Borrowing

Loyalty Home Loan

If you are an Absa home loan customer selling your home and buying a new one, we’ll reward you for staying with us.

With a Loyalty Home Loan you get discounts and even cash back, plus you can conveniently track your application online, from submission to registration.

What you get:

  • A 25% reduction on your home loan initiation fees
  • On registration of your bond, 0.5% cash back on the value of your new home loan (up to a maximum of R6 000)
  • Free membership to One Call Home Solution, offering you discounted home improvement products and services
  • A free Absa will
  • A choice between a fixed or variable interest rate
  • Home loan repayment terms of up to 30 years (can be reduced or increased at any time at no cost)
  • Electronic access to your home loan with Absa Online and Telephone Banking if you have an Absa transactional account
  • If you take up an Absa Gold or Platinum Value Bundle, a discount on your monthly service fee
  • Free eStatements
What you will need:

  • A single or joint gross monthly household income of R18 601 or more
  • A South African identity document (this loan is not available to non-South African residents)
  • Your latest salary advice or, if self-employed, a letter of income from your bookkeeper
  • An offer to purchase
  • Provide consent for Absa to obtain three months’ bank statements if you bank with FNB or Nedbank, otherwise simply provide three months’ bank statements

Not for you? Find the right home loan

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