Absa Travel Insurance

With Optional Top-up Cover, you can add more benefits to your Automatic Basic Cover.

Rates are calculated according to the following age groups:

• Three months to 59 years (inclusive)
• 60 to 69 years (inclusive)
• 70 to 74 years (inclusive)

You can choose from the following trip duration options:

• One to 90 days
• 91 to 120 days
• 121 to 184 days
• Annual multi-trip

The comprehensive offer covers:

• Hijacking of a public transport carrier
• Legal expenses
• Lost or stolen baggage
• Wrongful detention
• Personal Accident Insurance
• Trip cancellation/Cutting your insured journey short
• Additional cover for emergency medical and associated expenses
• Personal loss of money or your passport, as outlined in the policy document.

Hazardous activities: The standard optional top-up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. If your activity does not appear on our list, please call the Bryte Customer Care Centre on 0861 227 284 or email absatravel@brytesa.com to ensure that you have the appropriate cover in place.

Cover for cardiac, cardiovascular, vascular or cerebrovascular conditions


If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac, cardiovascular, vascular or cerebrovascular illness or consequences or complications that can reasonably be related to these conditions.

• This exclusion will not apply if you bought the Optional Additional Cardiac, Cardiovascular, Vascular or Cerebrovascular Cover before the insured journey started. 
• This optional extra cover is only available to travellers between the ages of 70 and 74, including when they buy Optional Top-up Plan 1.

Cancellation Cover

• Cardholders of a qualifying Absa card have two Cancellation Cover options available to them, namely: Cancellation for a named reason and Cancellation for an unnamed reason.
  • The standard Cancellation Cover for a named reason is explained on pages 69 and 70 of the policy wording document and lists specific named events for which a policyholder can claim.
  • Cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying an additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 69 and 70, as described above. This Optional Additional Cover is only available on Top-up Option 1 and carries specific conditions as outlined in the policy wording. The Travel Insurance Policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with Cancellation for a named reason.
  • The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 75 to 76 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.