Our Dynamic Fixed Deposit Account allows you to choose how much you can deposit as well as the percentage of funds you want on demand.

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Interest is guaranteed 

Withdraw funds without affecting your interest rate.

Flexible terms

Investment periods range from 8 days to 60 months.

No fees

We don't charge any commission when you open this account.

Dynamic Fixed
Dynamic Fixed upfront interest

Features:

  • Minimum opening investment is R1 000 or above
  • Investment terms: 8 days to 60 months
  • Choose interest rate that is fixed or linked to prime 
  • Interest is calculated daily and paid monthly into designated account of choice
  • Choose to receive interest monthly, quarterly, half yearly, annually or on maturity
  • Decide how much of your investment you want immediate access to: 0%, 10%, 20%, 30%, 40% or 50%
Features:
  • Capital is guaranteed
  • Minimum opening investment is from R100 001
  • Minimum investment term is two months 
  • Maximum investment term is 12 months
  • No access to the capital during the term of the investment
  • Choose to receive interest earned upfront or monthly in advance when you open your account
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Need more help?

Let one of our consultants assist you.

If you're an existing customer contact your Relationship Executive or your Enterprise Banker, or log on to Absa Online and click on the Save and Invest tab.

If you’re a new customer or you don’t bank with us, call us on:

0860 040 302

Email us at:

savingsandinvestments@absa.co.za
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Let's chat!

Need help?
Chat to a member of our team right here.