If you’ve been looking to start building a credit record, then the Absa Transact Credit Card is the perfect first-time credit card for you. Get this card and enjoy multiple benefits, from making purchases in stores and online, to making larger purchases without having to carry huge amounts of cash around.

Apply now


Benefits & how to get it

  • Fixed monthly payments
  • Helps you build a credit history
  • Up to 57 days interest free
  • No transaction fees on purchases
  • Free Lost card protection
  • Automatic basic travel insurance
Qualifying criteria
  • Monthly income between R2 000 and R4 000
  • You must be 18 years or older
  • Subject to affordability assessment

*Terms and Conditions apply

Documents needed
  • Valid South African ID book or card
  • Proof of residence
  • Latest proof of income for 3 consecutive months required
Contact Absa Credit Card

To apply call:
0861 114 411

For 24-hour support call:
0861 462 273

For Lost and stolen cards call:
0800 111 155

Email us:

Need more help?

Let one of our consultants help you get the best account for your needs.

For 24-hour support call us on:

0861 462 273

To apply call us on:

0861 114 411

E-mail us at:


Visit your nearest branch