8.70% 8.65% 8.60% 8.55%
    13-17 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    18 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    19-23 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    24 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30%
    25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30%
    37-47 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30%
    48-59 months 9.05% 8.80% 8.68% 8.53% 8.41% 8.29%
    60 months 8.85% 8.35% 8.15% 8.10% 8.00% 7.90%

    *Please scroll from left to right

     

    Senior Profit Share Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.40% 6.15% 6.10% 6.05% 6.00% 5.95%
    1 month 7.70% 7.45% 7.40% 7.35% 7.30% 7.25%
    2 months 7.70% 7.45% 7.40% 7.35% 7.30% 7.25%
    3 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55%
    4 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55%
    5 months 8.00% 7.75% 7.70% 7.65% 7.60% 7.55%
    6 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    7 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    8 months 8.70% 8.45% 8.40% 8.35% 8.30% 8.25%
    9 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    10 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    11 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    12 months 9.25% 9.00% 8.95% 8.90% 8.85% 8.80%
    13-17 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    18 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    19-23 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    36 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35%
    37-47 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35%
    48-59 months 9.10% 8.85% 8.73% 8.58% 8.46% 8.34%
    60 months 8.95% 8.45% 8.25% 8.20% 8.10% 8.00%

    *Please scroll from left to right

     

    Balance R 1,000,000 +
     
    Standard Profit Share Rates

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.00% 5.75% 5.70% 5.65% 5.60% 5.55%
    1 month 7.25% 7.00% 6.95% 6.90% 6.85% 6.80%
    2 months 7.25% 7.00% 6.95% 6.90% 6.85% 6.80%
    3 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    4 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    5 months 7.90% 7.65% 7.60% 7.55% 7.50% 7.45%
    6 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    7 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    8 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    9 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    10 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    11 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    12 months 9.05% 8.80% 8.75% 8.70% 8.65% 8.60%
    13-17 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    18 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    19-23 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    24 months 8.75% 8.50% 8.45% 8.40% 8.35% 8.30%
    25-35 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    36 months 8.85% 8.50% 8.45% 8.40% 8.35% 8.30%
    37-47 months 8.95% 8.60% 8.55% 8.50% 8.45% 8.40%
    48-59 months 9.05% 8.80% 8.68% 8.53% 8.41% 8.29%
    60 months 8.95% 8.45% 8.25% 8.20% 8.10% 8.00%

    *Please scroll from left to right

     

    Senior Profit Share Rates 

    (Exclusive to clients from 55 years and older only)

     

    Percentage of access

     
    0% 10% 20% 30% 40% 50%

    Investment Term
    Profit Payment frequency
    Monthly Monthly Monthly Monthly Monthly Monthly
    8 - to 31 days 6.70% 6.45% 6.40% 6.35% 6.30% 6.25%
    1 month 7.80% 7.55% 7.50% 7.45% 7.40% 7.35%
    2 months 7.80% 7.55% 7.50% 7.45% 7.40% 7.35%
    3 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75%
    4 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75%
    5 months 8.20% 7.95% 7.90% 7.85% 7.80% 7.75%
    6 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    7 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    8 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    9 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    10 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    11 months 8.90% 8.65% 8.60% 8.55% 8.50% 8.45%
    12 months 9.30% 9.05% 9.00% 8.95% 8.90% 8.85%
    13-17 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50%
    18 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50%
    19-23 months 8.95% 8.70% 8.65% 8.60% 8.55% 8.50%
    24 months 8.80% 8.55% 8.50% 8.45% 8.40% 8.35%
    25-35 months 8.85% 8.60% 8.55% 8.50% 8.45% 8.40%
    36 months 8.90% 8.55% 8.50% 8.45% 8.40% 8.35%
    37-47 months 9.00% 8.65% 8.60% 8.55% 8.50% 8.45%
    48-59 months 9.15% 8.90% 8.78% 8.63% 8.51% 8.39%
    60 months 9.05% 8.55% 8.35% 8.30% 8.20% 8.10%

    *Please scroll from left to right

    *Monthly – The rate associated with the investment should you choose to get your profit paid monthly.

     


    Last reviewed on 01 January 2024

  • Interest Rates for Fixed Deposit

    fixed-deposit

    Standard Interest Rates including Digital Bonus

     

     

    Investment Term

    R1000 to R100,000

    R100,001 to R999,999

    R1,000,000 +

     

    Monthly

     

    Maturity

     

     

    Monthly 

     

    Maturity

     

    Monthly

     

    Maturity

    8 - to 31 days 6.20% 6.20% 6.30% 6.30% 6.30% 6.30%
    1 month 7.15% 7.15% 7.25% 7.25% 7.50% 7.50%
    2 months 7.15% 7.17% 7.25% 7.27% 7.50% 7.52%
    3 months 7.85% 7.90% 8.05% 8.10% 8.10% 8.15%
    4 months 7.85% 7.92% 8.05% 8.12% 8.10% 8.17%
    5 months 7.85% 7.95% 8.05% 8.15% 8.10% 8.20%
    6 months 8.35% 8.50% 8.55% 8.70% 8.65% 8.80%
    7 months 8.35% 8.53% 8.55% 8.73% 8.65% 8.83%
    8 months 8.35% 8.56% 8.55% 8.76% 8.65% 8.86%
    9 months 8.40% 8.65% 8.80% 9.05% 8.80% 9.05%
    10 months 8.40% 8.68% 8.75% 9.03% 8.75% 9.03%
    11 months 8.45% 8.76% 8.80% 9.11% 8.80% 9.11%
    12 months 8.75% 9.11% 8.95% 9.31% 9.00% 9.36%
    13-17 months 8.60% 9.04% 8.65% 9.09% 8.65% 9.09%
    18 months 8.65% 9.20% 8.75% 9.30% 8.80% 9.35%
    19-23 months 8.60% 9.24% 8.65% 9.29% 8.65% 9.29%
    24 months 8.45% 9.19% 8.70% 9.44% 8.70% 9.44%
    25-35 months 8.40% 9.31% 8.45% 9.36% 8.45% 9.36%
    36 months 8.55% 9.71% 8.60% 9.76% 8.65% 9.81%
    37-47 months 8.60% 9.98% 8.65% 10.03% 8.70% 10.08%
    48-59 months 8.75% 10.66% 8.85% 10.76% 8.85% 10.76%
    60 months 9.30% 11.78% 9.35% 11.83% 9.35% 11.83%
    Standard Interest Rates

     

     

    Investment Term

    R1000 to R100,000

    R100,001 to R999,999

    R1,000,000 +

     

    Monthly

     

    Maturity

     

     

    Monthly 

     

    Maturity

     

    Monthly

     

    Maturity

    8 - to 31 days 5.90% 5.90% 6.00% 6.00% 6.00% 6.00%
    1 month 6.90% 6.90% 7.00% 7.00% 7.25% 7.25%
    2 months 6.90% 6.92% 7.00% 7.02% 7.25% 7.27%
    3 months 7.45% 7.50% 7.65% 7.70% 7.70% 7.75%
    4 months 7.45% 7.52% 7.65% 7.72% 7.70% 7.77%
    5 months 7.45% 7.55% 7.65% 7.75% 7.70% 7.80%
    6 months 8.25% 8.40% 8.45% 8.60% 8.55% 8.70%
    7 months 8.25% 8.43% 8.45% 8.63% 8.55% 8.73%
    8 months 8.25% 8.46% 8.45% 8.66% 8.55% 8.76%
    9 months 8.30% 8.55% 8.70% 8.95% 8.70% 8.95%
    10 months 8.30% 8.58% 8.65% 8.93% 8.65% 8.93%
    11 months 8.30% 8.61% 8.65% 8.96% 8.65% 8.96%
    12 months 8.65% 9.01% 8.85% 9.21% 8.90% 9.26%
    13-17 months 8.50% 8.94% 8.55% 8.99% 8.55% 8.99%
    18 months 8.55% 9.10% 8.65% 9.20% 8.70% 9.25%
    19-23 months 8.50% 9.14% 8.55% 9.19% 8.55% 9.19%
    24 months 8.40% 9.14% 8.65% 9.39% 8.65% 9.39%
    25-35 months 8.35% 9.26% 8.40% 9.31% 8.40% 9.31%
    36 months 8.50% 9.66% 8.55% 9.71% 8.60% 9.76%
    37-47 months 8.50% 9.88% 8.55% 9.93% 8.60% 9.98%
    48-59 months 8.70% 10.61% 8.80% 10.71% 8.80% 10.71%
    60 months 9.20% 11.68% 9.25% 11.73% 9.25% 11.73%
    Senior Interest Rates Including Digital Bonus

     

     

    Investment Term

    R1000 to R100,000

    R100,001 to R999,999

    R1,000,000 +

     

    Monthly

     

    Maturity

     

     

    Monthly 

     

    Maturity

     

    Monthly

     

    Maturity

    8 - to 31 days 6.40% 6.40% 6.70% 6.70% 7.00% 7.00%
    1 month 7.65% 7.65% 7.70% 7.70% 7.80% 7.80%
    2 months 7.65% 7.67% 7.70% 7.72% 7.80% 7.82%
    3 months 8.10% 8.15% 8.20% 8.25% 8.40% 8.45%
    4 months 8.10% 8.17% 8.20% 8.27% 8.40% 8.47%
    5 months 8.10% 8.20% 8.20% 8.30% 8.40% 8.50%
    6 months 8.55% 8.70% 8.65% 8.80% 8.75% 8.90%
    7 months 8.55% 8.73% 8.65% 8.83% 8.75% 8.93%
    8 months 8.55% 8.76% 8.65% 8.86% 8.75% 8.96%
    9 months 8.75% 9.00% 8.90% 9.15% 8.95% 9.20%
    10 months 8.75% 9.03% 8.85% 9.13% 8.85% 9.13%
    11 months 8.80% 9.11% 8.90% 9.21% 8.90% 9.21%
    12 months 8.80% 9.16% 8.95% 9.31% 9.00% 9.36%
    13 -17 months 8.65% 9.09% 8.70% 9.14% 8.70% 9.14%
    18 months 8.70% 9.25% 8.80% 9.35% 8.90% 9.45%
    19-23 months 8.65% 9.29% 8.70% 9.34% 8.70% 9.34%
    24 months 8.60% 9.34% 8.70% 9.44% 8.75% 9.49%
    25-35 months 8.45% 9.36% 8.50% 9.41% 8.50% 9.41%
    36 months 8.65% 9.81% 8.70% 9.86% 8.80% 9.96%
    37-47 months 8.70% 10.08% 8.75% 10.13% 8.85% 10.23%
    48-59 months 8.80% 10.71% 8.90% 10.81% 8.90% 10.81%
    60 months 9.35% 11.83% 9.40% 11.88% 9.40% 11.88%
    Senior Interest Rates

     

     

    Investment Term

    R1000 to R100,000

    R100,001 to R999,999

    R1,000,000 +

     

    Monthly

     

    Maturity

     

     

    Monthly 

     

    Maturity

     

    Monthly

     

    Maturity

    8 - to 31 days 6.10% 6.10% 6.40% 6.40% 6.70% 6.70%
    1 month 7.40% 7.40% 7.45% 7.45% 7.55% 7.55%
    2 months 7.40% 7.42% 7.45% 7.47% 7.55% 7.57%
    3 months 7.70% 7.75% 7.80% 7.85% 8.00% 8.05%
    4 months 7.70% 7.77% 7.80% 7.87% 8.00% 8.07%
    5 months 7.70% 7.80% 7.80% 7.90% 8.00% 8.10%
    6 months 8.45% 8.60% 8.55% 8.70% 8.65% 8.80%
    7 months 8.45% 8.63% 8.55% 8.73% 8.65% 8.83%
    8 months 8.45% 8.66% 8.55% 8.76% 8.65% 8.86%
    9 months 8.65% 8.90% 8.80% 9.05% 8.85% 9.10%
    10 months 8.65% 8.93% 8.75% 9.03% 8.75% 9.03%
    11 months 8.65% 8.96% 8.75% 9.06% 8.75% 9.06%
    12 months 8.70% 9.06% 8.85% 9.21% 8.90% 9.26%
    13 -17 months 8.55% 8.99% 8.60% 9.04% 8.60% 9.04%
    18 months 8.60% 9.15% 8.70% 9.25% 8.80% 9.35%
    19-23 months 8.55% 9.19% 8.60% 9.24% 8.60% 9.24%
    24 months 8.55% 9.29% 8.65% 9.39% 8.70% 9.44%
    25-35 months 8.40% 9.31% 8.45% 9.36% 8.45% 9.36%
    36 months 8.60% 9.76% 8.65% 9.81% 8.75% 9.91%
    37-47 months 8.60% 9.98% 8.65% 10.03% 8.75% 10.13%
    48-59 months 8.75% 10.66% 8.85% 10.76% 8.85% 10.76%
    60 months 9.25% 11.73% 9.30% 11.78% 9.30% 11.78%

    *Monthly – The rate associated with the investment should you choose to get your interest paid monthly.

    *Maturity – The rate associated with the investment should you choose to get all your interest paid when your investment matures.

    Last reviewed on 28 February 2024

  • Interest Rates for Notice Select

    notice-select

    Standard  Rate

    Balance R1000 - R24 999

      7 Days 15 Days 32 Days 45 Days
    50/50 6.85% 6.90% 6.95% 7.85%
    90/10 7.05% 7.10% 7.15% 8.25%
    100/0 7.15% 7.20% 7.25% 8.35%

    Digital Bonus Rate

    Balance R1000 - R24 999

      7 Days 15 Days 32 Days 45 Days
    50/50 7.10% 7.15% 7.20% 8.10%
    90/10 7.30% 7.35% 7.40% 8.50%
    100/0 7.40% 7.45% 7.50% 8.60%

    Balance R25 000 – R49 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.67% 7.70% 7.73% 8.15%
    90/10 7.79% 7.82% 7.85% 8.55%
    100/0 7.87% 7.90% 7.93% 8.65%

    Digital Bonus Rate

    Balance R25 000 – R49 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.92% 7.95% 7.98% 8.40%
    90/10 8.04% 8.07% 8.10% 8.80%
    100/0 8.12% 8.15% 8.18% 8.90%

    Balance R50 000 – R249 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.75% 7.80% 7.83% 8.30%
    90/10 7.87% 7.92% 7.95% 8.70%
    100/00 7.95% 8.00% 8.03% 8.80%

    Digital Bonus Rate

    Balance R50 000 – R249 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 8.00% 8.05% 8.08% 8.55%
    90/10 8.12% 8.17% 8.20% 8.95%
    100/00 8.20% 8.25% 8.28% 9.05%

    Balance R250 000 – R999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.85% 7.90% 7.92% 8.35%
    90/10 7.95% 8.00% 8.05% 8.75%
    100/00 8.05% 8.10% 8.20% 8.85%

    Digital Bonus Rate

    Balance R250 000 – R999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 8.10% 8.15% 8.17% 8.60%
    90/10 8.20% 8.25% 8.30% 9.00%
    100/00 8.30% 8.35% 8.45% 9.10%

    Balance R1 000 000 – R9 999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.93% 7.95% 7.97% 8.35%
    90/10 8.03% 8.05% 8.10% 8.75%
    100/00 8.13% 8.15% 8.25% 8.85%

    Digital Bonus Rate

    Balance R1 000 000 – R9 999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 8.18% 8.20% 8.22% 8.60%
    90/10 8.28% 8.30% 8.35% 9.00%
    100/00 8.38% 8.40% 8.50% 9.10%

    Balance R10 000 000 – R9 999 999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 7.95% 8.00% 8.02% 8.40%
    90/10 8.05% 8.10% 8.15% 8.80%
    100/00 8.15% 8.20% 8.30% 8.90%

    Digital Bonus Rate

    Balance R10 000 000 – R9 999 999 999

             
      7 Days 15 Days 32 Days 45 Days
    50/50 8.20% 8.25% 8.27% 8.65%
    90/10 8.30% 8.35% 8.40% 9.05%
    100/00 8.40% 8.45% 8.55% 9.15%

    Last reviewed on 26 May 2023

  • Bonus Interest rates

     
    > 7 Months
    > 12 Months
    >13 Months
    >19 Months
    >25 Months
    >37 Months
    TargetSave 0.50% 1.50% 1.50% 1.50% 3.50% 5.50% - 7.00%
    FuturePlan 1.00% 1.00% 2.00% 2.00% 4.00% 6.00% - 7.50%
    Last reviewed on 29 January 2016

    *Bonus interest is a percentage of the interest you receive at the end of each year in addition to the interest earned.

    * Target Save bonus interest is applicable to accounts opened before 1 March 2008

  • Tax Free Products

    Tax Free Savings

    R0.01 - R999.99

    0.00%

    R 1 000.00 - R14 999.99

    8.00%

    R 15 000.00 - R 29 999.99

    8.00%

    R 30 000.00 - R 49 999.99

    8.00%

    R 50 000.00 - R 74 999.99

    8.00%

    R 75 000.00 - R 99 999.99

    8.05%

    R 100 000.00 - R 249 999.99

    8.05%

    R 250 000.00 - R 499 999.99

    8.75%

    R 500 000.00 - R 9 999 999 999 999.99

    8.75%

    Last reviewed on 26 May 2023

    *This is the additional interest you receive based on how long you have held the product

    *Applicable to accounts opened on or after 1 March 2008.

  • Tax Free Fixed

    Tax Free Fixed
    Balance Tier Rate
    R30 000 - R9 999 999 999 999.99 9.33%
    Last reviewed on 30 August 2023
    *Interest paid at maturity
     
  • TargetSave - Age add on

    Age Barriers
    Current rate
    0 - 6 months 0.00%
    7 - 12 months 0.25%
    13 - 18 months 0.50%
    19 - 9999 months 0.75%

    *This is the additional interest you receive based on how long you have held the product

    *Applicable to accounts opened on or after 1 March 2008.

  • Islamic Profit Share

    Islamic Targetsave 
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2023 6.500%
    2022 5.500%
    2021 4.050%
    2020 4.000%
    2019 5.500%
    Islamic Savings
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2023 2.630%
    2022 2.000%
    2021 2.000%
    2020 2.005%
    2019 3.500%
    Islamic Youth 
    Balance Tier R0.01 - R9 999 999 999 999.99
    Date Rate
    2023 1.310%
    2022 1.000%
    2021 1.000%
    2020 1.005%
    2019 1.500%

    The above rates are historical rates and provide no indication of future rates

     

  • Interest rates for products no longer available for sale

    TargetSave
    Balance Tier Rate
    R0.01 - R99.99 0.00%
    R100.00 - R10 000.00 5.90%
    R10 000.01 - R19 999.99 6.10%
    R20 000.00 - R24 999.99 6.25%
    R25 000.00 - R9999999999999.99 6.35%
    Club account
    Balance Tier Rate
    R0.01 - R499 4.80%
    R500 - R999 4.80%
    R1 000 - R4 999 4.80%
    R5 000 - R9 999 4.80%
    R10 000 - R14 999
    4.80%
    R15 000 - R24 999 4.80%
    R25 000 - R39 999 4.80%
    R40 000 - R49 999 4.80%
    R50 000 - R74 999 5.30%
    R75 000 - R99 999 5.30%
    R100 000 + 6.30%
    Linked Rate Deposits
    Term Rate
    180 Days 5.49%
    370 Days 5.76%
       
    Prime Linked Account
    Balances between R 10 000.01 & R 100 000  
    6 Months 8.25%
    12 Months 8.45%
    18 Months 8.55%
    24 Months 8.85%
    36 Months 9.25%
       
    Investment Advantage
    From To Rate
    0.01 20, 000.00 0.00%
    20, 000.01 +   7.75%
    Money Builder
    Balance Tiers Rate
    0.01 - 999.99 4.80%
    1000.00 - 19999.99 5.05%
    20000.00 - 99999.99 5.85%
    100000.00 - 499999.99 6.35%
    500000.00 - 9999999999999.99 6.55%
    Active Save
    From To Rate
    0.01 +   0.00%
     
    Youth Save
    From To Rate
    0.01+   0.15%
     
    Easy Save
    From To Rate
    0.01+   0.05%
         
    Senior Save
    From To Rate
    0.01+   0.05%
     
    Savings Call Account
    From To Rate
    0.01  999.99  - 
    1 000.00 14 999.99 5.25%
    15 000.00 74 999.99 6.95%
    75 000.00 999 999.99 7.05%
    1 000 000.00 9 999 999.99 7.05%
    10 000 000.00 24 999 999.99 7.15%
    25 000 000.00 49 999 999.99 7.20%
    50 000 000.00 99 999 999.99 7.35%
    100 000 000.00 9 999 999 999 999.99 7.50%
    32 Day Notice
    Balance Tiers Rate
    0.01 - 99.99  - 
    100.00 - 999.99 4.80%
    1 000.00 - 4 999.99 4.80%
    5 000.00 - 14 999.99 4.80%
    15 000.00 - 24 999.99 4.80%
    25 000.00 - 49 999.99 5.30%
    50 000.00 + 5.75%
    *The rates above are applicable from month 13 onwards. In the 1st to 6th month, the rates are 1% higher than above and from the 7th to 12th month, rates are 0.5% higher than above (for balances above R100)
     
    70/30 Account
    Balance Tiers Rate
    0.01 - 49 999.99 0.00%
    50 000.00 - 99 999.99 7.10%
    100 000.00 + 7.60%
     
    90/10 Account
    Balance Tiers Rate
    0.01 - 19 999.99  - 
    20 000.00 - 49 999.99 7.00%
    50 000.00 + 7.60%
    Private Banking Money Market Account
    >R100 000 7.52%
       
    Last reviewed on 26 May 2023
     
     
Need more help?

Contact our price line on:

0860 008 600