Let us help you manage your creditor and debtor fund flows, including day-to-day working capital requirements.

Domestic and international trade finance solutions

Let us help you mitigate risks, ensure payment security and maximise your working capital. We offer specialist advice and bespoke trade finance solutions to assist you with your trading activities in domestic and international markets.

Mitigate documentary trade risks

Every business involved in international trade is exposed to some level of risk. We can assist importers and exporters with solutions that help address varying levels of risk mitigation and/or financing depending on your specific need.

Documentary trade products provide assurance relating to the performance or financial obligations of a person or company to another, thereby enhancing your position in the negotiation process of the terms of trade, while efficient working capital enables you to trade with confidence.

Solutions include

Documentary Letters of Credit
Documentary Collections

Enjoy the advantages of open account finance

We help fund business growth or assist with meeting day-to-day financial obligations by better understanding your working capital and cash-flow.

The terms and types of payments a business agrees with its buyers or sellers will affect cash-flow - we can work with you to understand what’s available and what’s best for you and your needs.

Solutions include:

Receivables Finance
Supplier Finance
Selective Receivables Financing
Import and Export Trade loans

Benefit from our structured trade finance solutions

If you are looking to improve or restructure your balance sheet, our offerings provide secured short-term working capital solutions across all industries. This is achieved by taking a view on the underlying value of inventories, accounts receivable and/or financial payment instruments, or a combination of these.

Structured commodity finance for improved cash flow

Structured commodity finance helps to optimise cash-flow cycles by taking a view on the security locked up in the inventory of agricultural commodities (such as maize, wheat, sunflower and soya).

Our solutions are aimed at minimising the risks associated with this type of finance, e.g. price, payment, performance, logistical, insurance and documentation risks.

Efficient use of liquid assets

Let us assist you to make the most efficient use of your available cash and other liquid assets.

Our products and services:

  • Liquidity management solutions, Money Market investments or working capital facilities to optimise your liquidity and working capital.
  • Liquidity and working capital optimisation solutions allow you to make the most efficient use of your available cash and other liquid assets to manage your cash flow and optimise your working capital.
  • Sweeping and notional pooling solutions provide liquidity structuring.
  • Third-Party Funds Management solutions manage your clients' trust investments (deposits) efficiently.
  • Working capital facilities can be accessed via a ZAR overdraft, Money Market loan and Customer Foreign Currency (CFC) overdraft.

Change to something extraordinary


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+ 27 (0) 11 895 7535

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Corporate and Investment Bank operates Monday to Friday from 08:00 to 16:30