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Maximum Home Loan Calculator
  Maximum Home Loan Amount
I would like to repay my home loan over years
Applicable Interest rate %
 
Income
Joint Salary

*Takehome Pay/Amount deposited into your bank account
*Add back any deduction on salary slip(s) that will be included below. (e.g. Repayments on Asset Finance, Home Loan, personal Loans etc.)

Rental Income
 
Sundry monthly expense items
Household Expenses

Groceries, Rates and Taxes, Utility/Water and Lights and monthly service expenses,
e.g. Domestic Worker wage/Garden Service.

Educational Fees

School Fees, Educational Loan Repayments, School Loans

Transport/Petrol Costs

Excluding vehicle finance repayment reflected as a fixed debt repayment (below).

Insurance and Funeral Policies
Other
 
Fixed Debt repayment items
Home Loan Repayment/Rent
Overdraft Balance
Personal Loan/Credit Line Repayment
Credit Card Payment/Retail Accounts

Exclude any expenses already supplied in the Sundry monthly expenses items (above).

Asset Finance/Lease/Rent to buy repayment
Other Debt Repayment
Home Loan Repayment/Rent to be cancelled
  
DEFINITIONS
My total gross monthly income: Your gross monthly income is your total monthly income before taxes or expenses are deducted.
Concession: A discount to the Mortgage Lending Interest Rate. The discount granted depands on various factors, such as the loan amount, the loan amount relative to the property value, etc
Customer Rate: The interest rate charged on the loan after a concession has been granted (if applicable)

PLEASE BEAR IN MIND that the calculated indication interest rate on this calculator is based purely on your income and reflects the minimum concession that you will receive. Other factors may influence your applicable concession. Please refer to the TOTAL MONTHLY INSTALMENTS calculator for a more comprehensive rate indication.
 
DISCLAIMER  
While every effort has been made to ensure the accuracy of all calculators, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as result of material in this programme is accepted by Absa Bank Limited.

Related Information

More information about Home Loans with Absa
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