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Various loan accounts, for different purposes and over different repayment terms, can be created from the approved line of credit.

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Private Banking credit

Credit will be granted in terms of the criteria for Professional Practices, individuals and trusts.

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Transactional account

The credit line is linked to a transactional account, which has been tailored to meet your requirements as an individual Professional Practice.

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Repayment

This is only required on the money allocated to each loan account and not on the unutilised balance of the credit line.

What banking solutions are you looking for?

Get an ongoing line of credit 

The structured loan portion of the Universal Package gives you the power of an ongoing line of credit that, once approved, is readily available.

Choose a loan that suits your needs

  • Structured loan

    Once approved, the funds can be used as you see fit – to purchase a vehicle, secure a property, take advantage of an investment opportunity, grow your business, improve your lifestyle, enjoy a once-in-a-lifetime experience or purchase a gift. It truly provides the freedom to use the money as you choose.

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    Revolving nature of line of
    credit

    This makes funds available when individual loan accounts reduce or amortise.

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    Advanced payments

    You have the freedom to settle your account at any time prior to the settlement date.

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    Customise your line of credit

    Structure your loan to suit your exact borrowing needs.

  • Home loan

    Private Banking offers a range of innovative home loan options that are structured according to your individual requirements – all facilitated through your dedicated and professional private banker.

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    Negotiated interest rates

    On your home loan if your private banker guides you through the process.

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    MultiPlan

    Allows you to link multiple loan accounts into one credit facility each with individual financial characteristic.

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    FlexiReserve option

    Option to deposit and withdraw funds.

  • Vehicle finance

    As a Private Banking client you are eligible to Private Banking vehicle finance. This is our premier vehicle finance solution that streamlines your vehicle purchase process from start to finish. 

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    Interest rates

    Negotiated individualised on your vehicle loan if your private banker guides you through the process.

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    Expert advice

    Support from a private banker who will handle the financial application for you.

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    Value-added benefits

    Expeditious approval and we offer tax information and advice before you make the purchase.

Please note: To provide our products and services, we collaborate with other companies, some of which may use our branding. Our Privacy Policy does not apply to these companies' websites. For their privacy policies, please refer to the respective service provider's site.

Need more help?

Let one of our consultants assist you.

Private Assist:

0860 553 553

International Private Assist:

+27 11 501 5011

Email us:

privatebanking@absa.co.za