Diligence and perseverance got you to where you are, and you are probably looking forward to accomplishing your next achievement, owning a property. Nothing says you’ve made it like buying your first home, and an Absa Home Loan for young Professionals can help you secure it.


Terms and conditions

Young Professionals Home Loan


Money house
Get up to a 105% home loan

You can get up to 105% bond for a property valued at R1.8million or less.

Discounted Bond Registration Costs

Receive a 50% discount on your Absa Panel Attorney Bond Registration costs. 

An Attorney comes to you

An attorney will visit you to sign your documents.

Insurance products you need

We have the insurance products that you need to protect your family, your property and your belongings.

What to expect and how to get it

  • What you get

    • Personalised insurance with Absa Insurance Company. Insure your home and household contents at a competitive premium with our Homeowners Insurance
    • If you are an Absa Rewards member, you get even more benefits:
      • 10% cash back on MyTelnet home connectivity products and services
      • 10% cash back on Fidelity ADT’s monthly subscriptions
    • To receive these great benefits from our Rewards partners, join Absa Rewards here
  • Added benefits

    • Flexible repayment terms of up to 20 years
    • A choice of a variable or fixed interest rate
    • Access to Financial Planning consultations by simply sending an e-mail to: Virtualadviser@absa.co.za who will offer a consultation or needs analysis on:
      • Savings and Investments
      • Insurance and Risk protection
      • Retirement Planning
      • Wills and Trusts
    • Private Banking for Young Professionals offers exclusive features, benefits and lifestyle offers just for you. 
    • For more information, call Private Assist on the 24-hour helpline on 0860 553 553
  • What you need

    Note, the originals of the documents listed below will be verified by the Attorney during their process.

    • Fully completed Offer To Purchase (OTP) with the following details:
      • Seller details
      • Purchaser details
      • Correct property description
      • NOTE: the full OTP will be obtained at the attorney to validate the following:
      • Purchase price
      • Signed by the seller and the purchaser and relevant witness
      • Contact details of the seller
      • Copy of your 3 year degree at NQF level 7 or higher
    • Copy of your green barcoded ID, smartcard (copied both sides), passport
    • Copy of marriage / divorce certificate if surname in identity document differs to surname on application
    • Proof of residence
    • Latest payslip (Only one (1) required for salaried individuals)
    • Three (3) months bank statements required evidencing latest three (3) salary deposits. NOTE: For Absa customers, statements can be sourced internally
    • If commission / overtime earned / Subsistence allowance / shift allowance or travel allowance – Six (6) months consecutive payslips to be provided

Need more help?

Let one of our property experts call you back.

Call me back

Call us on:

0860 111 007

Email us:

General account enquiries: home@absa.co.za

Home loan applications: propertyhub@absa.co.za

Help with home loan payment plans: bondrs@absa.co.za

Homeowners comprehensive insurance: adminhoc@absa.co.za

Home loan protector plans: polserv@absa.co.za

Visit your nearest branch