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Live sustainably with an Eco Home Loan from Absa
Enjoy conscious living at discounted rates and a potential rebate.
Get pre-qualified

Here’s what you get

Discounted rates


Discounted rates 

0.25% off your variable interest rate. 

Rebate of up to 3%


Rebate of up to 3%  

Up to R55 000 back during EDGE certification.

Eco-friendly living


Eco-friendly living 

Choose eco-conscious living in EDGE-certified properties.

More savings


More savings 

Save with environmentally friendly properties. 

What you need to know

  • What is an Eco Home Loan? 

    • It’s a Home Loan specially for customers who want to live in environmentally friendly and sustainably built properties. These properties are Absa approved and EDGE certified.
    • If you purchase an Absa-approved EDGE-certified property, you may qualify for 0.25% off your Home Loan’s variable interest rate. 
    • You may also qualify for a rebate of up to 3% of your loan value, up to R55 000, payable into your Home Loan Account. 

  • What you get

    • A 0.25% variable interest rate discount, which will reduce your total monthly repayment*. 
    • You may also qualify for a rebate of up to 3% of your loan value, up to R55 000, payable into your Home Loan Account, if you purchase an Absa-approved EDGE-certified development**. 
    • Your rebate may be paid as follows: 
      • During the preliminary stage, 1.5% of your rebate will be paid once the development has reached the initial stage of the EDGE-certification process**. 
      • The remaining 1.5% of your rebate will be paid once the development has reached the final stage**. 
    • Live in luxury while saving on costs in an environmentally friendly property. 
    • Get access to Absa-approved Eco Home Developers. 

     

    *Absa Eco Home Loans Terms and conditions apply. 

    **Absa Eco Home Loan rebate proposition Terms and conditions apply. 

     

  • How to apply

    • Calculate how much you can afford using our Home Loan Calculator. 
    • Choose your ideal unit from our EDGE-certified developments and contact the developer directly. 
    • Complete an offer to purchase (OTP) and the developer will submit it to Absa. 

Eco Home Loan developments 

 Cape Town Durban Johannesburg Pretoria
De Aan Zicht Izinga Eco Estate Green Park Green Creek
De Kuile Ballito Hills Greenlee Greenkloof
Greenbay   Munyaka Mooikloof Eco Estate
The Fynbos   Thaba Eco Village The Blyde
The Huntsman   The Polo Fields  
    The Reid  
    The Whisken  

 Absa-approved EDGE-certified developments by Balwin Properties

Johannesburg Pretoria
Leopard’s Rest  Bergvallei
Sky City  
Milano Security Estate  

Absa-approved EDGE-certified developments by Cosmopolitan Projects

Cape Town
Newinbosch

Absa-approved EDGE-certified developments by Cloetesdal Developments

Johannesburg
The Lincoln
The Mallard

Absa-approved EDGE-certified developments by Leogem Property Projects

Find out what your ideal home could cost 

Use our quick and easy calculator to get an estimate of your monthly home loan repayment. 

Calculate now

Home loans caluclator
Save up to R114 071 on an Eco Home Loan of R1 000 000 

Here’s what you could save over 20 years with an Absa Eco Home Loan 

Get pre-qualified

Showcase-image-0
R1 000 000

Price of your dream home.

Showcase-image-1
R41 466

Interest saved with 0.25% discount.

Showcase-image-2
R42 605

Total interest savings with a rebate.

Showcase-image-3
R30 000

3% total rebate. 

Save

Disclaimer: These are illustrative values based on an Eco Home Loan of R1 000 000, with an interest rate of 11.50%. In this illustration, 1.5% was paid into the customer’s Home Loan Account at the beginning of the loan and a further 1.5% was paid at 36 months, accumulating to a total rebate of 3%. Other charges such as initiations fees, service fees and insurance are excluded over the loan term.

Frequently asked questions

  • What is EDGE?

    EDGE stands for Excellence in Design for Greater Efficiency. Developers build EDGE-certified properties, which are constructed using eco-friendly materials with the aim of reducing the carbon footprint and promoting sustainable living. 

  • How does the rebate work?

    You may qualify for a rebate of up to 3% of your loan value, up to R55 000, payable into your Home Loan Account. 1.5% is paid when the development reaches its preliminary stage and the rest is paid at the final certification stage. 

Compare our range of Home Loan solutions

First-time Homebuyer

First-time Homebuyer
Loan amount
Up to 110%
Maximum term
20 years

Get 50% off your bond registration fees and finance of up to 110% on your Home Loan.*

Tell me more Apply now

MyHome Loan

MyHome Loan
Loan amount
Up to 110%
Maximum term
20 years

Ideal for applicants who earn a combined income of less than R34 800 a month. 

Tell me more Apply now

* Terms and conditions apply

Read more about buying a home

Find out everything you need to know about owning a home, right here.

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Need more help?

Access our self-service tools.

 

Contact us

Call: 0860 111 007

International: +27 11 501 5048

Email: propertyhub@absa.co.za