Finance your Home

Managing your debt

We are all feeling the effects of living in trying economic times, but, even though we don’t have any control over the interest rates or the cost of living, there's still a lot we can do to keep our personal debt under control and our lives free from worry. As an Absa customer, there are several ways you can manage your home loan account.


Extend the term of your home loan

You can extend the term of your home loan from the standard 20 years to 30 years to help manage your debt

Fix the interest rate on your home loan

Fix the interest rate that is charged on your home loan for a specified period of time and ensure that your monthly repayment stays constant

Structure your accounts using MultiPlan

MultiPlan is an Absa-unique home loan option that consists of a primary account (your original home loan account), with one or more secondary accounts


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