From cash back to bonus benefits, Absa Rewards makes getting more even better. Not only will you get rewarded for the products you have, but also for the way you bank. What are you waiting for? Start enjoying the world of Rewards today.

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Cash rewards
Cash Rewards

Choose the way you want to spend your Rewards, from cash to airtime and more.

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Get cash back

Get cash back from swiping your Absa card.

Bonus benefits

Get access to value adds, just for being an Absa Rewards member.

No membership card

Simply swipe your Absa debit or credit card to earn Cash Rewards.

Get rewarded for your everyday shopping and banking

To join Absa Rewards, all you need is an Absa transactional account or credit card. You’ll earn when you swipe at stores - in store or online - and even get cash back from selected partners.


As much as 1.5% in cash back for in-store purchases


As much as 15% cash back at Sasol forecourt and convenience store


As much as 20% cash back from over 40 partners

  • How to earn more Rewards

    Boost your Cash Rewards and move up a tier by adding products or improving the way you bank. You’ll be a top tier earner in no time!

    These seven banking products can help you move up a tier:

    Banking Products
    Category Product type Monthly Score
    Transactional Savings and/or cheque account without an overdraft 100
      OR Cheque account with an overdraft 170
      Credit card 50
    Non-transactional Home loan 150
      Absa vehicle and asset finance 60
      Personal loans 70
      Savings and investments including Unit Trusts 15

    These five banking activities can help you move up a tier:

    Banking Activities
    Category Activity type
    Monthly Score
    Bank digitally
    Receive monthly eStatements (email) instead of paper ones for the products that contribute towards your tier.
      Make five or more online beneficiary payments via Absa Online, Absa banking app, ATM and USSD during the month. 40
    Keep in contact Ensure you have valid contact details for at least two of the following: Cell number, email address, Home/work number. 25
    Marketing consent Give marketing consent for at least two of these channels: SMS, email, telephone. 25
    Use your account Deposit your salary into your Absa account and complete 10 or more transactions.
    (Score awarded if you have met this criteria during the current and previous month)
  • Cash Rewards from Absa

    The percentage of Cash Rewards you can earn is determined by your Rewards tier, which is calculated monthly based on the products you have and the way you bank. You will also enjoy higher earn rates when you use your credit card. View our terms and conditions for more information regarding the accrual period, qualifying purchases and exclusions.

    Rewards tier
    Score range
    Earn rate: Debit card
    Earn rate: Credit card
    Tier 1 0 – 479 0.25% 0.25%
    Tier 2 480 – 579 0.30% 0.50%
    Tier 3 580 – 679 0.45% 1.00%
    Tier 4 680 – 779 0.70% 1.25%
    Tier 5 780+ 1.00% 1.50%
  • Cash Rewards at Sasol

    Earn cash rewards every time you fill up or make purchases at Sasol. You will also increase your earning rate just by using your credit card.

    Please note that this excludes bill payments, pre-paid airtime, electricity and lotto purchases. You will only earn cash rewards on the first R3 000 (three thousand rand) that you spend at Sasol during the accrual period.

    Rewards tier
    Score range
    Earn rate: Debit card
    Earn rate: Credit card
    Tier 1 0 – 479 1.00% 1.00%
    Tier 2 480 – 579 4.00% 5.00%
    Tier 3 580 – 679 5.00% 5.50%
    Tier 4 680 – 779 6.00% 6.50%
    Tier 5 780+ 7.50% 15.00%
  • Cash Rewards from partners

    Use your Absa debit or credit card at any one of our partners and you’ll earn a percentage of your purchase amount back in Cash Rewards.

    See all partners

  • Exceller Private Banking and Marhaba clients

    You will automatically start on tier 3 but you also have the opportunity to move up.

    Example: If you haven’t accumulated the minimum score (namely 580) to qualify for tier 3, you will still be in tier 3. If you have accumulated a score of 700 you will earn on tier 4.

Spend your cash the way you want to

The real beauty of being an Absa Rewards member is that you can choose exactly how you would like to be rewarded. Register for Absa Online banking or download our mobile app to keep track of your rewards with ease.

How to redeem your rewards

Get cash in your account

Have the value in your Absa Rewards account paid into your Absa cheque or savings account.

Get airtime vouchers

Exchange your cash rewards for prepaid airtime vouchers from Telkom Mobile, Telkom, Cell C, Neotel, MTN, Virgin Mobile or Vodacom.

Transfer to a Unit Trust or TruSave account

Redeem your Cash Rewards, transfer them to an Absa Unit Trust or TruSave account and watch your Rewards grow.

It will take up to four working days for the redemption to reflect in your unit trust account. A minimum redemption value of R200 (per redemption) applies to Cash Rewards redeemed and transferred to an Absa Unit Trust Account.

Standard Absa Rewards and Unit Trust terms and conditions apply.

Donate to a charity

Make a difference by having cash rewards paid out to one or more of these charities:

  • Johannesburg Child Welfare
  • World Vision
  • Sesego Cares
  • Nelson Mandela Children’s Hospital
  • Red Cross Children's Hospital
Exchange for a shopping voucher

Exchange your well-deserved Cash Rewards for shopping vouchers at a participating shopping mall. We’ll send a unique SMS voucher* to your cellphone, allowing you to obtain your gift card at the mall of your choice:

*SMS vouchers are to be exchanged for the gift card within 3 months. The minimum redemption value is R50 and the maximum is R5 000.

Partner redemptions

Exchange your cash rewards to increase your value at our partners.

See all partners

Designed to make your life easier

Our bonus benefits enhance your lifestyle and save you time and money. They’re included in your monthly membership fee and are always just a phone call away.

Home Assist

Get 24/7 assistance with any emergency household repairs and have an appointment booked with an expert.

You get:

  • Access to emergency services which provide home assistance, plumbing repairs, locksmith services and essential appliance repairs.*
  • 3 emergency incident calls per benefit year (includes the callout fee and first hour of labour, but excludes parts and materials).

Call 0861 78 88 88 to access these benefits.

Please note: This service is aimed at ensuring that any emergency that could result in additional damage to your home (if not dealt with immediately) is taken care of as quickly as possible. It does not extend to general repairs or assistance that could be carried out by other service providers in due course.

*Please refer to the terms and conditions for a list of qualifying services and exclusions.

Healthy Lifestyle

Access a network of dedicated doctors, dentists and optometrists in rural and urban areas and save with pre-negotiated discounted pricing on your consultation or procedure fee.

You get:

  • Access to one of the largest GP (general practitioner) networks in SA and receive discounts on consultations for Absa Rewards customers and their immediate family.
  • Access to a large network of dentists and get 20% discount on consultations, extractions and dentures.
  • Access to a national network of optometrists providing a guaranteed 20% discount on eye examinations, single and bi-focal lenses, and selected frames.
  • Members must pay cash or use an Absa debit, credit or cheque card where accepted for all these consultations.

Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).

Lifestyle Concierge

Planning a party? Need to book a holiday, but don’t have the time to do it? Let the Lifestyle Concierge team help you. We will find what you need, at the best possible price.

You get:

  • Improved productivity as you free up your time, reduce stress, and enhance the quality of your work/life balance.
  • Assistance with party and event planning, holiday and restaurant bookings, gift or quote sourcing.
  • Access to a national network of optometrists providing a guaranteed 20% discount on eye examinations, single and bi-focal lenses, and selected frames.
  • Up to three quotes with the best possible price.

Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).


Get the best available price on absolutely anything from over 250 leading brands and retailers - all with a single call. From motor spares and equipment, to bricks, pool or garden services and accommodation - we can help you get it at a discount.

Call 0861 78 88 88 from 08:00 to 16:30 Monday to Friday, and from 08:00 to 12:00 on Saturdays (excluding public holidays).

Never miss a chance to earn - or save

Monthly Rewards

Get up to date with the latest news on our partners, promotions, updates and more. Check back in to make sure you don’t miss out.

Win up to R2 000 in Cash Rewards when you pay your bills with walletdoc

Every month, 50 Absa Rewards members will win up to R2 000 back in Cash Rewards with walletdoc.

To start making bill payments hassle-free, download the walletdoc App from your App store and earn as much as 1.5% Cash Back when paying bills with your Absa card. Plus, stand to win your payments back in Cash Rewards.

Welcome The Baby Zone as a new Absa Rewards partner

Be rewarded with 10% Cash Back on online purchases made at The Baby Zone.

Simply visit, pick your items, checkout and pay using your Absa Card.

Delivery within 2 – 3 working days of order being paid. All orders over R500 – free delivery.

Standard partner terms and conditions apply.

The Kidz Zone

We love rewarding our members’ kids and have thus removed the minimum spend hurdle.

From 16 September 2017, earn 10% Cash Back on ALL online purchases made at The Kid Zone. You are no longer required to spend a minimum of R500 to earn the 10% Cash Back at The Kid Zone. Now that’s even better.

Delivery within 2 – 3 working days of order being paid. All orders over R250 – free delivery.

Standard partner terms and conditions apply.

Absa Rewards has partnered with Fidelity ADT

Secure your home with Fidelity ADT and earn 10% cash back. Simply contact the Fidelity ADT call centre on 0861212300/400 and mention that you are an Absa Rewards member.

For more information, click on the ‘Security Services’ tab under Absa Rewards Partners.

Standard partner terms and conditions apply.

Get 30% additional value when you convert to Avios

Convert your Cash Rewards into Avios between 1 September and 31 October 2017 and get 30% additional value in Avios Points. Example R10 = 130 Avios.

Terms and Conditions:

  • Only redemptions into Avios made between 1 September and 31 October 2017 will qualify for the 30% bonus points.
  • Bonus Avios will be credited to Absa Rewards member’s British Airways Executive Club or Avios Travel Rewards Programme account within four to six weeks of the conversion.
  • Bonus Avios are not redeemable for cash.
  • This offer is non-transferable and cannot be used in conjunction with any other Avios, British Airways or Absa Rewards offers or promotions.

Standard Absa Rewards and Partner terms and conditions apply.

To find out more about Absa Rewards, click here to view our terms and conditions.


Need more help?

Let one of our consultants help you get the best rewards.

Call us on:

0861 78 88 88

Visit your nearest branch