On the day that you get married, 'yours' becomes 'ours', and that day will be the first day of the rest of your lives. As you approach one of life's most precious moments, we're here to help you plan your journey to happily ever after.

 

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How will you live your happily ever after?

Solutions suitable for this life moment

Absa Law for You, upholds and protects your legal rights

Buying Another Vehicle

Nobody wants to get involved in court cases and other legal processes, but sometimes these things just happen to us. And when they do, they are very costly. That is why Absa offers Law for You, to cover the costs of criminal and civil litigation when you need it.

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What is Absa Law for You?

Absa Law for You is an affordable, one of its kind product that provides legal cover for civil, labour, family or criminal matters. Given that 9 out of 10 people will find themselves in some sort of legal dispute during their lifetime, Absa Law for You ensures that your rights will always be protected, irrespective of your budget.

Compare cover options

Basic Benefit

As from the commencement date, the Basic Benefit immediately entitles the member to free telephonic legal advice on private and labour matters for the full term of membership.

Mediation Benefit

The Mediation Benefit entitles the member to free legal and labour advice, informal mediation and assistance for the full term of membership on any private or labour legal or matter that arose after commencement date. 

Litigation Benefit

The Litigation Benefit provides cover when a member is involved in any court proceeding where physical representation is required. It entitles the member to free representation in respect of civil, family or labour matters.

Plan
Price per month
Waiting period
Free, immediate legal & labour advice
Free informal mediation & support
Mediation cover
Litigation cover
Help with
Bail applications
Civil matters
Defence in criminal matters
Disciplinary hearing defence
Drafting of contracts & documents
Unopposed divorce matters
Bond registration discount
Guilty pleas
Antenuptial contract registration
Maintenance representations
Arbitration and labour court representation
Recession of magistrate court judgement
General tax advice
Comprehensive tax assistance
Bail cover per member per year
Retrenchment benefit for six month mediation
Estate assist when main member passes away
Premium
R171.49
None
X
X
Unlimited
Up to R200 000
 
X
X
X

X

X

X

40% – 60%

X
X

X

X


X

X
X

Up to R5 000


X

X

Gold
R116.01
Three months
X
X
Unlimited
Up to R120 000
 
X
X
X

X

X

X

20% – 60%

X
X

X

X


X

X


Up to R2 500






Comprehensive
R88.77
Three months
X
X
Unlimited
Up to R100 000
 
X
X
X

X

X

X

20% –35%

X
X

X

X




 









Essential
R70.61
Three months
X
X
Unlimited
Up to R65 000
 
X
X
X

X

X

X

20% – 35%

X
X








 









Core
R39.34
Three months
X
X
Unlimited
Up to R40 000
 
X
X
X

X

X





 









 









What does Law for You include?

Depending on the type of cover you need, we have a few options to choose from.

  • Civil matters

    This is when you sue someone, or someone sues you because of an agreement you had, e.g. motor vehicle accidents or similar cases, where an amount of money is asked to solve a problem.

  • Labour matters

    Labour Matters

    This is when you are in a job-related disagreement with your employer/work, e.g. Labour Court and CCMA arbitration proceedings, unfair dismissals, salary disputes, etc.

  • Family matters

    Maintenance hearings where the other party is represented by a legal practitioner.

    • Opposed and unopposed divorces
    • Registration of antenuptial agreements
    • Child maintenance
  • Criminal matters

    This is when you are charged by the State for allegedly committing a crime, e.g. theft, murder bail application and guilty pleas. Absa Law for You offers assistance through our 24-hour emergency line.

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey.

need help

Want to find out more?

Visit your nearest branch or call us on: 

0860 100 372

Let's help plan your finances so you can live life to the fullest

Looking For A Vehicle

Get the best advice from a trusted financial adviser

From help with rebalancing your investment portfolio, tax advice and conducting a financial needs analysis to aid in future planning, speak to one of our financial services experts.

  • Financial advisers

    When it comes to your livelihood and assets, asking a professional for advice decreases the risks associated with navigating the market on your own. Since our financial advisers have their finger on the pulse of the world's economy and closely monitor market fluctuations for a living, they are in the best position to cut through complicated jargon, confusing standpoints and various advice strategies to assist you with your financial decisions.

  • Absa personal financial advisers

    • Undergo mandatory FAIS compliance
    • Complete extensive initial training
    • Engage in periodic refresher courses
    • Have access to extensive in-house resources including specialist advice on legal and tax issues
    • Have access to in-house research and advanced financial needs analysis and planning software

Choosing a suitable financial adviser

Know your rights when choosing a suitable financial adviser.

  • Your adviser needs to

    • Conduct a needs analysis that will take into account your age (life stage), your income, your dependents, your goals and the moments that you are going through
    • Protect your best interests
    • Complete the Contact Stage Disclosures that include, but are not limited to, clarifying the services he is able to provide, confirming his relationship with Absa Group Limited and defining the service he is able to provide to you based on the needs expressed
    • Provide you with information to make informed decisions
    • Disclose commission and administration charges upfront
    • Make sure you understand all the terms and conditions of your investment
    • Provide you with all documentation within 30 working days
  • What's in it for me?

    • We put our clients at the centre of everything we do, starting with the calibre of people we appoint to serve them, the business tools we provide to our staff and the ongoing training we provide to develop them
    • We establish a strong relationship with our customers that will help us understand their unique needs
    • We provide high-quality financial advice as our core offering
    • We utilise quality financial planning tools to provide financial planning recommendations, as well as monitor the progress of your financial plan
    • We leverage our relationship within Absa Group Limited and our collective solutions to be able to offer differentiated value for our clients to meet your banking, insurance and investment needs
    • We cater for all your needs be it face-to-face or telephonically — you choose how we engage with you

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey

need help

Want to find out more?

Visit your nearest branch or call us on:

0860 100 372

Take out travel insurance for your peace of mind

Looking For A Vehicle

Whether you're planning a mini-moon or a honeymoon for you and your other half after your special day, leave nothing to chance. Get comprehensive travel insurance to ensure peace of mind, no matter where the road (or plane) may take you!

Life cover from Absa
Peace of mind

Ensure that you are covered in the event of any emergency that requires medical assistance.

Absa Life @Ease
Stress-free travel

Knowing that should you lose your baggage, have to cancel a flight, or accidentally cause damage to a third party, we have you covered.

 

Absa Life @Ease
Discounts

Discounted cover for couples/friends, families and groups (10 – 15 people) travelling together on an identical itinerary.

Life cover from Absa
Frequent traveller cover

Travel a lot? No problem — our annual multi-trip option covers you for an unlimited number of trips within a 12-month period (for trips not exceeding 90 days).

Absa Life @Ease
Additional cover

Need a higher limit of cover? No problem — you can upgrade by paying an additional premium.

 

  • Travel insurance

    Our holiday list usually includes everything but the kitchen sink — so we understand if travel insurance is the last thing on your mind. Whether you're taking a short break or a long vacation, it's important to know you can get the help you need, when you need it. With cover for almost everything from a cancelled flight or lost suitcase to a sudden unexpected illness, Absa Travel Insurance lets you relax and enjoy your journey.

  • When should I get travel insurance?

    • Whenever you are travelling internationally
    • If you want insurance that covers a range of things from trip cancellation and luggage loss to emergency medical and personal accident assistance
    • You don't want to be out of pocket for unforeseen events while travelling

What does travel insurance include?

Depending on the type of cover you need, we have a few options to choose from.

  • Automatic basic cover

    • This is automatic for travellers under 75 who purchase and pay for the full cost of their air tickets with their Absa credit card, and is valid for trips of up to 90 days
    • Benefits include emergency medical expenses and associated expenses, personal accident cover and Absa Travel Assistant provides you with all documentation within 30 working days
    • Your limits of cover are linked to your credit card and you are advised to check this before you travel to ensure you have sufficient cover
  • Optional top-up cover

    • This consists of three comprehensive travel insurance packages to suit your needs, and is valid for trips of up to 90 or 120 days
    • Rates are calculated according to the following age bands: three months to 59 years of age (inclusive), 60 years to 69 years of age (inclusive), 70 years to 74 years (inclusive)
    • These comprehensive offers include: additional cover for emergency medical and associated expenses, personal accident insurance, trip cancellation/curtailment, baggage loss/theft, legal expenses, hi-jack and wrongful detention and personal loss of money or passport, as outlined in your policy
    • Extended cover can also be purchased for trips of up to 184 days
  • Seniors cover

    • This is specifically for travellers between 75 – 85 and is valid for up to 90 or 120 days
    • Offering senior travellers comprehensive travel insurance cover for emergency medical and associated expenses, personal accident insurance, trip cancellation/curtailment, baggage loss/theft, legal expenses, hi-jack and wrongful detention and personal loss of money or passport
    • Cover can be also purchased for trips of up to 184 days

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey

need help

Want to find out more?

Visit your nearest branch or call us on:

0860 100 372

Absa Trust lets you live in the now, and plan for tomorrow

Firts time buyer

You have worked hard to build financial security and freedom for yourself and those dear to you, but what will happen to your estate when you pass away? Are you also keen to ensure the transfer of your estate is as smooth as possible? Absa Trust has a range of services available that will help you navigate your way through to wills, trusts and estate administration with ease.

Cash rewards from Absa
Your will

By ensuring that you have a comprehensive will in place, you will have peace of mind that your wishes will be carried out when you pass away.

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Cash Rewards from Partners
Your trust

We offer a number of trust services to facilitate the creation and protection of wealth.

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Rewards from Absa at Sasol
Your estate

The loss of a loved one is a traumatic experience. It is also a time when a multitude of practical tasks must be attended to. It is a time when professional assistance is at its most valuable.

Read more

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey.

need help

Want to find out more?

Visit your nearest branch or call us on:

0860 100 372

An Absa personal loan is like having a personal piggy bank

Buying Another Vehicle

Your backup plan

New adventures are full of unexpected surprises. Those usually relate to money. With an Absa personal loan you'll have instant access to funds upon approval and flexible repayment terms.

We guarantee to beat the interest rate of any like-for-like personal loan of up to R350 000*

We can't guarantee the best weather on your big day, or a smooth first day of school, or a happy-go-lucky holiday, but one thing we can guarantee is the lowest rate when you take out a personal loan from us.

We will not just match a like-for-like quote on a loan from an authorised financial services and registered credit provider, we'll beat it.

Say, you get a quote with an interest rate of 15%, we'll beat it — best price guaranteed*.

Absa personal loans are flexible: you can borrow from R3 000 to R350 000, and affordable repayment periods range from 12 to 84 months*.

*Terms and conditions apply

What you get

  • Immediate access to your funds after approval
  • The best interest rate guaranteed*
  • Flexible repayment terms
  • The ability to pay off your loan faster (extra payments reduce the capital amount of the loan)
  • Easy approval if you require additional funds
  • An affordable Credit Protection Plan

Applying for a personal loan is quick and easy!

If you are an existing Absa customer with internet banking, you can get a loan in minutes, simply click the 'Apply now' button below and log in to your internet banking. Remember to check if you've been pre-qualified in the 'Absa Offers' section.

If you are a new Absa customer or an existing Absa customer without internet banking, simply click the 'Apply now' button below to apply online or request a callback.

Please have the following documentation on hand:

  • Proof of identity — South African ID or passport
  • Proof of residential address — utilities or municipality account, rental agreement, telephone or cell phone account (not older than three months)
  • Proof of earnings — latest payslip

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey.

need help

Want to find out more?

Visit your nearest branch or call us on:

0860 100 372

Get a home loan for whatever your dream requires

Buying Another Vehicle

Whatever your home finance needs, we can help you lay that firm foundation. Our qualified home finance experts are ready to guide you through the ins and outs of building, buying, renovating or selling your home.

Absa home loans

A home built on a firm foundation is a home built to last. Whatever your home finance needs, we can help you lay that firm foundation. Our qualified home finance experts are ready to guide you through the ins and outs of building, buying, renovating or selling your home.

Life cover from Absa
Absa home loans

Building, renovating or buying? We have a home loan to help you make it happen.

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Absa Life @Ease
Home insurance

Proper cover is essential when you've made a big investment. We have all the cover you need.

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Absa Life @Ease
Repayment options

Choose your home loan repayment terms wisely and pay off your debt as soon as possible.

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Life cover from Absa
Calculate

Before you buy make sure you know what your new home will cost — and how you could save.

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Absa Life @Ease
Apply now

Find and apply for the type of home loan you're looking for.

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Absa Life @Ease
Switch and save

Let Absa try to save you money on your existing home loan.

Learn more

Your moments mean a lot to us

Complete the form below so we can help with the next stage of your journey.

need help

Want to find out more?

Visit your nearest branch or call us on:

0860 100 372