Travel with the peace of mind knowing you’re covered against the unforeseen. We have several travel insurance options to choose from and each comes with unique benefits.
*Absa Travel Insurance is underwritten by Bryte Insurance Company Limited.
Basic travel insurance
Get emergency medical cover and up to 90 days automatic basic travel insurance for international trips. You are covered for emergency medical expenses, personal accident and selected travel assisted services
Optional top-up cover
This cover will supplement your automatic basic cover by providing a wider range of benefits and also caters for trips up to a maximum of 184 days as well as a cardio buy back option.
Top-up cover for seniors
Provides cover for travelers who are 74 years of age.
Discounted premiums
Couples, families and groups travelling together get discounted rates.
Frequent travellers
Our annual multi-trip option covers you for an unlimited number of trips in a 12-month period.
Stress-free travel
Top-up cover caters for all kinds of travel scenarios from the loss of baggage, money or bank cards, the rejection or delay of your Visa to having missed a connection or having to cancel or delay your trip.
Here's what you can expect
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Automatic basic cover
As an Absa credit cardholder you qualify for up to 90 days automatic basic travel insurance for international journeys when you purchase your return travel ticket(s) with your credit card*. Automatic basic travel insurance is available for travelers between the age of 3 months and 74 years.
Automatic basic travel insurance does not include cover for any pre-existing medical conditions and may not include certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice, treatment, including prescription medication, you may have received from a medical practitioner for any chronic or recurring illness or injury during the year before the insurance under this policy started.
You have a choice of three optional top up plans to supplement the automatic basic cover available to you. Please refer to the optional top up schedules of benefits in the policy for detailed information on the benefits and benefit limits offered.
*Your card must be used for payment at point of sale (POS), or you can pay for your public transport carrier ticket by using an online purchase facility (“card not present” transaction). EFT transactions (payment from the credit card account) do not qualify.
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Optional top-up cover
Optional top-up cover will supplement your automatic basic cover.
Rates are calculated according to the following age bands:
- 3 months to 69 years of age (inclusive)
- 70 years to 74 years (inclusive)
You can select from the following trip duration options:
- 1 – 90 days
- 91 – 120 days
- 121 – 184 days
- Annual Multi Trip
The comprehensive offer includes:
- Hi-jack
- Legal expenses
- Baggage loss/theft
- Wrongful detention
- Personal accident insurance
- Trip cancellation/curtailment
- Additional cover for emergency medical and associated expenses
- Personal loss of money or passport, as outlined in the policy document
The standard optional top up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. Should your activity not appear on our list, please contact the Bryte Customer Care Centre on 0861 227 284 to ensure that you have the appropriate cover in place.
Cardiac or cardio vascular or vascular or cerebro-vascular conditions cover
If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac or cardio vascular or vascular or cerebro-vascular illness or consequences or complications that can reasonably be related to these conditions.
This exclusion will not apply if you bought the optional additional cardiac or cardio vascular or vascular or cerebo-vascular cover before the insured journey started. This optional additional cover is only available to travelers between the ages of 70 and 74 years inclusive when they buy optional top up plan 1.Cancellation Cover
Absa credit cardholders have two cancellation cover options available to them, namely: cancellation for a named reason and cancellation for an unnamed reason
- the standard cancellation cover, for a named reason, is explained on pages 66 to 67 of the policy wording document and lists specific named events for which a policyholder can claim.
- cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 66 to 67, as described above. This optional additional cover is only available on Top Up Option 1 and carries specific conditions as outlined in the policy wording. The travel insurance policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with cancellation for a named reason.
The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 71 to 72 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.
- 3 months to 69 years of age (inclusive)
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Cover for seniors
This cover is specifically for travelers aged 75 to 85 and is valid for 90, 120, 184 days or an Annual Multi Trip.
The cover includes:
- Hi-jack
- Legal expenses
- Baggage loss/theft
- Personal accident insurance
- Trip cancellation/curtailment
- Wrongful detention and personal loss of money or passport
- Comprehensive travel insurance cover for emergency medical and associated expenses.
Please refer to the senior schedule of benefits in the policy document for detailed information on the senior’s benefits, benefit limits offered and terms and conditions.
- Hi-jack
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Top-up rates
Top Up Option 1
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R 1,060
R 2,060
R 2,675
R 2,275
*Couple
R 955
R 1,850
R 2,415R 2,045
*Family / Friends
R 895
R 1,755
R 2,275
R 1,940
*Group
R 850
R 1,650
R 2,145
R 1,815
70 to 74 years (inclusive)
Individual
R 1,325
R 2,570
R 3,345
R 3,015
Couple
R 1,260
R 2,450
R 3,180R 2,865
Family / Friends
R 1,230
R 2,385
R 3,095
R 2,790Group
R 1,195
R 2,315
R 3,015
R 2,710
*Rate per person
Top Up Option 2
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R 835R 1,615
R2,105
R1,795
Couple
R 755
R1,455
R1,895
R1,615
Family / Friends
R705
R 1,375
R 1,795
R1,525
Group
R675
R1,295
R1,685
R1,440
70 to 74 years (inclusive)
Individual
R1,045
R2,025
R2,640
R2,380
Couple
R990
R 1,925
R2,505
R2,260
Family / Friends
R965
R1,875
R 2,445
R2,195Group
R950
R 1,825
R2,380R2,145
*Rate per person
Top Up Option 3
Rate per person
Age
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
3 months - 69 years (inclusive)
Individual
R615
R1,190
R1,550
R1,325
Couple
R615
R1,190
R1,550
R1,325Family / Friends
R615
R 1,190R1,550
R1,325Group
R615
R1,190
R 1,550
R1,32570 to 74 years (inclusive)
Individual
R770
R1,495
R1,945R1,750
Couple
R770
R1,495
R1,945
R1,750
Family / Friends
R770
R1,495R1,945
R1,750 Group
R770
R1,495
R1,945
R 1,750
*Rate per person
Absa Local
Rate per person
Age
Plan
1 to 9 Days
10 to 21 Days
22 to 31 Days
32 to 47 Days
3 months to 85 years (inclusive)
Individual
R215
R290
R315
R2 590
Absa Seniors
Rate per person
Age Band
Plan
1 to 90 Days
91 to 120 Days
121 to 184 Days
Annual / Multi Trip
75 to 85 years (inclusive)
Individual
R1,720
R3,345R4,365
R2,775
Couple
R1,640
R3,185R4,145
R3,730Family / Friends
R1,595R3,105
R4,035
R3,640
*Rate per person
Cardio Exclusion Buy Back
Travel Period
Premium
Individual
70 to 74 years (inclusive)
1 to 30 days
R3,250
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How to claim
We will give you all the support you need when you have to submit a travel insurance claim.
Contact Bryte:
For medical out-patient and inconvenience benefit claims, e.g. cancellation, loss of baggage, etc.
011 370 9205
Email: absatravelclaims@brytesa.com
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Detailed Policy Information
Ensure that you are covered in the event of any emergency that requires medical assistance
Click here to read your travel insurance policy wording
*Absa Travel Insurance is underwritten by Bryte Insurance Company Limited.
Exclusions
War is a general exclusion on all Bryte policies and is also an industry standard. Due to sanctions as well as the prevailing conditions please note that cover on all policies (Basic Travel Insurance as well as Top-up cover) for travel to Russia, Ukraine and Belarus and associated airspace has been suspended until further notice.
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Emergency contact details
In the event of a medical emergency please contact the Emergency Assistance Helpline on:
+1 416 977 9288
Please ensure you have the following information at hand:
- Travel Insurance policy number (if Optional Top-Up Cover has been bought) or the credit card number used to buy the airline tickets
- Current location
- Contact telephone number where you can be reached
- Nature of the emergency
- Type of assistance required
*Please note that if the insured person named in the schedule does not contact the Emergency Assistance Helpline before incurring any expenses they may want to claim for our liability which will be limited to a maximum of R2 000.
Need more help?
Let one of our consultants help you get the best insurance for your needs.
To speak to an adviser call:
0861 227 284
Email us at: