Home loan solutions

Product Name
 
My primary need:
Key benefits
 
Absa Home Loan
 
I would like to buy a home and I earn more than R23 300 
  • Up to 30 years repayment term
  • Variable or fixed interest rates

 

 

Apply now

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Loyalty Home Loan
 
I am an Absa customer interested in selling and buying a new home
  • 25% reduction on your NCA initiation fees
  • 0.5% cash back on the value of your new home loan to the maximum of R6 000

Apply now

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MyHome Loan
 
I would like to buy a home but earn less than R23 300
  • Up to 100% home loan
  • Free, compulsory home loan training
  • If you do not bank with Absa we require 3 months bank statement, showing the last 3 salary deposit.

Apply now

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Building Loan
 
I would like a loan to build a home
  • Pay for completed work in stages
  • Your repayments only start 9 months after registration whether the building is completed or not

Apply now

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Premier home loan solutions

Product Name
 
My primary need:
Key benefits
 
Private Banking Home Loan
 
I am an Absa Private Banking customer looking for home finance.
  • Dedicated private banker
  • flexibility and choice to structure your loan

Apply now

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Buy-to-Let
 
I want to invest in residential property to rent it out.
  • Include the rental income you receive on your other investment properties to improve your application affordability assessment.
  • Manage your property and tenants. Use our Trafalgar and TPN value added services to assist you in managing and protecting your property investments.

Apply now

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Private Banking Universal Solution
 
I am an Absa Private Banking customer looking for a single flexible solution to suit my day-to-day and long term financial needs.
  • Dedicated private banker.
  • Access to an on-going line of credit.
  • Flexibility and choice to structure your account.

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International Mortgages
 
I am a foreigner and I want to buy residential property in South Africa
  • For international home loan customers

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Other home solutions

Product Name
 
My primary need:
Key benefits
 
Family Springboard
 
I am a first time home buyer and I don't have a deposit
  • Ask a family member or friend to provide security through an Absa Fixed Deposit
  • Up to 100% loan
  • Absa covers 30% of the attorney bond costs (max R4 200)
  • 50% reduction on your NCA initiation fees

Apply Now

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Further Advance
 
I would like to access funds through my Home Loan
  • As the value of your property increases over time, you can access the increased equity by taking up a Further Advance
  • Structure your Further Advance on Multiplan for easy money management and interest savings

Apply now

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Switch to Absa
 
I would like to switch my bond to Absa
  • Zero Initiation Fee, you save R6 037.50 (VAT Incl.)
  • A negotiated discount of 30% on Absa Panel Attorney bond registration costs (VAT Incl.)
  • Over and above this great 30% discount, Absa will cover payment of your remaining attorney bond registration costs, up to a maximum of R30 000 (VAT Incl.) based on the loan amount approved and paid out.

Terms andconditions apply

Apply now

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Need more help?

Let one of our consultants help you get the best home loan for your needs.

Call us on:

0860 111 007

Email us at:

home@absa.co.za

Visit your nearest branch