Loyalty Home Loan

If you are an Absa home loan customer selling your home and buying a new one, we’ll reward you for staying with us.

With a Loyalty Home Loan you get discounts and even cash back, plus you can conveniently track your application online, from submission to registration.

What you get:

  • A 25% reduction on your home loan initiation fees
  • On registration of your bond, 0.5% cash back on the value of your new home loan (up to a maximum of R6 000)
  • A free Absa will
  • A choice between a fixed or variable interest rate
  • Home loan repayment terms of up to 30 years (can be reduced or increased at any time at no cost)
  • Electronic access to your home loan with Absa Online and Telephone Banking if you have an Absa transactional account
  • If you take up an Absa Gold or Platinum Value Bundle, a discount on your monthly service fee
  • Free eStatements
What you will need:

  • A single or joint gross monthly household income of R20 001 or more
  • A South African identity document (this loan is not available to non-South African residents)
  • Your latest salary advice or, if self-employed, a letter of income from your bookkeeper
  • An offer to purchase
  • Provide consent for Absa to obtain three months’ bank statements if you bank with FNB or Nedbank, otherwise simply provide three months’ bank statements

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