Credit Cards


Platinum Credit Card

A prestigious platinum credit card package designed to meet your financial and lifestyle needs

Qualifying CriteriaMonthly income of R25 000
  • Valid ID
  • Over 18 years old
  • Proof of residence
  • Linked garage and secondary cards, at no additional cost
  • Exclusive offers and discounts from Visa or MasterCard
  • Automatic purchase protection and extended warranty

Do you want to experience a superior credit card solution that reflects the prestige and benefits you deserve? If you earn an income of R25 000 or more per month, a Platinum Credit Card offers you the perfect combination of credit facilities and privileges to complement your unique lifestyle needs.

A Platinum Credit Card can also cater for secondary cards and a garage card at no additional cost, enabling you to share the convenience with family members.

A Platinum Credit Card also entitles you to a range of exciting lifestyle-enhancing special offers and discounts from Visa or MasterCard, including promotions on shopping, travel, dining and lifestyle items, together with automatically extended warranties and purchase protection.

Not for you? Find the right credit card.

A Platinum Credit Card could be the right choice if you:

  • Earn a regular monthly income of R25 000 or more
  • Require a premium credit solution to cater for your sophisticated needs
  • Want access to expert advice and assistance via the Platinum Line
  • Would like linked garage and secondary cards, at no additional cost
Did You Know?
You will automatically enjoy Travel Insurance from Absa when you purchase your international return travel tickets with your Absa Credit Card.

What you get?
  • No transaction fees, and up to 57 days interest free on qualifying purchases (excluding cash withdrawals, casino transactions, Internet Banking transfers, garage card fuel purchases and budget plan purchases). All outstanding balances must be paid by the due date.
  • Single credit limit for straight and budget purchases
  • Budget facility available for purchases over R300 with extended credit that gives you 6 to 48 months to pay
  • Full ATM functionality, including cash withdrawals from any ATM worldwide
  • Combi facility so you can link your credit card to your Absa Cheque or Savings Account
  • Secondary cards to share the benefits of your Absa Credit Card with someone special
  • Garage Card which can be used for petrol, oil, spares, repairs and tollgates
  • Free monthly eStatements
  • Free Lost Card Protection, which means that if your card is lost or stolen, you will not be held liable for any fraudulent transactions that may occur on the card after you have reported the loss or theft. Once you have reported the card missing by contacting us, it is stopped immediately and you will be sent a new card. Please note that the Free Lost Card Protection does not cover the cost of replacing a card and a lost card administration fee will be charged to your account
  • Free basic Travel Insurance cover whenever international return travel tickets are purchased with the option to purchase Top Up Cover
  • Optional Credit Protection Plan covers a limited outstanding balance, in the event of death or permanent total disability. In the event of retrenchment, 10% of your outstanding balance will be paid out up to four (4) months
  • Enhanced security with Chip and PIN technology - just make sure you never give your credit card or PIN to anyone else
  • Secure online shopping with Verified by Visa or MasterCard SecureCode.
  • Access to expert advice and assistance via the dedicated Platinum Line
  • A choice of either a Visa or a MasterCard credit card - each comes with associated benefits: Visa Card gives you access to Visa Privileges (which includes special offers on travel, shopping, dining and lifestyle), while MasterCard gives you access to MasterCard Moments (which includes exclusive offers and discounts to help you create special 'moments' around the world)
  • Purchase Protection, which provides short-term insurance protection against theft and specified causes of accidental damage
  • Extended Warranty, which automatically extends the manufacturer's or retailer’s warranty

Online Application
Complete a secure application form online

Contact Credit Cards
What it Costs

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