|  | | Interest Rate: | Competitive debit and credit interest | | Suitable income: | R 4 000 per month | | Service Fee: | Monthly service fee | | | See our fees and charges page for more detail. | | | | Unique Advantages | |
- Interest free period of up to 57 days.
- MasterCard or VISA it’s your choice.
- Optional budget facility available (with 6 to 48 months to pay).
- Two credit limit options: clients can allocate their entire credit limit to revolving credit, without the option of a budget facility, or split their credit limit 50/50 between revolving and budget.
| | Reap the Benefits | -
- Acceptance at merchants worldwide.
- Balance transfer available at 1, 5% less than prime for the first 12 months. *Terms and conditions apply.
- Join Absa Rewards and earn Cash Rewards on transactions at any of our participating partners.
- Up to R 3 000 per day can be withdrawn at an ATM from your credit card, subject to availability of funds and per arrangement at the branch.
- Secondary cards are available for a spouse and children. These members share the same limit with the primary cardholder.
- Garage Card can be linked to Silver Credit Cards and used for petrol, oil, spares, repairs and tollgates.
- Clients receive a monthly statement reflecting all transactions.
- Use your credit card for purchases rather than withdrawing cash. You receive the benefit of up to 57 days interest-free on purchases (excluding cash withdrawals, casino transactions, Internet banking transfers, fuel purchases and budget plan purchases) where all outstanding balances on the credit card account were fully paid by the due dates. Terms and conditions apply.
- Free detailed monthly electronic statements available.
The following insurances are available to Silver Credit Card holders - Lost Card benefits are included in the monthly service fee.
- Optional Card Life Plan covers the outstanding balance up to R 50 000 in the event of Death or Permanent Total Disability and 10% of the average outstanding balance for 4 months in the event of Retrenchment. Terms and conditions apply.
- Automatic Basic Travel Insurance whenever travel tickets are purchased with the Absa credit card. (Optional Extended Cover also available, call 0861 ABSATI / 0861 227 284).
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