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All the fine print. In one place.

Explore our terms and conditions for offers, campaigns and competitions.

  1. Home /
  2. Deals and promotions /
  3. Terms and Conditions

Terms and conditions

2025 

  • January - March

    • Spend and Save POS Promotional Campaign (English)
    • Spend and Save POS Promotional Campaign (Afrikaans)
    • Retail International Banking – Experience Greece Competition Terms and Conditions (English)
    • Retail International Banking – Experience Greece Competition Terms and Conditions (Afrikaans)
    • Personal Loans Top Up Campaign Terms and Conditions
    • SWIFT international payments and Absa Rewards promotion Terms and Conditions(English)
    • SWIFT international payments and Absa Rewards promotion Terms and Conditions(Afrikaans)
    • Absa EFT campaign Terms and Conditions
    • Goo Goo Dolls Expresso Competition Terms and Conditions
    • Absa Rewards and Takealot House of Beauty Campaign Terms and Conditions
    • Absa Rewards 50% Grocery Booster Terms and Conditions
    • Spend and Save POS Promotional Campaign Terms and Conditions (English)
    • Spend and Save POS Promotional Campaign Terms and Conditions (Afrikaans)
    • Absa Cars.co.za Awards competition Terms and Conditions
    • Absa Credit Card – Nando’s Reactivation Campaign Terms and Conditions
    • Absa Rewards and Takealot Fire Sale Campaign Terms and Conditions
    • Absa We Travel Group Tours 2025 – promotional offer – Terms and Conditions
    • Home Loans Digital Campaign with up to R25 000 Absa Rewards Cashback Terms and Conditions
    • We Do More Wednesday Terms and Conditions
    • Student Campaign 2025 Terms and Conditions
    • Absa Eco Home Loan Rebate Proposition Terms and Conditions
    • Absa Rewards Wrapped Up (“the Competition”) Terms and Conditions
    • R200 Card Fee Commission Discount on International Banking Travel Solutions Terms and Conditions (English)
    • R200 Card Fee Commission Discount on International Banking Travel Solutions Terms and Conditions (Afrikaans)
    • SWIFT international payments and Absa Rewards promotion Terms and Conditions(English)
    • SWIFT international payments and Absa Rewards promotion Terms and Conditions(Afrikaans)
    • Transactional Retail International Banking – Islamic Banking – Pay Zero Commission on Foreign Bank Notes Terms and Conditions

     

  • April - June

    • Great Escape campaign Terms and Conditions
    • MTN Prepaid Airtime Cash-back campaign Terms and Conditions (English)
    • MTN Prepaid Airtime Cash-back campaign Terms and Conditions (Afrikaans)
    • POS Reactivate and Win Terms and Condition (English)
    • POS Reactivate and Win Terms and Conditions (Afrikaans)
    • Absa Vehicle Finance Loyalty Offering Terms and Conditions
    • 2024 TotalEnergies Women’s Africa Cup of Nations Campaign Terms and Conditions
    • Ackermans Winter Wardrobe Amended  Terms and Conditions (English)
    • Ackermans Winter Wardrobe Amended  Terms and Conditions (Afrikaans)
    • Cross border POS campaign
    • Young Professionals Proposition Terms and Conditions
    • Absa Rewards Travel in-app R499 flight promotion Terms and Conditions
    • Puma Double Earn (60% cash back) Terms and Conditions
    • Absa Rewards Book flight in app competition Terms and Conditions
    • Women’s Africa Cup of Nations (WAFCON) 2025 Competition Terms and Conditions
    • Digital Garmin competition Terms and Conditions
    • Absa Rewards 16th Birthday campaign
    • Absa Rewards 16 is Sweeter Together radio competition
    • Absa Rewards and Absa Run Your City Campaign
    • MyHome Campaign Terms and Conditions
    • Never Activated Incentive Campaign Terms and Conditions (English)
    • Never Activated Incentive Campaign Terms and Conditions (Afrikaans)
    • Holiday spend and win campaign Terms and Conditions
    • R200 cross-sell discount on International Banking travel solutions Terms and Conditions (English)
    • R200 cross-sell discount on International Banking travel solutions Terms and Conditions (Afrikaans)
    • Absa Rewards – Up to 60% at Dis-Chem Terms and Conditions
    • Ultimate Banking Upgrades – Holiday Campaign Promotion Terms and Conditions(English)
    • Ultimate Banking Upgrades – Holiday Campaign Promotion Terms and Conditions(Afrikaans)
    • Prepaid Airtime Cash back Promotional Campaign Terms and Conditions (English)
    • Prepaid Airtime Cash back Promotional Campaign Terms and Conditions (Afrikaans)
    • Absa English Premier League promotional campaign Terms and Conditions
    • Absa Rewards – Up to 60% at Dis-Chem Terms and Conditions
    • Absa Group Savings Stokvel Cash Boost Terms and Conditions
  • July- September

    • RIB Travel vouchers Terms and Conditions 
    • The Total Energies Africa Cup of Nations (AFCON) 2025 Competition Terms and Conditions 
    • Absa Rewards Travel Terms and Conditions Terms and Conditions 
    • Reactivations Stand a chance to win campaign Terms and Conditions (English)
    • Reactivations Stand a chance to win campaign Terms and Conditions (Afrikaans)
    • Transactional Banking Salary and Debit Order Switch Rewards Cash Back Campaign (English)
    • Transactional Banking Salary and Debit Order Switch Rewards Cash Back Campaign (Afrikaans)
    • Checkers Double Earn (60% Cash Back) Terms and Conditions
    • Account Onboarding Activation Campaign (English)
    • Account Onboarding Activation Campaign (Afrikaans)
    • Women's Month Competition Terms and Conditions
    • Never Activated Incentive Campaign Terms and Conditions (Afrikaans)
    • Never Activated Incentive Campaign Terms and Conditions (English)
    • Home Loans Conditional Concessions Offer Terms and Conditions
    • Clearscore Campaign 2025 Terms and Conditions
    • Absa Rewards Travel in-app voucher campaign in partnership with Qatar Airways Terms and Conditions
    • Open an Ultimate Islamic Account and Win 1 of Ten Takealot vouchers Terms and Conditions (English)
    • Open an Ultimate Islamic Account and Win 1 of Ten Takealot vouchers Terms and Conditions (Afrikaans)
    • New Energy Vehicle Campaign
    • Ultimate Banking Holiday Campaign Terms and Conditions (English)
    • Ultimate Banking Holiday Campaign Terms and Conditions (Afrikaans)
    • Absa Personal Loans Giveaway Terms and Conditions (English)
    • Absa Personal Loans Giveaway Terms and Conditions (Afrikaans)
    • Absa Consumer Credit Card Rate Concession criteria Terms and Conditions
    • Tavern License Terms and Conditions (English)
    • Tavern License Terms and Conditions (Afrikaans)
    • MSC Cruise Competition CIA Terms and Conditions (English)
    • MSC Cruise Competition CIA Terms and Conditions (Afrikaans)  
  • October - December

    • First time Home Buyer Terms and Conditions
    • Transact Smartphone Terms and Conditions
    • Digital Samsung S25 competition Terms and Conditions
    • Digital Apple Watch Series 10 competition Terms and Conditions
    • Takealot Super Deals & Takealot Absa Live Streaming Terms and Conditions
    • Absa Betway SA20 Campaign Terms and Conditions
    • Clearscore Campaign 2025 Terms and Conditions
    • Absa We Travel Group Tours 2025 Terms and Conditions
    • Absa Rewards Black Friday Campaign 2025 Terms and Conditions
    • Absa Champagne Fest 2025 - Rewards Cash Back Terms and Conditions
    • Savings Coach Moneyball Terms and Conditions
    • Adoption free data Terms and Conditions
    • Adoption Smartphone Terms and Conditions
    • Takealot Terms and Conditions
    • Digital Garmin competition Terms and Conditions
    • iPhone 16 competition Terms and Conditions
    • Summer Swiper Competition 2025 Terms and conditions
    • Absa Champagne Festival 2025 Terms and Conditions
    • Digital Blu Voucher Terms and Conditions
    • RIB Travel vouchers Terms and Conditions 
    • Digital Samsung S24FE competition Terms and Conditions
    • Digital Takealot competition Terms and Conditions
    • Reactivations Stand a chance to win campaign Terms and Conditions (English)
    • Reactivations Stand a chance to win campaign Terms and Conditions (Afrikaans)
    • Spend and Save POS Promotional Campaign (English)
    • Spend and Save POS Promotional Campaign (Afrikaans)
    • Account Onboarding Activation Campaign English
    • Account Onboarding Activation Campaign Afrikaans
    • CashSend and Win Terms and Conditions (English) 
    • CashSend and Win Terms and Conditions (Afrikaans)
    • Prepaid Airtime Cash back Promotional Campaign Terms and Conditions (English)
    • Prepaid Airtime Cash back Promotional Campaign Terms and Conditions (Afrikaans)
    • Absa Advantage Campaign 2025 Terms and Conditions
    • Foreign Banknotes and Multi-currency Cash Passport 1% Cash-back Campaign  Terms and Conditions(English)
    • Foreign Banknotes and Multi-currency Cash Passport 1% Cash-back Campaign  Terms and Conditions(Afrikaans)

2024

  • January - March

     

    • Top Tier Campaign Terms and Conditions (English)
    • Top Tier Campaign Terms and Conditions (Afrikaans)
    • Absa Rewards Partner 50% Boost Campaign Terms and Conditions
    • Credit Card Document Collection Campaign 2024 Terms and Conditions
    • Rewards Programme Terms and Conditions
    • PayShap Pick n Pay Voucher Offer Terms and Conditions(English)
    • PayShap Pick n Pay Voucher Offer Terms and Conditions(Afrikaans)
    • Cars.co.za Consumer Awards Client Competition Terms and condition
    • We Travel Group Tours 2024 - Promotional Offer Terms and Conditions
    • Transactional Retail International Banking - Islamic Banking Pay Zero Commission on Foreign Bank Notes Terms and Conditions
    • Absa Takealot.com Campaign Terms and Conditions
    • Western Union Corridors Promotion Terms and Conditions (English)
    • Western Union Corridors Promotion Terms and Conditions (Afrikaans)
    • Payshap Temporary Price Reduction Offer Campaign Terms and Conditions (English)
    • Payshap Temporary Price Reduction Offer Campaign Terms and Conditions (Afrikaans)
    • Early Valentine's with Netflorist Terms and Conditions
    • Rewards Grocery Partner Spend Campaign Terms and Conditions
    • CLI Pick n Pay Back to School Terms and Conditions (English)
    • CLI Pick n Pay Back to School Terms and Conditions (Afrikaans)
    • Student Account Activation R50 Voucher Campaign Terms and Conditions(English)
    • Student Account Activation R50 Voucher Campaign Terms and Conditions(Afrikaans)
    • Absa Spotify Campaign  Terms and Conditions(English)
    • Absa Spotify Campaign Terms and Conditions(Afrikaans)
  • April - June

     

    • Home Loans Loyalty Offering Terms and Conditions
    • Islamic Banking Merchant Special Pricing Promotional Offer 2024
    • Credit Card Reactivation (POS) Campaign Terms and Conditions 
    • Debit Card Reactivation (POS) Campaign Terms and Conditions 
    • Retail Card Digital Campaign Terms and Conditions
    • Absa Rewards Month-end Rush (makro.co.za) Competition Terms and Conditions
    • Absa Could Have Earned Campaign for Inactive Clients Terms and Conditions (Debit)
    • Absa SuperSport Shootout Competition Terms and Conditions
    • Absa Rewards Month-end Rush – Takealot.com Terms and Conditions
    • Absa Could Have Earned Campaign for Inactive Clients Terms and Conditions
    • Student Activation Voucher Incentive Terms and Conditions (English)
    • Student Activation Voucher Incentive Terms and Conditions (Afrikaans)
    • Absa Dynamic Fixed Deposit and Islamic Dynamic Deposit Account Campaign April 2024 Terms and Conditions
    • Absa Visa Paris 2024 Olympics Going for Gold Promotional Campaign Terms and Conditions
    • Absa Rewards Month-end Rush R399 Flight and R1000 Off Accommodation Promotion
    • Islamic Banking Merchant Special Pricing Promotional Offer 2024
    • Absa Car and Home Insurance February 2024 Campaign Terms and Conditions
    •  
  • July- September

     

    • Card Evolution Campaign Terms and Conditions
    • Absa Rewards month-end rush - Up to 60% at Dis-Chem Terms and Conditions
    • Home Loans Buy-to-Let: Future Rental Income Terms and Conditions
    • Happy Birthday – Absa Rewards Double Cash Back Promotion Terms and Conditions (English)
    • Happy Birthday – Absa Rewards Double Cash Back Promotion Terms and Conditions (Afrikaans)
    • Credit Card Reactivation (POS) Campaign Terms and Conditions
    • Debit Card Reactivation (POS) Campaign Terms and Conditions
    • Absa Visa Paris 2024 Paralympics Going for Gold Promotional Campaign
    • Public Run Your City Tshwane Terms and Conditions
    • Digital Prepaid Competition Terms and Conditions
    • Islamic Banking Savings and Investments Rate Special Pricing Promotional Offer 2024 Terms and Conditions (English)
    • Islamic Banking Savings and Investments Rate Special Pricing Promotional Offer 2024 Terms and Conditions (Afrikaans)
    • Spend and Save Campaign Terms and Conditions (English)
    • Spend and Save Campaign Terms and Conditions (Afrikaans)
    • Proxy Terms and Conditions for Individuals and Businesses (English)
    • Proxy Terms and Conditions for Individuals and Businesses (Afrikaans)
    • Prepaid Airtime Cash Back Campaign Terms and Conditions (English)
    • Prepaid Airtime Cash Back Campaign Terms and Conditions (Afrikaans)
    • Absa Visa Paris 2024 Olympics Going for Gold Promotional Campaign Terms and Conditions
    • Absa Rewards Month-end Rush (makro.co.za) Competition Terms and Conditions
    • Express Loans and Personal Loans: Win a Laptop Campaign Terms and Conditions (English)
    • Express Loans and Personal Loans: Win a Laptop Campaign Terms and Conditions (Afrikaans)
  • October - December


    • Expresso in collaboration with Absa Summer Campaign Terms and Conditions
    • Absa X PNA Back to School Campaign Terms and Conditions
    • Relief Incentive Campaign Terms and Conditions
    • Goo Goo Dolls Terms and Conditions
    • Netflix-Subscription Campaign Terms and Conditions (English)
    • Netflix Subscription Campaign Terms and Conditions (Afrikaans)
    • Takealot x Absa Pay Black Friday Campaign Terms and Conditions
    • Savings Account Upgrade Promotion Terms and Conditions(English)
    • Savings Account Upgrade Promotion Terms and Conditions(Afrikaans)
    • DebiCheck Credit Card Campaign Terms and Conditions
    • Cosmopolitan Backroom Buy to Let Pilot Terms and Conditions(English)
    • Cosmopolitan Backroom Buy to Let-loodsing Terms and Conditions(Afrikaans)
    • 25% Discount on International Banking Travel Solutions Terms and Conditions(English)
    • 25% Discount on International Banking Travel Solutions Terms and Conditions(Afrikaans)
    • Digital Adoption Campaign Terms and Conditions
    • Private Banking Campaign Quarter 4 Campaign Terms and Conditions
    • Cash Back Campaign Terms and Conditions (English)
    • Cash Back Campaign Terms and Conditions (Afrikaans)
    • Card Balance Competition Terms and Conditions
    • Summer Campaign 2024 Terms and Conditions
    • No Monthly Fees for Upgrades for 6 (Six) Months Campaign Term and Conditions

2023 

  • January - March

    • Cash Invest Tracker – Win a Travel Experience for Two Terms and Conditions
    • Absa We Travel Promotional Offer Terms and Conditions
  • April - June

    • Showmax Voucher Promotional Campaign Terms and Conditions (English)
    • Showmax Voucher Promotional Campaign  Terms and Conditions (Afrikaans)
    • SWIFT International payments and Absa Rewards promotion Terms and Conditions(English)
    • SWIFT International payments and Absa Rewards promotion Terms and Conditions(Afrikaans)
    • Western Union Transfer Incentive Campaign Terms and Conditions
    • Personal Loan Consolidation Campaign Public (Discount) Terms and Conditions
    • Absa Rewards 14th Birthday Campaign Terms and Conditions
    • Credit Card Voucher Offer - Account Activation 2023  Terms and Conditions
    • Islamic Banking Campaign  Terms and Conditions
    • Credit Card Digital Adoption and Usage Campaign Terms and Conditions
    • Rand Show 2023 – Promotional Offer Terms and Conditions
    • Retail International Banking − Islamic Banking − Pay Zero Commission on Foreign Banknotes Terms and Conditions
    • Small Business Friday Campaign Terms and Conditions
  • July- September

    • Card Issuing Alternative Energy Campaign Terms and Conditions
    • Card Issuing Alternative Energy Campaign Terms and Condition Afrikaans
    • Absa Rewards & Travelstart Voucher Promotion Terms and Conditions
    • Currency Investment Account Bundled Absa Rewards Promotion (English)
    • Currency Investment Account Bundled Absa Rewards Promotion (Afrikaans)
    • Pick n Pay QualiSave Promotional Offer Terms and conditions (English)
    • Pick n Pay QualiSave Promotional Offer Terms and conditions (Afrikaans)
    • Grocer Partners Campaign (Pick n Pay, Woolworths and Food Lover’s Market)
    • Absa Card Quest Terms and conditions
    • Womens Day Double Earn Campaign with Pick n Pay ASAP and Woolies Dash Campaign (English)
    • Vrouedag Dubbel Verdienste veldtog met Pick n Pay ASAP en Woolies Dash (Afrikaans)
    • Pick n Pay Competition Terms and Conditions
  • October - December


    • Digital Prepaid Competition Terms and Conditions
    • Digital Takealot competition Terms and Conditions
    • Digital Garmin competition Terms and Conditions
    • Digital Prepaid Competition Terms and Conditions
    • Back to School Campaign with Pick n Pay Terms and Conditions
    • Festive Season Credit Limit Increase Terms and Conditions
    • Absa Rewards Wrapped Up Terms and Conditions
    • We Do More Wednesdays Terms and Conditions 2024
    • Currency Investment Account − Bundled Absa Rewards Promotion Terms and Conditions(English)
    • Currency Investment Account − Bundled Absa Rewards Promotion Terms and Conditions(Afrikaans)
    • Black Friday and Cyber Monday CLI Terms and Conditions(English)
    • Black Friday and Cyber Monday CLI Terms and Conditions(Afrikaans)
    • Credit Limit Increase Rewards Cashback Competition Terms and Conditions(English)
    • Credit Limit Increase Rewards Cashback Competition Terms and Conditions(Afrikaans)
    • Salary and or debit order cash-back Promotion Terms and Conditions(English)
    • Salary and or debit order cash-back Promotion Terms and Conditions(Afrikaans)
    • Property Show External Competition Terms and Conditions
    • Digital Adoption campaign - Competition Terms and Conditions
    • Absa Dynamic Fixed Deposit and Islamic Dynamic Deposit Account Terms and Conditions
    • Absa x Travelstart R100 Flight Promotion
    • 3-in-1 Monthly Fee and Cashback Promotional Offer (English)
    • 3-in-1 Monthly Fee and Cashback Promotional Offer (Afrikaans)
  • Archives

    • Unbeatable Rates for Non-Seniors 2022
    • Home Loans Conditional Concessions Offer Terms and Conditions
    • We Do More Wednesday Terms and conditions 
    • Retail International Banking YNOT Group Tours 2022 Grocery - (English)
    • Internasionale Kleinhandelsbankdienste YNOT Groeptoere - (Afrikaans)
    • Transactional Retail International Banking  Islamic - (English)
    • Internasionale Kleinhandelstransaksiebankdienste - (Afrikaans) 
    • Western Union Competition – Terms and Conditions (English)
    • Western Union Competition – Terms and Conditions (Afrikaans)
    • Youth Month Competition Terms and conditions
    • Internasionale Kleinhandelstransaksiebankdienste – Multi-currency Cash Passport kompetisie
    • Skakel u Salaris en/of Debietorders oor – Bewyspormosie-aanbod
    • Small Business Friday Terms and Conditions
    • Lotto and Powerball Terms and Conditions - (English)
    • Lotto and Powerball Terms and Conditions - (Afrikaans)
    • 12 (Twelve) Month Transact Lump Sum Death Benefit - (English)
    • 12 (Twelve) Month Transact Lump Sum Death Benefit - (Afrikaans)
    • Sasol Fuel and Go terms and conditions
    • Top-up Funeral Cover on Flexi Value Bundle
    • Top-up Funeral Cover on Flexi Account
    • eStatement Adobe PDF Reader (English)
    • eState Adobe PDF Reader (Afrikaans)

Absa general enquiries

TELEPHONE:
08600 08600

HOURS:
7 days a week
08:00 – 17:00

EMAIL ADDRESS:
absa@absa.co.za

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