Why Ultimate Protector?

You care for your family, so make sure you’ve got adequate cover for natural, accidental death and accidental disability. Being prepared gives you peace of mind knowing that you and your family will be taken care of, no matter what happens.

Provide for your loved ones

Get cover for natural, accidental death as well as accidental disability with the Ultimate Protector.

The choice is yours

You choose the cover you need, from R100 000 to R1 000 000.

More benefits

The policy has an Annual Benefit Increase, which will give you peace of mind should your financial circumstances change.

What you can expect

Added Features

  • Covers death resulting from natural causes, for example stroke, heart attack, cancer
  • Covers death and permanent disability resulting from accidental causes, for example a car accident
  • Cover from R100 000 up to R1 000 000. The cover selected will be the same for both the death and disability benefit
  • Premium is calculated based on age and gender
  • Easy claims process

What you need to know

  • Anyone between the ages of 18 and 59 can apply
  • Accidental Death and Disability benefit ceases at age 65
  • Annual benefit increase: The benefit amounts and premiums will increase by 5% annually on the anniversary date of the policy
  • COVID-19 is not a specific exclusion on Absa Life policies. A claim resulting from the virus will be covered, subject to the general terms and conditions of your policy.


Get Ultimate Protector now

Get an online quote for the cover you need or let one of our agents call you back to help you apply.

Get a quote                                                Call me back


If you want to apply online, click on the Apply now button below and you will be directed to login to Absa Online.
Simply click on Apply and then click on Insure

Apply now

Need more help?

For insurance without a fuss, call Absa Life on:

0860 227 253

Underwritten by Absa Life (Absa Life Limited, registration number 1992/001738/06)