Why Instant Life?

Instant Life offers simple, cost effective life, disability and critical illness cover with no waiting periods or medicals.
With added flexibility throughout your policy to increase or decrease premiums, you choose the cover you need, all available online.

Provide for your loved ones

Instant Life covers accidental, natural causes, critical illness as well as disability. No waiting periods.

The choice is yours

You choose the cover you need (we have a range of tailored products to choose from). You can increase and decrease cover when you need to.

What's more?

Manage your policy online if you choose. Change beneficiaries, increase or decrease cover limits or change banking details.

What you can expect

  • Life Cover

    • Up to R6 million cover 
    • 20% Cash Back every 10 years
    • Optional annual benefit increase of 5% to help keep pace with inflation
    • Pays you cash up to 12 months before death in the event of terminal illness
    • Cover is for your whole life
    • Covers natural and accidental death
    • Entry age of 20 to 65
    • Increase, decrease or cancel your cover any time without penalties

  • Work Disability Insurance Cover

    • Up to R4.5 million cover
    • 20% Cash Back every 10 years
    • Optional annual benefit increase of 5% to help keep pace with inflation
    • Cover is to age 65
    • Entry age of 20 to 59
    • Increase, decrease or cancel your cover any time without penalties

  • Critical Illness Cover

    • Up to R3 million cover 
    • 20% Cash Back every 10 years
    • Optional annual benefit increase of 5% to help keep pace with inflation
    • Cover is to age 65
    • Entry age of 20 to 59
    • Increase, decrease or cancel your cover any time without penalties

Thank you for choosing Instant Life cover

Our paperless process isn't just a breeze for our clients; it makes us efficient.
Choose from one of our application channels and be a few clicks away from peace of mind.

  • Request a call back

    Get the best cover to suit your personal needs.

    We will collect your details and one of our agents
    will ring you back to assist you.

    Call me back

  • Apply online

    Get cover online in minutes.

    Our online application happens on a secure platfom. You will be directed to the Absa Instant Life website to initiate your application

    Apply online

Need more help?

For life cover without a fuss, call Instant Life on:

0860 000 072

Instant Life (Pty) Limited is an Authorised Financial Services Provider (FSP 42569)
Underwritten by Absa Life (Absa Life Limited, registration number 1992/001738/06)