• Preferential debit and credit interest rates.

Available on Absa Gold Visa Credit Cards:

• With an Absa Visa Gold Credit Card, you get access to Visa Privileges offering a range of exclusive benefits and privileges, including special offers and promotions on shopping, travel, dining and lifestyle items.

Available on Absa Gold MasterCard Credit Cards:

• With an Absa MasterCard Gold Credit Card, you get access to MasterCard Moments. MasterCard has sort the very best of global brands to partner with, giving you access to a host of hand-picked moments from all corners of the globe.

• Link your credit card to your Absa Cheque or Savings Accounts using Absa’s Combi facility
• Balance transfer available at 1, 5% less than prime for the first 12 months. *Terms and conditions apply.
• Optional budget facility available for purchases greater than R 300.
• Withdraw up to R 3 000 per day from your credit card, at any ATM around the world (per branch arrangement).
• Secondary Cards are available, which are convenient for a spouse and children. These members share the same limit with the primary cardholder.
• Garage cards can be linked to Gold Credit Cards and can be used for petrol, oil, spares, repairs and tollgates.
• Join Absa Rewards and earn Cash Rewards on transactions at any of our participating partners.
• Your card is accepted at merchants worldwide.
• Use your credit card for purchases rather than withdrawing cash. You receive the benefit of up to 57 days interest-free on purchases (excluding cash withdrawals, casino transactions, Internet banking transfers, fuel purchases and budget plan purchases) where all outstanding balances on the credit card account were fully paid by the due dates. Terms and conditions apply.
• Monthly electronic statements available.

The following insurances are available to Gold Credit Card holders

• Lost Card Benefits are included in the monthly service fee.
• Optional Card Life Plan covers the outstanding balance up to R 50 000 in the event of Death or Permanent Total Disability and 10% of the average outstanding balance for 4 months in the event of Retrenchment. Terms and conditions apply.
• Automatic Travel Insurance whenever travel tickets are purchased with the Absa credit card. (Optional Extended Cover also available, call 0861 ABSATI / 0861 227 284)