Our Dynamic Fixed Deposit Account allows you to take out a portion of your  investment without affecting your interest rate. This solution also gives you the flexibility of determining your preferred fixed term as well as a percentage of funds available to you on demand.


Apply now

Withdrawals don’t affect interest rate

Withdraw funds without affecting your Interest rate.

Choose own investment period

You have a wide range of investment periods to choose from: 8 days to 60 months.

No fees

Grow your savings at competitive rates with Dynamic Fixed Deposit, and still withdraw money when you need it.

Dynamic Fixed
Dynamic Fixed Upfront Interest

Features of the product:

  • The minimum opening investment is above R1 000
  • A wide range of investment periods (from 8 days to 60 months)
  • Choose an interest rate that is Fixed or Linked to Prime
  • Interest is calculated daily and paid monthly into a designated account of your choice
  • Choose to receive interest monthly, quarterly, half yearly, annually or on maturity
  • Decide how much of your investment you want immediate access to: 0%, 10%, 20%, 30%, 40% or 50%

Features of the product:

  • The capital is guaranteed
  • The minimum opening investment is from R100 001
  • The minimum investment term is 2 months
  • The maximum investment term is 12 months
  • No access to the capital during the term of the investment
  • Choose to receive interest earned upfront or monthly in advance when you open your account

Need more help?

Let one of our consultants assist you.

If you’re an existing customer:

Apply now and click on the Save and Invest tab or contact your Banker.

If you’re a new customer or you don’t bank with us:

Call us on:

0860 040 302

Email us at: