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Family laying on the floor of their new home

Own your dream home at a lower interest rate when you apply for an Absa Home Loan

Enjoy an additional discount on your approved Absa Home Loan variable interest rate when you open an Absa Cheque Account.

Apply now

What do you have to do?

Applying online

Qualifying criteria
Before registration of your Home Loan:

Open an Absa Gold Value Bundle, Premium Banking or Private Banking Account.

Sign a debit order for the monthly repayments of your Home Loan to be made from this Absa Cheque Account.
Interest rate discount
To continue receiving the interest rate discount:

Your Absa Cheque Account must remain open and active.

Your Home Loan Account payments must stay up to date.

Deposit at least R3 000 per month into your Gold Value Bundle or Premium Banking Account or R35 000 per month into the Private Banking Account (this can either be a salary or a regular deposit).

Continue paying your Home Loan repayments through a debit order from the Absa Cheque Account.
Applying online
Apply online in just under 15 minutes.

Get a free Uninterrupted Power Supply (UPS)* device for your new home when you apply online and register your home loan with us.

(*While stocks last | *T&C apply | Auth FSP/NCRCP7)

Apply for a home loan

Click here to read full Terms and Conditions for this offer.

What you could be saving on your Home Loan interest rate

	Costs at Prime Rate			Costs at Prime Rate -0.25%			Savings
Loan Amount	Rate	Monthly Instalment	Total Interest Charges	Rate	Monthly Instalment	Total Interest Charges	Monthly Instalment	Interest Savings
500 000.00	7.50	4,027.97	466 711.83	7.25	3 951.88	448 451.18	76.09	18 260.65
1 000 000.00	7.50	8 055.93	933 423.66	7.25	7 903.76	896 902.36	152.17	36 521.30
1 500 000.00	7.50	12 083.90	1 400 135.50	7.25	11 855.64	1 345 353.55	228.26	54 781.95
2 000 000.00	7.50	16 111.86	1 866 847.33	7.25	15 807.52	1 793 804.73	304.34	73 042.60
3 000 000.00	7.50	24 167.80	2 800 270.99	7.25	23 711.28	2 690 707.09	456.52	109 563.90

Note: Illustrative savings are based on different loan amounts, a term of 240 months at a Prime Rate of 7.50%. Excludes other charges on your Home Loan (e.g. Initiation Fee, Service Fee, Insurance, etc.)

Disclaimer: We provide this for illustrative purposes only. We give no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through the use of the above illustration. We do not accept any liability for loss or damage of any nature, including indirect or consequential loss, which may be attributable to the reliance on and use of the calculators. Please contact us for verification on any of the information provided.

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