Why Ultimate Protector?

Choose how much life insurance cover you need to care for your family in the event of your passing or disability. Plus, the Absa Ultimate Protector’s benefits increase yearly to protect against the rising cost of living.


Provide for your loved ones

Get cover for natural or accidental death as well as accidental disability.

The choice is yours

Choose the cover that you need, from R100 000 to R1 000 000.

More benefits

The policy has an annual benefit increase to keep you protected.

Get covered
  • What you need to know

    • Choose the cover that you need, from R100 000 to R1 000 000
    • Anyone between the ages of 18 and 64 can apply
    • Annual benefit increase: The benefit and premium amounts increase by 5% annually on the anniversary date of the policy
  • Apply now

    Get Ultimate Protector now:

    Click on the Apply online button below to login to Absa Online and apply online.


    Get a quote

    Call me back

    Apply online

What you can expect
Ultimate Protector gives you:
  • Cover for death resulting from natural causes, e.g. a stroke, heart attack or cancer
  • Cover for death and permanent disability resulting from accidental causes, e.g. a car accident
  • Choose your amount of cover from R100 000 to R1 000 000. The amount chosen will be the same for both the Death and Disability Benefit
  • Premiums are calculated based on your age and gender
  • Easy claim process
Get Ultimate Protector now
Self service
Get a quote online

Get a quote for the cover that you need.


Get a quote

Self service
Call me back 

 Let one of our agents call you back to help you apply.


Call me back

Self service
Apply online

If you want to apply online, you will be directed to log in to Absa Online. Simply click on Apply and then click on Insure. 

Apply online

Absa Life – recognised by Forbes

Get covered by an internationally acclaimed insurer.


Life insurance that listens to you

Absa Life wants to give you the best possible service for your life insurance needs. Your feedback on our products and services is vital to achieving this. Join the community and share your suggestions on how we can improve.

Collaborate: Build connections with like-minded people across South Africa!

Improve: Help build better insurance for everyone.
Be heard: Your opinion counts, so make sure everyone hears it.

Join the community

Need more help?

For claims or queries, please call Absa Life on 0860 227 253.

Absa Life Limited is an insurer licensed to conduct life insurance business (I121). Registration number 1992/001738/06. Terms and conditions apply.