The future can be anything that you dream of when you save with Absa.
*Terms and conditions apply

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cash in hand
Interest is guaranteed 

Withdraw funds without affecting your interest rate.

Flexible terms

Investment periods range from 8 days to 60 months.

No fees

We don't charge any commission when you open this account.

Dynamic Fixed
Dynamic Fixed upfront interest


  • Minimum opening investment is R1 000 or above
  • Investment terms: 8 days to 60 months
  • Choose interest rate that is fixed or linked to prime 
  • Interest is calculated daily and paid monthly into designated account of choice
  • Choose to receive interest monthly, quarterly, half yearly, annually or on maturity
  • Decide how much of your investment you want immediate access to: 0%, 10%, 20%, 30%, 40% or 50%

  • Capital is guaranteed
  • Minimum opening investment is from R100 001
  • Minimum investment term is two months 
  • Maximum investment term is 12 months
  • No access to the capital during the term of the investment
  • Choose to receive interest earned upfront or monthly in advance when you open your account

Need more help?

Let one of our consultants assist you.

If you're an existing customer contact your Relationship Executive or your Enterprise Banker, or log on to Absa Online and click on the Save and Invest tab.

If you’re a new customer or you don’t bank with us, call us on:

0800 227 592

Email us at: