Set your plans in motion. Choose the loan you want

 

 
Loan amount
Pay it back over
Our interest rate
How to get one
What we need
 
Instant Loan
R250 - R3 000
35 days
  • Not applicable: 10% initiation fee
  • You must be employed and earn a minimum of R250 a month.
  • You must have an Absa transactional or savings account.
  • If you are provisionally approved, we don't need additional documentation.
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Express Loan
R1 500 - R8 000
2 - 6 months
  • 5% for 1st  loan, 3% for subsequent loan in calender year 
  • Earn R1 500 or more a month.
  • Own a bank account into which your salary is deposited.
  • Your original SA identity document
  • Proof of residence
  • Latest payslip
  • 3 months' bank statements (if you are not an Absa transactional customer)
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Personal Loan
R3 000 - R350 000
12 - 84 months
  • Prime interest rate + 10.5%
  • Earn R2 000 or more a month.
  • Own a bank account into which your salary is deposited.
  • Your original SA identity document
  • Proof of residence
  • Latest payslip
  • 3 months' bank statements (if you are not an Absa transactional customer)
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Loan amount
 
Our interest rates
How to get one
What we need
 
Overdraft
R250 - R250 000
 
  • Prime interest rate + 10.5%
  • Earn R2 000 or more a month.
  • Own an existing Absa transactional account.
  • Bring your original SA identity document
  • Proof of residence
  • Latest payslip
  • 3 months' bank statements (if you are not an Absa transactional customer)
Tell me more
Revolving Credit Facility
R15 000 - R150 000
 
  • Prime interest rate + 10.5%
  • Earn R8 000 or more a month.
  • Own an existing Absa transactional account.
  • Bring your original SA identity document
  • Proof of residence
  • Latest payslip
  • 3 months' bank statements (if you are not an Absa transactional customer)
Tell me more