We offer startups and existing small, medium and micro enterprises (SMEs) asset loans, working capital and business expansion finance.

I need funding for my business


Starting a business takes lots of courage and determination. You know you have both. A lack of funds shouldn’t prevent you from realising your business dreams.

See our funding solutions for SMEs

Absa Development Credit Fund

Loan of up to R5 million payable over four years and monthly reducible overdrafts.

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Absa Women Empowerment Fund

Finance of up to R5 million aimed at women-owned SMEs. Maximum loan term is four years.

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Absa SME Fund

Up to R3 million loan to assist 100% black-owned SMEs awarded government contracts or tenders.

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Thembani International Guarantee Fund

Black-owned SMEs in Southern Africa and in countries where we do business can apply for up to R10 million. 

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Talk to us

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Please only complete below if you have selected an existing business
  • Contact us

    Contact our specialists about your needs

    Free State and Northern Cape 051 401 1230
    Eastern Cape 041 390 6241
    Gauteng - Pretoria 012 364 1787
    Gauteng – Central and South 011 225 8673
    Limpopo 012 364 1787 
    Mpumalanga 012 364 1787
    North West 014 566 7260 
    Western Cape 021 816 4121
    KwaZulu-Natal 031 324 2361 

I need affordable vehicle and asset finance


Our Commercial Asset Finance team has a workable asset finance solution to help drive your business to new levels.


Need more help?

For Absa Vehicle and Asset Finance call us on:

0860 669 669

For Commercial Asset Finance call us on:

0861 00 11 55

I need a working capital loan


With enough working capital you can run things smoothly while maintaining your business’ competitive edge.

  • Business overdraft

    If you need immediate funds to finance working capital and avoid unnecessary penalties, a business overdraft is best for you.

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  • Term finance

    We can help you with a variety of short-term and medium-term finance products to ensure your business has the funding it needs.

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Need more help?

Have we provided all the information you need?
If not, we are here to help.

Call us on:

0860 040 302

Small business support to help unlock your potential


We assist emerging black small and medium enterprises (SMEs) in South Africa grow and prosper through various Enterprise Development (ED) initiatives. These initiatives contribute to the wider National Agenda to promote a thriving SME sector that enables economic and social development in the country.


  • SME support

    SMEs face numerous challenges in achieving sustainability and success, the most notable of these being:

    • Access to finance
    • Access to markets
    • Business management skills

    Tell me more


Need more help?

Contact your relationship executive.

Call us on:

0860 040 302

Email us at:


Let's chat!

Need help?
Chat to a member of our team right here.