When you need money and want to pay it back quickly, our Express Loan is perfect.

What it also does for you

An opportunity to build good credit

An Express Loan not only gives you access to
funds quickly, but is perfect for building
a credit record too. 

Calculate your loan repayment

Early settlement 

Settle your loan earlier and pay no early settlement fees.

Access to Credit Protection

Get a Credit Protection Plan to settle the
outstanding balance in the event of
death, permanent disability
or dread disease.

See our Credit Protection Plans

Here's how you get an Express Loan

What you need:
  • You need to earn a regular monthly income of R1 500
  • An Absa bank account into which your monthly salary is paid
  • You must be 18 years of age to apply
How it works:
  • Minimum repayment term of 2 months and maximum of 6 months
  • Maximum annual interest rate (APR): 5% for first time loan taken or 3% if the loan is taken in the same calendar year.
  • Service fees and initiation fees apply
  • The monthly instalment on a R5 000 loan over 6 months at 5% per month would be R1 180. Terms and conditions apply
  • Calculate  the estimated total costs of  an Express Loan
What to bring:
  • A valid South African ID document or Smart card
  • A proof of residential address such as a municipality or rates bill
  • Your last 3 month's payslips or bank statements if you’re not an Absa customer  
New and existing customers

Not an Absa customer or not registered for Online banking?
You can still apply online!

Apply now

Apply now

At a branch

Locate a Branch

Need more help?

Let one of our consultants help you get the best Loan for your needs.

Visit your nearest branch