Risks will always form part of any business venture, however, they can be managed effectively. With our risk-mitigation solutions you will get peace of mind knowing that our offerings optimise your working capital cycle and enable effective trade agreements with partners.
Reduce and manage payment risks
Our offerings improve business relations with strategic stakeholders. This, in turn, reduces the risk of supply chain failures throughout the whole value chain. Additionally, it can assist in managing balance sheet risk and mitigate the risk of payment defaults.
Negotiate better terms
Our solutions identify and mitigate associated trade risk, while providing assurance to trade partners that financial and contractual obligations will be met. In addition, a number of our solutions can contribute to improving cash-flow status and negotiating better terms.
Structured Trade and Commodity Finance
Using risk-mitigation techniques rather than relying exclusively on your balance sheet will enhance your security position. Better risk management is achieved through dedicated transaction management and our product risk expertise.
Leaving a legacy
From private banking and investment management to philanthropy and succession planning, we can provide best-of-breed advice and solutions. We use a coordinated coverage model to provide advice, risk management, wealth creation and wealth preservation solutions.
Looking after you
We aim to bank, invest and insure our clients optimally using integrated distribution networks and leveraged infrastructure. Wealth, Investment Management and Insurance (WIMI) is the integrated non-banking financial services provider to partners across the continent, including life insurance, non-life insurance, investment management, retirement services and fiduciary.
Looking after your most valuable assets
Workplace Banking offers distinct value propositions across the spectrum of financial wellness and group banking. Our Financial Wellness Programme allows you to create an industry-leading employee value proposition that is designed to reduce employee turnover, including training costs, by boosting their financial health and reducing their indebtedness.