Your future is bright and nothing should stand in the way of you reaching your dreams. We know that sometimes life gets in the way of your plans, but fortunately we are here to help clear a way to your success.

To be educated is to be empowered. Let us assist in empowering you.

Your future is bright and nothing should stand in the way of you reaching your dreams. We know that sometimes life gets in the way of your plans, but fortunately we are here to help clear a way to your success.

Solutions suitable for this life moment

Different loans to suit different types of needs

Different loans to suit different types of needs

Not sure how you are going to pay your tuition fees and buy all the textbooks you need? We offer our Absa customers the opportunity to take out study loans to finance their own studies or those of their loved ones.

Different loans to suit different types of needs

Absa Study loans offer
  • Financing of SETA and SAQA courses, textbooks, accommodation and equipment fees
  • Lending at competitive interest rates
  • Absa Study loans are offered at Absa Student bureaus situated in SA's leading tertiary institutions; the Absa sales contact centre and selected Absa branches throughout the country
  • Numerous launches take place during the year to make students aware of Absa's great study loan benefits, including great give-aways!
Qualifying criteria
  • Customers need to earn a monthly income of minimum R3000 per month
  • Customers are approved based on their affordability and risk profile.
  • Proof of income from the person undertaking the study loan is required
  • Proof of study in the form of a final letter of acceptance or proof of registration from the institution and proof of course costs for the year of study is required
Benefits
  • Customers pay competitive interest rates on their study loans
  • Customers are offered a 15% discount on study equipment when they apply for a study loan
  • The study loan forms part of the Student Package, which includes a student credit card and a cheque account
  • Access to a Credit Protection Plan which covers the outstanding amount of the study loan in events of disability, retrenchment, dread disease or loss of life

Saving and investing for education

An investment in education-your own or that of a child-is probably the most rewarding investment anyone can make. Obtaining a qualification without the burden of a study loan to repay is a super kick start in life.

Start saving today for your own or your child's education

When you start saving early on, you will have the advantage of a longer-term investment, which normally means a better return. The earlier you start saving for your child's education, the better.

In South Africa, the cost of education escalates by between 3% and 5% more than the official annual inflation rate. This means that you have to make provision for a higher rate of inflation than when saving for other goals.

How to save

Because saving for education is so important, it requires commitment. Consider taking out a savings plan, such as Target Save that will require you to save a certain amount every month for a specific period.

Another option is the Absa Fundisa Fund, where you and others can contribute to a child's education starting with as little as R25. Depending on how much you save during the year, you will receive a bonus of up to R600 to help pay for the child's education.

With Absa's FuturePlan, a number of people may contribute towards a child's education. The minimum contribution is R100 per month and the minimum term is 3 years. You receive bonus interest every 12 months; and an additional Absa Education Interest Contribution of 3.5% (to a maximum of R1 000).

The Tax-free Savings Account / Tax-free Investment Vehicle allows you to save and earn interest tax free in an account held in the name of a minor. 

Student package from Absa

Our Student Package includes benefits that suit your lifestyle and budget. It potentially combines a bank account, Student Credit Card and access to a study loan, so you can enjoy your studies without money worries.

Different loans to suit different types of needs

Absa Study loans offer
  • Financing of SETA and SAQA courses, textbooks, accommodation and equipment fees
  • Lending at competitive interest rates
  • Absa Study loans are offered at Absa Student bureaus situated in SA's leading tertiary institutions; the Absa sales contact centre and selected Absa branches throughout the country
  • Numerous launches take place during the year to make students aware of Absa's great study loan benefits, including great give-aways!
Qualifying criteria
  • Customers need to earn a monthly income of minimum R3000 per month
  • Customers are approved based on their affordability and risk profile.
  • Proof of income from the person undertaking the study loan is required
  • Proof of study in the form of a final letter of acceptance or proof of registration from the institution and proof of course costs for the year of study is required
Benefits
  • Customers pay competitive interest rates on their study loans
  • Customers are offered a 15% discount on study equipment when they apply for a study loan
  • The study loan forms part of the Student Package, which includes a student credit card and a cheque account
  • Access to a Credit Protection Plan which covers the outstanding amount of the study loan in events of disability, retrenchment, dread disease or loss of life

Get finance for your car

Start driving the car of your dreams today with flexible, hassle-free car finance options for new and used vehicles and other moveable assets, including caravans, trailers, boats and bikes. We are the leaders in car finance in South Africa and will tailor a finance deal to suit your needs with manageable monthly repayments on your loan. Let us help you achieve your dreams and aspirations. With Absa you also get access to a range of value-added services from mechanical and electrical assistance to roadside assistance and great deals on products and travel services.

Find your dream car
Find your dream car

Searching for a new or used car can be exciting for the first time buyer and an equally thrilling experience for those looking for the latest model of their favourite car on the market.

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Selling your car
Selling your car

We understand the many different reasons people may decide to sell their cars.We will guide and give you tips how you can go about the process.

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What you can afford
What you can afford

Before you pick up that car with all the trappings that you have been having sweet dreams about, consider the best payment option to suit your pocket.

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Our finance solutions
Our finance solutions

No matter what your needs are, we have several finance options available-each of which can be structured to give you the best car or asset finance deal to help get you on your way.

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Apply online
Apply online

By partnering with us in purchasing the car of your dreams, we ensure that applying for car finance is a breeze.

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Value adds
Value adds

We have additional products and services that will help protect your vehicle and minimise any potential future risks you may face.

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Portable possession insurance from Absa idirect

The items that you carry with you when you leave your home can be insured individually to cover you against damage, loss and theft. Simply allow us to add it to your existing Absa idirect car or household contents insurance.

Why do I need portable possessions cover?
  • You want peace of mind knowing that you can quickly and easily replace the possessions you carry with you in the unfortunate event that they are stolen, lost or damaged.
  • You want cover for items no matter where you are in the world.
  • You need insurance cover for items belonging to you and your immediate family.
Qualifying criteria
  • Loss of or damage to valuable items you take out of the home with you, e.g. cellphone, tablet, camera, laptop
  • Valuable items will need to be specified individually and will be covered for the replacement cost of the item or a similar item (The maximum amount that you will be covered for will be the amount you have insured the item for minus your excess.)
  • Worldwide cover with assistance anytime, anywhere.
Benefits

You need to have an Absa idirect vehicle or household content insurance policy to add this cover. It is not available as a stand-alone product. Login to your online banking profile and click your existing Absa idirect vehicle or household contents insurance to apply for your Absa idirect portable possession cover online. Alternatively, call Absa idirect; speak to an adviser; or leave your details and we will call you back.

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Want to find out more?

Visit your nearest branch 

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0860 100 372