Why Instant Life?

Instant Life offers simple, cost effective life, disability and critical illness cover with no waiting periods or medicals.
You choose the cover you need and get the flexibility through your policy to increase or decrease premiums anytime online.

Provide for your loved ones

Instant Life covers accidental, natural causes, critical illness as well as disability. No waiting periods.

The choice is yours

Choose the cover you need from a range of tailored products. You can increase and decrease cover whenever you need.

More benefits

Manage your policy online if you choose. Change beneficiaries, increase or decrease cover limits or change banking details at your own leisure.

What you can expect

Added Features

  • Cover up to R6 million
  • 20% Cash Back every 10 years
  • Optional annual benefit increase of 5% to help keep pace with inflation
  • Pays you cash up to 12 months before death in the event of terminal illness
  • Covers natural and accidental death
  • Entry age of 20 to 65
  • Increase, decrease or cancel your cover any time without penalties
  • Work Disability Insurance Cover up to R4.5 million
  • Critical illness Cover up to R3 million
  • COVID-19 is not a specific exclusion on Instant Life policies. A claim resulting from the virus will be covered subject to the general terms and conditions of your policy.
  • Get your first 3 Life Cover premiums back after 6 months if you are an Absa Transactional Banking customer registered for digital banking




Get Instant life now

Get the cover you need.

Call me backGet a quote

Need more help?

For life cover without a fuss, call Instant Life on:

0860 000 072

Instant Life (Pty) Limited is an Authorised Financial Services Provider (FSP 42569)
Underwritten by Absa Life (Absa Life Limited, registration number 1992/001738/06)