Basic travel insurance
Get emergency medical cover and up to 90 days automatic basic travel insurance for international trips. You are covered for emergency medical expenses, personal accident and selected travel assisted services
Optional top-up cover
This cover will supplement your automatic basic cover by providing a wider range of benefits and also caters for trips up to a maximum of 184 days as well as a cardio buy back option.
Top-up cover for seniors
Provides cover for travelers who are 74 years of age.
Discounted premiums
Couples, families and groups travelling together get discounted rates.
Frequent travellers
Our annual multi-trip option covers you for an unlimited number of trips in a 12-month period.
Stress-free travel
Top-up cover caters for all kinds of travel scenarios from the loss of baggage, money or bank cards, the rejection or delay of your Visa to having missed a connection or having to cancel or delay your trip.
Here's what you can expect
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Automatic basic cover
As an Absa credit cardholder you qualify for up to 90 days automatic basic travel insurance for international journeys when you purchase your return travel ticket(s) with your credit card. Automatic basic travel insurance is available for travelers between the age of 3 months and 74 years.
Automatic basic travel insurance does not include cover for any pre-existing medical conditions and may not include certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice, treatment, including prescription medication, you may have received from a medical practitioner for any chronic or recurring illness or injury during the year before the insurance under this policy started.
You have a choice of three optional top up plans to supplement the automatic basic cover available to you. Please refer to the optional top up schedules of benefits in the policy for detailed information on the benefits and benefit limits offered.
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Optional top-up cover
Optional top-up cover will supplement your automatic basic cover.
Rates are calculated according to the following age bands:
- 3 months to 69 years of age (inclusive)
- 70 years to 74 years (inclusive)
You can select from the following trip duration options:
- 1 – 90 days
- 91 – 120 days
- 121 – 184 days
- Annual Multi Trip
The comprehensive offer includes:
- Hi-jack
- Legal expenses
- Baggage loss/theft
- Wrongful detention
- Personal accident insurance
- Trip cancellation/curtailment
- Additional cover for emergency medical and associated expenses
- Personal loss of money or passport, as outlined in the policy document
The standard optional top up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. Should your activity not appear on our list, please contact the Bryte Customer Care Centre on 0861 227 284 to ensure that you have the appropriate cover in place.
Cardiac or cardio vascular or vascular or cerebro-vascular conditions cover
If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac or cardio vascular or vascular or cerebro-vascular illness or consequences or complications that can reasonably be related to these conditions.
This exclusion will not apply if you bought the optional additional cardiac or cardio vascular or vascular or cerebo-vascular cover before the insured journey started. This optional additional cover is only available to travelers between the ages of 70 and 74 years inclusive when they buy optional top up plan 1. - 3 months to 69 years of age (inclusive)
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Cover for seniors
This cover is specifically for travelers aged 75 to 85 and is valid for 90, 120, 184 days or an Annual Multi Trip.
The cover includes:
- Hi-jack
- Legal expenses
- Baggage loss/theft
- Personal accident insurance
- Trip cancellation/curtailment
- Wrongful detention and personal loss of money or passport
- Comprehensive travel insurance cover for emergency medical and associated expenses.
Please refer to the senior schedule of benefits in the policy document for detailed information on the senior’s benefits, benefit limits offered and terms and conditions.
- Hi-jack
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Top-up rates
Top Up Option 1
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R920
R1 790
R2 325
R1 980
*Couple
R830
R1 610
R2 100
R1 780
*Family / Friends
R780
R1 525
R1 980
R1 685
*Group
R740
R1 435
R1 865
R1 580
70 to 74 years (inclusive)
Individual
R1 150
R2 235
R2 910
R2 620
Couple
R1 095
R2 130
R2 765
R2 490
Family / Friends
R1 070
R2 075
R2 690
R2 425
Group
R1 040
R2 015
R2 620
R2 355
*Rate per person
Top Up Option 2
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R725
R1 405
R1 830
R1 560
Couple
R655
R1 265
R1 650
R1 405
Family / Friends
R615
R1 195
R1 560
R1 325
Group
R585
R1 125
R1 465
R1 250
70 to 74 years (inclusive)
Individual
R910
R1 760
R2 295
R2 070
Couple
R860
R1 675
R2 180
R1 965
Family / Friends
R840
R1 630
R2 125
R1 910
Group
R825
R1 585
R2 070
R1 865
*Rate per person
Top Up Option 3
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R535
R1 035
R1 350
R1 150
Couple
R535
R1 035
R1 350
R1 150
Family / Friends
R535
R1 035
R1 350
R1 150
Group
R535
R1 035
R1 350
R1 150
70 to 74 years (inclusive)
Individual
R670
R1 300
R1 690
R1 520
Couple
R670
R1 300
R1 690
R1 520
Family / Friends
R670
R1 300
R1 690
R1 520
Group
R670
R1 300
R1 690
R1 520
*Rate per person
Absa Local
Rate per person
Age
Plan
1 to 9 Days
10 to 21 Days
22 to 31 Days
32 to 47 Days
3 months to 85 years (inclusive)
Individual
R185
R250
R275
R2 250
Absa Seniors
Rate per person
Age Band
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
75 to 85 years (inclusive)
Individual
R1 495
R2 910
R3 795
R3 415
Couple
R1 425
R2 770
R3 605
R3 245
Family / Friends
R1 385
R2 700
R3 510
R3 165
*Rate per person
Cardio Exclusion Buy Back
Travel Period
Premium
Individual
70 to 74 years (inclusive)
1 to 30 days
R3,250
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How to claim
We will give you all the support you need when you have to submit a travel insurance claim.
Contact Bryte:
For medical out-patient and inconvenience benefit claims, e.g. cancellation, loss of baggage, etc.
011 370 9205
Email: absatravelclaims@brytesa.com
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Detailed Policy Information
Ensure that you are covered in the event of any emergency that requires medical assistance.
Click here to read your travel insurance policy wording.
*Absa Travel Insurance is underwritten by Bryte Insurance Company Limited.
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Emergency contact details
In the event of a medical emergency please contact the Emergency Assistance Helpline on:
+1 416 977 9288
Please ensure you have the following information at hand:
- Travel Insurance policy number (if Optional Top-Up Cover has been bought) or the credit card number used to buy the airline tickets
- Current location
- Contact telephone number where you can be reached
- Nature of the emergency
- Type of assistance required
*Please note that if the insured person named in the schedule does not contact the Emergency Assistance Helpline before incurring any expenses they may want to claim for our liability which will be limited to a maximum of R2 000.
Need more help?
Let one of our consultants help you get the best insurance for your needs.
To speak to an adviser call:
0861 227 284
Email us at: