Home Improvement Loan
Apply for a Personal Loan
Do I qualify? Get the App
Transform your living space with the Absa Home Improvement Loan
Turn your renovation dreams into reality with a home improvement personal loan of up to R350 000.
Do I qualify? Get the App

Supported by 

cashbuild

Why choose the Absa Home Improvement Personal Loan?

Transform your space

Transform your space

Give your kitchen a makeover, upgrade landscaping or take on a do-it-yourself project.

Sustainable Living

Sustainable Living

Make your home more energy-efficient by upgrading to solar or rainwater harvesting systems.

Flexible Finance

Flexible Finance

Enjoy flexible loan terms of up to 84 months to finance your home revamp – big or small.

What you need to know

  • How to qualify

    To apply for a home improvement personal loan over 12 months or more, you need to:


     

    • Earn a regular monthly income of at least R2 000 per month
    • Have a bank account into which your salary/income is paid
    • Be 18 years or older.

  • What you need to apply

    • South African ID book or card
    • Last three months’ payslips or bank statements
    • Proof of residence (municipal or rates bill) not older than three months if you are a non-Absa customer. 

  • How to apply

  • Credit Protection Plan

    • The Absa Credit Protection Plan gives you cover in the event of death, disability, critical illness, terminal illness or loss of income. Credit life insurance is mandatory for all personal loans.
       

    Terms and conditions apply. Subject to affordability scoring and approval. Authorised Financial Services Provider Registered Credit Provider Reg No NCRCP7. 

  • CashBuild Partnership

    Get a Home Improvement Personal Loan from R3000* to turn your home into a haven.
     

    How it works

    • SMS "Cashbuild" to 44311 to apply or,
    • Get a quote for your building materials at a participating Cashbuild store: apply for a Home Improvement Personal Loan in-store with an Absa agent or via the call centre for up to R350 000. Existing Absa customers may experience faster processing.

           

    Once approved, funds for materials are paid directly to Cashbuild, so you can collect your goods. Any remaining amount can be paid into your account for costs like labour or delivery.

    • No title deed is required, making it easier to access funding—even on rural or tribal land.

     

    *Subject to a credit and affordability assessment. 

    Terms and conditions apply

Need more help?

Let one of our consultants help you get the best loan for your needs.

Contact us:

Call us on : 0860 100 372