Finance your Lifestyle


Personal Loan

Whether you want to give your lifestyle a boost or have an unexpected expense to deal with, a Personal Loan from Absa is the cost-effective way of making it happen.

A Personal Loan is an excellent way of financing a planned or unplanned event. You enjoy immediate access to the entire loan amount and can negotiate repayment terms to suit your needs and budget.

Absa personal loans are flexible: you can borrow from R3 000 to R150 000, and affordable repayment periods range from 12 to 72 months*.

Not for you? Find the right loan.

Did You Know?
You can also make sure the valuable possessions you often have with you, such as cameras, cellphones, jewellery and sporting equipment, are covered, by taking out portable possessions insurance.

What you get
  • Fixed Rate loans offer customers equal monthly payments and up to 60 months to pay
  • Variable Rate loans offer repayments linked to prime and up to 72 months* to pay
  • Allocation of interest rate pricing and fees subject to individual risk assessment
  • Loans over R30 000 over 60 months to pay* (Subject to credit risk assessment)
  • The ability to pay your loan off faster additional deposits are accepted as capital reductions
  • No early settlement penalties for early repayment
  • Affordable Credit Protection Plan to settle the outstanding balance in the case of death, disability or retrenchment
How to apply

Applying for a personal loan is quick and easy!

If you are an existing Absa customer, all you need to do is logon to your Internet Banking, click on “Apply” on the top tabbed navigation, and select “Personal Loan” from the menu that appears on the page.

Simply enter your requirements, and you could have the money in your account in less than 10 minutes!

If you are a new Absa customer, all you need to do is apply online and complete the quick and easy form, or visit your nearest branch.

Benefits of a Personal Loan

With a personal loan, you experience a number of benefits including:

  • Easy approval
  • Quick access to your money
  • Flexible repayment terms
  • The money can be used for a variety of things – such as unexpected events
  • No collateral is needed to apply for the loan – it is based on your credit-worthiness
  • Competitive interest rates

All you need to do is apply today!

Online Application
Complete a secure application form online

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