Get travel insurance when you travel abroad

Optional top-up cover will supplement your automatic basic cover.

Rates are calculated according to the following age bands:

• 3 months to 69 years of age (inclusive)
  
• 70 years to 74 years (inclusive)

You can select from the following trip duration options:

• 1 – 90 days
  
• 91 – 120 days
  
• 121 – 184 days
  
• Annual Multi Trip

The comprehensive offer includes:

• Hi-jack
  
• Legal expenses
  
• Baggage loss/theft
  
• Wrongful detention
  
• Personal accident insurance
  
• Trip cancellation/curtailment
  
• Additional cover for emergency medical and associated expenses
  
• Personal loss of money or passport, as outlined in the policy document

The standard optional top up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. Should your activity not appear on our list, please contact the Bryte Customer Care Centre on 0861 227 284 to ensure that you have the appropriate cover in place.

Cardiac or cardio vascular or vascular or cerebro-vascular conditions cover
If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac or cardio vascular or vascular or cerebro-vascular illness or consequences or complications that can reasonably be related to these conditions.

This exclusion will not apply if you bought the optional additional cardiac or cardio vascular or vascular or cerebo-vascular cover before the insured journey started. This optional additional cover is only available to travelers between the ages of 70 and 74 years inclusive when they buy optional top up plan 1.

Cancellation Cover

Absa credit cardholders have two cancellation cover options available to them, namely: cancellation for a named reason and cancellation for an unnamed reason

• the standard cancellation cover, for a named reason, is explained on pages 66 to 67 of the policy wording document and lists specific named events for which a policyholder can claim.
• cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 66 to 67, as described above. This optional additional cover is only available on Top Up Option 1 and carries specific conditions as outlined in the policy wording. The travel insurance policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with cancellation for a named reason.

The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 71 to 72 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.