Travel with the peace of mind knowing you’re covered against the unforeseen. We have several travel insurance options to choose from and each comes with unique benefits.

*Absa Travel Insurance is underwritten by Bryte Insurance Company Limited. 

Paper
Basic travel insurance

Get emergency medical cover and up to 90 days automatic basic travel insurance for international trips. You are covered for emergency medical expenses, personal accident and selected travel assisted services

Benefit
Optional top-up cover

This cover will supplement your automatic basic cover by providing a wider range of benefits and also caters for trips up to a maximum of 184 days as well as a cardio buy back option.

Shield
Top-up cover for seniors

Provides cover for travelers who are 74 years of age.

Discount
Discounted premiums

Couples, families and groups travelling together get discounted rates.

Plane
Frequent travellers

Our annual multi-trip option covers you for an unlimited number of trips in a 12-month period.

Passport
Stress-free travel

Top-up cover caters for all kinds of travel scenarios from the loss of baggage, money or bank cards, the rejection or delay of your Visa to having missed a connection or having to cancel or delay your trip.

Here's what you can expect

  • Automatic basic cover

    As an Absa credit cardholder you qualify for up to 90 days automatic basic travel insurance for international journeys when you purchase your return travel ticket(s) with your credit card*. Automatic basic travel insurance is available for travelers between the age of 3 months and 74 years.

    Automatic basic travel insurance does not include cover for any pre-existing medical conditions and may not include certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice, treatment, including prescription medication, you may have received from a medical practitioner for any chronic or recurring illness or injury during the year before the insurance under this policy started.

    You have a choice of three optional top up plans to supplement the automatic basic cover available to you. Please refer to the optional top up schedules of benefits in the policy for detailed information on the benefits and benefit limits offered.

    *Your card must be used for payment at point of sale (POS), or you can pay for your public transport carrier ticket by using an online purchase facility (“card not present” transaction). EFT transactions (payment from the credit card account) do not qualify.

  • Optional top-up cover

    Optional top-up cover will supplement your automatic basic cover.

    Rates are calculated according to the following age bands:

    • 3 months to 69 years of age (inclusive)
    • 70 years to 74 years (inclusive)

    You can select from the following trip duration options:

    • 1 – 90 days
    • 91 – 120 days
    • 121 – 184 days
    • Annual Multi Trip

    The comprehensive offer includes:

    • Hi-jack
    • Legal expenses
    • Baggage loss/theft
    • Wrongful detention
    • Personal accident insurance
    • Trip cancellation/curtailment
    • Additional cover for emergency medical and associated expenses
    • Personal loss of money or passport, as outlined in the policy document

    The standard optional top up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. Should your activity not appear on our list, please contact the Bryte Customer Care Centre on 0861 227 284 to ensure that you have the appropriate cover in place.

    Cardiac or cardio vascular or vascular or cerebro-vascular conditions cover
    If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac or cardio vascular or vascular or cerebro-vascular illness or consequences or complications that can reasonably be related to these conditions.

    This exclusion will not apply if you bought the optional additional cardiac or cardio vascular or vascular or cerebo-vascular cover before the insured journey started. This optional additional cover is only available to travelers between the ages of 70 and 74 years inclusive when they buy optional top up plan 1.

    Cancellation Cover

    Absa credit cardholders have two cancellation cover options available to them, namely: cancellation for a named reason and cancellation for an unnamed reason

    • the standard cancellation cover, for a named reason, is explained on pages 66 to 67 of the policy wording document and lists specific named events for which a policyholder can claim.
    • cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 66 to 67, as described above. This optional additional cover is only available on Top Up Option 1 and carries specific conditions as outlined in the policy wording. The travel insurance policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with cancellation for a named reason.

    The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 71 to 72 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.

  • Cover for seniors

    This cover is specifically for travelers aged 75 to 85 and is valid for 90, 120, 184 days or an Annual Multi Trip.

    The cover includes:

    • Hi-jack
    • Legal expenses
    • Baggage loss/theft
    • Personal accident insurance
    • Trip cancellation/curtailment
    • Wrongful detention and personal loss of money or passport
    • Comprehensive travel insurance cover for emergency medical and associated expenses.

    Please refer to the senior schedule of benefits in the policy document for detailed information on the senior’s benefits, benefit limits offered and terms and conditions.

  • Top-up rates

    Top Up Option 1

     

    Rate per person

    Age

    Plan

    1 to 90 Days

    91 to 120 Days

    121 to 184 Days

    Annual / Multi Trip

    3 months - 69 years (inclusive)

    Individual

     R  1,060

    R  2,060

     R  2,675

     R  2,275 

     

    *Couple

     R 955

    R  1,850


    R  2,415 

     R  2,045

     

    *Family / Friends

    R  895

    R  1,755 

    R 2,275 

    R  1,940

     

    *Group

    R 850

    R  1,650 

    R 2,145

    R  1,815

    70 to 74 years (inclusive)

    Individual

    R  1,325

    R 2,570

    R 3,345 

    R  3,015

     

    Couple

    R  1,260

    R 2,450 

     
    R 3,180 

    R  2,865 

     

    Family / Friends

    R  1,230

    R 2,385

    R 3,095


    R  2,790 
     

    Group

    R   1,195

    R 2,315 

    R 3,015 

    R 2,710

               

     

    *Rate per person

    Top Up Option 2

     

    Rate per person

    Age

    Plan

    1 to 90 Days

    91 to 120 Days

    121 to 184 Days

    Annual / Multi Trip

    3 months - 69 years (inclusive)

    Individual


    R 835 

    R 1,615 

    R2,105 

    R1,795 

     

    Couple

    R 755

    R1,455 

    R1,895 

    R1,615

     

    Family / Friends

    R705 

    R 1,375 

    R 1,795 

    R1,525 

     

    Group

    R675 

    R1,295 

    R1,685

    R1,440 

    70 to 74 years (inclusive)

    Individual

    R1,045 

    R2,025

    R2,640 

    R2,380 

     

    Couple

    R990 

    R 1,925 

    R2,505 

    R2,260 

     

    Family / Friends

    R965 

    R1,875 

    R 2,445


    R2,195 
     

    Group

    R950


    R 1,825

    R2,380 

    R2,145 

             

     

    *Rate per person

    Top Up Option 3

     

    Rate per person

    Age

    Plan

    1 to 90 Days

    91 to 120 Days

    121 to 184 Days

    Annual / Multi Trip

    3 months - 69 years (inclusive)

    Individual

    R615 

    R1,190 

    R1,550 

    R1,325

     

    Couple

    R615 

    R1,190


    R1,550 

    R1,325 
     

    Family / Friends

    R615


    R 1,190 

    R1,550


    R1,325 
     

    Group

    R615 

    R1,190 

    R 1,550 


    R1,325 

    70 to 74 years (inclusive)

    Individual

    R770 

    R1,495


    R1,945 

    R1,750 

     

    Couple

    R770 

    R1,495 

    R1,945 

    R1,750 

     

    Family / Friends

    R770


    R1,495 

    R1,945

    R1,750 
     

    Group

    R770 

    R1,495 

    R1,945 

    R 1,750 

               

    *Rate per person

    Absa Local

     

    Rate per person

    Age

    Plan

    1 to 9 Days

     

    10 to 21 Days

    22 to 31 Days

    32 to 47 Days

    3 months to 85 years (inclusive)

    Individual

    R215

    R290

    R315

    R2 590

    Absa Seniors

     

    Rate per person

    Age Band

    Plan

    1 to 90 Days

    91 to 120 Days

    121 to 184 Days

    Annual / Multi Trip

    75 to 85 years (inclusive)

    Individual

    R1,720


    R3,345 

    R4,365 

    R2,775 

     

    Couple

    R1,640 


    R3,185 

    R4,145


    R3,730 
     

    Family / Friends


    R1,595 

    R3,105 

     R4,035 

    R3,640 

               

    *Rate per person

    Cardio Exclusion Buy Back

    Travel Period

    Premium

    Individual

    70 to 74 years (inclusive)

    1 to 30 days

    R3,250

         
  • How to claim

    We will give you all the support you need when you have to submit a travel insurance claim.

    Contact Bryte:

    For medical out-patient and inconvenience benefit claims, e.g. cancellation, loss of baggage, etc.

    011 370 9205

    Email: absatravelclaims@brytesa.com

  • Detailed Policy Information

    Ensure that you are covered in the event of any emergency that requires medical assistance

    Click here to read your travel insurance policy wording

    *Absa Travel Insurance is underwritten by Bryte Insurance Company Limited.

    Exclusions

    War is a general exclusion on all Bryte policies and is also an industry standard. Due to sanctions as well as the prevailing conditions please note that cover on all policies (Basic Travel Insurance as well as Top-up cover) for travel to Russia, Ukraine and Belarus and associated airspace has been suspended until further notice.

  • Emergency contact details

    In the event of a medical emergency please contact the Emergency Assistance Helpline on:

    +1 416 977 9288

    Please ensure you have the following information at hand:

    • Travel Insurance policy number (if Optional Top-Up Cover has been bought) or the credit card number used to buy the airline tickets
    • Current location
    • Contact telephone number where you can be reached
    • Nature of the emergency
    • Type of assistance required

    *Please note that if the insured person named in the schedule does not contact the Emergency Assistance Helpline before incurring any expenses they may want to claim for our liability which will be limited to a maximum of R2 000.

Need more help?

Let one of our consultants help you get the best insurance for your needs.

To speak to an adviser call:

0861 227 284

Email us at:

absatravel@brytesa.com

Visit your nearest branch