Whatever your need may be - from travelling in style to buying the latest gadgets available - we have a Private Banking exclusive credit card tailor-made for you.

Absa Private Banking Credit Card
expert assistance
24/7 Private

Our Private Assist team of bankers is available to assist you with all your banking needs. Email or call us at any time, every day of the week.

Absa travel and lifestyle

We are ready to help you go places. Whether it’s local or global, for business or pleasure, a solo adventure or a family holiday, we have the people and the partnerships to make it all happen.


Value added

Complimentary and guest visits at Bidvest Premier Local and International Airport Lounges, Lounge Key International Lounge access, Visa Travel Insurance, Buyers Protection, Extended Warranty and Collision Damage Waiver.

Advantages of our exclusive credit card

Features and benefits

  • Digital banking: Use your Absa Banking App to stop and replace your card, report fraud, manage your daily card limits and more. Or you can logon to Absa Online Banking and bank wherever you are, 24/7
  • Bidvest Airport Lounge: 24 complimentary visits plus 2 guest visits per year. A similar allowance is available across all secondary cards in total
  • Travel insurance: Automatic cover for a range of travel emergencies when you book your return ticket using your card
  • Buyers Protection and Extended Warranty
  • Free lost card protection: You are covered if your card is lost or stolen, subject to letting the know know (please call us on 0800 111 155)
  • Absa Rewards: Get cash back when you pay with your card locally and internationally
  • Absa Advantage: Complete simple challenges on the Absa Banking App and get rewarded instantly
  • Exclusive Visa benefits such as Visa Global Merchant offers, Buyers Protection and Extended Warranty
  • Contactless payments: Tap to pay with your card, smartphone or wearable device at any point-of-sale machine worldwide
  • NotifyMe: For added security, activate SMS notifications to get alerts of any activity in your account
*Underwritten by Chubb Insurance South Africa Limited.
Terms and conditions apply to pricing, services and benefits.

Rates and fees

  • Interest rate: Get up to 57 days interest-free on qualifying transactions
  • Transaction fee: No transaction fees on purchases
  • Fixed monthly payments: You can pay extra on your monthly instalments if you need to

Buy and pay with your credit card

  • Credit limit: Up to R228 000
  • Swipe limit: Up to R90 000
  • Swipe, scan or tap to pay at any point-of-sale machine worldwide
  • Shop securely online or in store

Qualifying criteria and requirements

  • Monthly income required: R62 500
  • Age: 18 years or older
  • Documentation required: Valid South African ID book or smart card, proof of residence and the latest proof of income for three consecutive months
  • Subject to affordability assessment

Visa Signature Credit Card

Features and benefits exclusive to your Visa Signature Credit Card:

  • Global acceptance
  • Global cardholder assistance services
  • Travel insurance (travel accident insurance, travel medical benefits and trip inconvenience benefits)
  • Medical and Legal referrals
  • Buyers protection
  • Extended warranty
  • Collision damage waiver
  • Visa luxury hotel collection
  • YQ meet-and-assist
  • Six complimentary international airport lounge visits per annum, including one guest per visit through Lounge Key
Read more about Visa benefits associated with your card. 

Our 5-step credit card application process


  1. Click on the Apply now button below
  2. On the Online Account Application page, enter the characters as displayed in the image
  3. Please complete the six-step assessment
  4. You may Save and continue later, or Continue at each stage of your assessment
  5. Click Apply when you have completed your assessment

Alternative application options

If you are not sure our Private Banking credit card is the right card for you, please compare our credit cards. If you need alternative application processes, find the one that suits you below:

Absa Online Banking customer

If you’re an Absa Online Banking customer, you can apply for a credit card quickly and easily.

Logon and apply  

Call me back

Contact me

Telephonic application

Call us on: 0860 553 553

Weekdays 08:00 – 17:30
Saturday 08:00 – 13:00

Contact details

Call us on: 0860 553 553
International: +27 11 501 5011

Weekdays 08:00 - 17:30
Saturday 08:00-13:00

Email us at: privatebanking@absa.co.za