Absa | Explore our travel insurance options

With cover for anything from a cancelled flight, lost suitcase to a sudden unexpected illness, Absa travel insurance allows you to relax and enjoy your journey. Choose from our travel insurance options below to ensure that you and your loved ones travel with peace of mind.

Basic travel insurance

Get emergency medical cover and up to 90 days automatic basic travel insurance for international trips. You are covered for emergency medical expenses, personal accident and selected travel assisted services

Optional top-up cover

This cover will supplement your automatic basic cover by providing a wider range of benefits and also caters for trips up to a maximum of 184 days as well as a cardio buy back option.

Stress-free travel

Top-up cover caters for all kinds of travel scenarios from the loss of baggage, money or bank cards, the rejection or delay of your Visa to having missed a connection or having to cancel or delay your trip.

Discounted premiums

Couples, families and groups travelling together get discounted rates.

Frequent travellers

Our annual multi-trip option covers you for an unlimited number of trips in a 12-month period.

Top-up cover for seniors

Provides cover for travelers who are 74 years of age while also offering an exclusive senior top-up option up to age 89.

Here's what you can expect

Automatic basic cover

As an Absa credit cardholder you qualify for up to 90 days automatic basic travel insurance for international journeys when you purchase your return travel ticket(s) with your credit card. Automatic basic travel insurance is available for travelers between the age of 3 months and 74 years.

Automatic basic travel insurance does not include cover for any pre-existing medical conditions and may not include certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice, treatment, including prescription medication, you may have received from a medical practitioner for any chronic or recurring illness or injury during the year before the insurance under this policy started.

You have a choice of three optional top up plans to supplement the automatic basic cover available to you. Please refer to the optional top up schedules of benefits in the policy for detailed information on the benefits and benefit limits offered.
Optional top-up cover
Optional top-up cover will supplement your automatic basic cover.

Rates are calculated according to the following age bands:

3 months to 69 years of age (inclusive)

70 years to 74 years (inclusive)

You can select from the following trip duration options:

1 – 90 days

91 – 120 days

121 – 184 days

Annual Multi Trip

The comprehensive offer includes:

Hi-jack

Legal expenses

Baggage loss/theft

Wrongful detention

Personal accident insurance

Trip cancellation/curtailment

Additional cover for emergency medical and associated expenses

Personal loss of money or passport, as outlined in the policy document

The standard optional top up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. Should your activity not appear on our list, please contact the Bryte Customer Care Centre on 0861 227 284 to ensure that you have the appropriate cover in place.

Cardiac or cardio vascular or vascular or cerebro-vascular conditions cover
If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac or cardio vascular or vascular or cerebro-vascular illness or consequences or complications that can reasonably be related to these conditions.

This exclusion will not apply if you bought the optional additional cardiac or cardio vascular or vascular or cerebo-vascular cover before the insured journey started. This optional additional cover is only available to travelers between the ages of 70 and 74 years inclusive when they buy optional top up plan 1.
Cover for seniors
This cover is specifically for travelers aged 75 to 85 and is valid for 90, 120, 184 days or an Annual Multi Trip.

The cover includes:

Hi-jack

Legal expenses

Baggage loss/theft

Personal accident insurance

Trip cancellation/curtailment

Wrongful detention and personal loss of money or passport

Comprehensive travel insurance cover for emergency medical and associated expenses.

Exclusive Seniors: Absa also offers exclusive seniors’ cover for travelers from 86 up to and including 89 years. The maximum period of insurance is 31 days.

Please refer to the senior schedule of benefits in the policy document for detailed information on the senior’s benefits, benefit limits offered and terms and conditions.

Top-up rates

Top Up Option 1		Rate per person
Age	Plan	1 to 90 Days	91 to 120 Days	121 to 184 Days	Annual / Multi Trip
3 months - 69 years (inclusive)	Individual	R 1,060	R 2,060	R 2,675	R 2,275
	*Couple	R 955	R 1,850	R 2,415	R 2,045
	*Family / Friends	R 895	R 1,755	R 2,275	R 1,940
	*Group	R 850	R 1,650	R 2,145	R 1,815
70 to 74 years (inclusive)	Individual	R 1,325	R 2,570	R 3,345	R 3,015
	Couple	R 1,260	R 2,450	R 3,180	R 2,865
	Family / Friends	R 1,230	R 2,385	R 3,095	R 2,790
	Group	R 1,195	R 2,315	R 3,015	R 2,710

*Rate per person
Top Up Option 2		Rate per person
Age	Plan	1 to 90 Days	91 to 120 Days	121 to 184 Days	Annual / Multi Trip
3 months - 69 years (inclusive)	Individual	R 835	R 1,615	R2,105	R1,795
	Couple	R 755	R1,455	R1,895	R1,615
	Family / Friends	R705	R 1,375	R 1,795	R1,525
	Group	R675	R1,295	R1,685	R1,440
70 to 74 years (inclusive)	Individual	R1,045	R2, 025	R2,640	R2,380
	Couple	R990	R 1,925	R2,505	R2,260
	Family / Friends	R965	R1,875	R 2,445	R2,195
	Group	R950	R 1,825	R2,380	R2,145

*Rate per person
Top Up Option 3		Rate per person
Age	Plan	1 to 90 Days	91 to 120 Days	121 to 184 Days	Annual / Multi Trip
3 months - 69 years (inclusive)	Individual	R615	R1,190	R1,550	R1,325
	Couple	R615	R1,190	R1,550	R1,325
	Family / Friends	R615	R 1,190	R1,550	R1,325
	Group	R615	R1,190	R 1,550	R1,325
70 to 74 years (inclusive)	Individual	R770	R1,495	R1,945	R1,750
	Couple	R770	R1,495	R1,945	R1,750
	Family / Friends	R770	R1,495	R1,945	R1,750
	Group	R770	R1,495	R1,945	R 1,750

*Rate per person
Absa Local		Rate per person
Age	Plan	1 to 9 Days	10 to 21 Days	22 to 31 Days	32 to 47 Days
3 months to 85 years (inclusive)	Individual	R215	R290	R315	R2 590

Absa Seniors		Rate per person
Age Band	Plan	1 to 90 Days	91 to 120 Days	121 to 184 Days	Annual / Multi Trip
75 to 85 years (inclusive)	Individual	R1,720	R3,345	R4,365	R2,775
	Couple	R1,640	R3,185	R4,145	R3,730
	Family / Friends	R1,595	R3,105	R4,035	R3,640

*Rate per person

Exclusive Senior	Travel period	Premium
Individual 86 to 89 years (inclusive)	1 to 5 days	R1,940
	6 to 9 days	R4,090
	10 to 15 days	R4,470
	16 to 21 das	R7,360
	22 to 31 days	R8,180

Cardio Exclusion Buy Back

Travel Period

Premium

Individual

70 to 74 years (inclusive)

1 to 30 days

R3,250

How to claim

We will give you all the support you need when you have to submit a travel insurance claim.

Contact Bryte:

For medical out-patient and inconvenience benefit claims, e.g. cancellation, loss of baggage, etc.

011 370 9205

Email: absatravelclaims@brytesa.com
Detailed Policy Information

Ensure that you are covered in the event of any emergency that requires medical assistance.

Click here to read your travel insurance policy wording

*Absa Travel Insurance is underwritten by Bryte Insurance Company Limited.
Emergency contact details
In the event of a medical emergency please contact the Emergency Assistance Helpline on:

+1 416 977 9288

Please ensure you have the following information at hand:

Travel Insurance policy number (if Optional Top-Up Cover has been bought) or the credit card number used to buy the airline tickets

Current location

Contact telephone number where you can be reached

Nature of the emergency

Type of assistance required

*Please note that if the insured person named in the schedule does not contact the Emergency Assistance Helpline before incurring any expenses they may want to claim for our liability which will be limited to a maximum of R2 000.