Our Dynamic Fixed Deposit Account allows you to take out a portion of your  investment without affecting your interest rate. This solution also gives you the flexibility of determining your preferred fixed term as well as a percentage of funds available to you on demand.

Withdrawals don’t affect interest rate

Withdraw funds without affecting your Interest rate.

Choose own investment period

You have a wide range of investment periods to choose from: 8 days to 60 months.

No fees

Grow your savings at competitive rates with Dynamic Fixed Deposit, and still withdraw money when you need it.

How to get it & what you can expect

Advantages of Dynamic Fixed Deposit
  • Choose a rate that is fixed (to receive guaranteed returns) or prime-linked depending on your preferences
  • Decide how much of your investment you want immediate access to: 0%, 10%, 20%, 30%, 40% or 50%
  • A wide range of investment periods (from 8 days to 60 months)
  • Interest is calculated daily and added to your investment monthly
  • Interest can be paid monthly into a designated account of your choice
  • Save without fees
Qualifying criteria
  • Open an account with a minimum investment amount of R1 000

Need more help?

Let one of our consultants assist you.

If you’re an existing customer:

Contact your Relationship Executive or your Enterprise Banker, or log on to Absa Online and click on the Save and Invest tab.

If you’re a new customer or you don’t bank with us:

Call us on:

0860 040 302

Email us at: