When you need money and want to pay it back quickly, our Express Loan is perfect.

What it also does for you

An opportunity to build good credit

An Express Loan not only gives you access to
funds quickly, but is perfect for building
a credit record too. 

Calculate your loan repayment

Early settlement 

Settle your loan earlier and pay no early settlement fees.

Access to Credit Protection

Get a Credit Protection Plan to settle the
outstanding balance in the event of
death, permanent disability
or dread disease.

See our Credit Protection Plans

Here's how you get an Express Loan

You need to:
  • Earn R1 500 or more a month
  • Have an Absa bank account into which your salary is deposited
  • 18 years or older
How it works:
  • Loan ranges from 2 - 6  months
  • Maximum rates of 5% for first time loan, thereafter 3% if taken in the same calendar year
  • Use our handy calculator to view an illustrative example of the total cost of our Express Loan
Bring the following:
  • A valid South African ID document or card
  • Proof of your residential address such as a municipality or rates bill
  • 3 months bank statement if you’re not an Absa transactional customer
At a branch

Locate a Branch

Need more help?

Let one of our consultants help you get the best Loan for your needs.

Visit your nearest branch