Retirement is not a destination, it’s a journey. Let us help you prepare.

What would your future-self tell you today? Where do you see yourself tomorrow? What about the day after that? The future is uncertain, but we can help you pack the right equipment to ensure your journey through retirement is filled with joy, just as your golden years were meant to be.

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Absa Unit Trusts make investing simple

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Our unit trusts are ideal for building an investment portfolio that will give you the peace of mind of knowing that your future investment goals will be taken care of.

  • Unit trusts from Absa

    With our wide selection of unit trust funds, you will find an affordable investment to suit your specific goal, risk profile and investment period.

    We have a track record of producing sustainable investment returns, and we are committed to helping you gain the benefits of a strategic, long-term investment portfolio.

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  • We offer you the option of

    • Interest-bearing: local and offshore money market, income and bond funds
    • Multi-asset funds: low, medium and high equity asset allocation funds
    • Equity: local and offshore funds that invest significantly in shares
    • Tax-free options
  • Apply for a unit trust fund

    You can save towards your goals and dreams, and still enjoy the lifestyle you'd like to live today. Choose from our range of unit trust funds to find the one that best suits your risk and return preferences. Start building your investment portfolio now.

    To apply for an Absa Unit Trust Fund call 0860 111 456, visit any Absa branch or email unittrust@absa.co.za

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Complete the form below so we can help with the next stage of your journey.

A financial plan lets you live life to the fullest

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Get the best advice from a trusted financial adviser

From help with rebalancing your portfolio and tax advice to conducting a financial needs analysis or assistance with future planning, our financial services experts will ensure you get the advice that you need.

  • Why speak to an adviser?

    When it comes to your livelihood and assets, it is much safer to ask a professional for advice rather than navigate the market on your own. Since our financial advisers have their finger on market fluctuations, they are in the best position to explain complicated jargon and make sense of confusing standpoints to help you with your financial decisions.

  • Absa personal financial advisers

    • Undergo mandatory FAIS compliance
    • Complete extensive initial training
    • Engage in periodic refresher courses
    • Have access to extensive in-house resources including specialist advice on legal and tax issues
    • Have access to in-house research and advanced financial needs analysis and planning software

Choosing a suitable financial adviser

Know your rights when choosing a suitable financial adviser.

  • Your adviser needs to

    • Analyse your needs, taking into account your age (life stage), income, dependents, goals and the moments that you are going through
    • Protect your best interests
    • Complete the Contact Stage Disclosures, (which means they must clarify which services they are qualified to provide, confirm their relationship with Absa Group Limited and define the service they are able to provide to you based on your specific needs)
    • Give you the information you need to make informed decisions
    • Disclose commission and administration charges upfront
    • Make sure you understand all the terms and conditions of your investment
    • Provide you with all the documents within 30 working days
  • What's in it for me?

    • We appoint only the best people to serve you, we give them superior business tools and we train them continually to develop their skills
    • We will establish a strong relationship with you in order to understand your unique needs
    • We will give you high-quality financial advice
    • We use quality financial planning tools to make recommendations and will continually monitor the progress of your financial plan
    • We can meet all your banking, insurance and investment needs
    • You can choose just how we engage with you — be it face-to-face or telephonically

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Calculate how much savings I need to retire

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Disclaimer: We provide this calculator for convenience to you to provide results based on your input and assumptions and it should not be used for any other purpose. We give no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculations provided through its use. We do not accept any liability for loss or damage of any nature, including indirect or consequential loss, which may be attributable to the reliance on and use of the calculators. Please contact us for verification on any of the information provided. The calculator does not constitute investment advice or a recommendation to invest in the Core Portfolio and is used simply for illustration. Please refer to the assumptions document.

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Put your money to work with a tax-free investment

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Find the perfect tax-free product

You can save up to R33 000 a year, or up to R500 000 in your lifetime, without paying tax on the interest income, dividends or capital gains earned on the investment.

  • Tax-free Savings Account

    • Bank savings account (deposit)
    • With a short notice period, you will have easy access to your funds

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  • Tax-free Investment Account

    • Select from a list of unit trust funds or exchange-traded funds (ETFs)
    • Enjoy the freedom of building your own investment portfolio

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Let's partner to create your own prosperity

Planning

Stockbroking and Portfolio Management

Whether you want to invest locally or abroad, or even a bit of both, we offer self-help or specialist-assistance options to help you get your hard-earned money working a little harder.

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need more help

Need more help?

Let one of our consultants help you get the best insurance for your needs.

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