Credit Cards


Platinum Credit Card

A prestigious Platinum Credit Card package designed to meet your financial and lifestyle needs

Qualifying CriteriaMonthly income of R25 000
  • Monthly income of R25 000
  • Valid ID
  • Over 18 years
  • Proof of residence
  • Free Bidvest lounge access in terminals within South Africa (T&C apply)
  • Secondary cards at no additional cost
  • Exclusive offers and discounts from Visa or MasterCard
  • Automatic purchase protection and extended warranty on the Platinum Visa credit card

A Platinum Credit Card could be the right choice if you:

  • Earn a regular monthly income of R25 000 or more
  • Require a premium credit solution to cater for your sophisticated needs
  • Want access to expert advice and assistance via the Platinum Line
  • Would like to link secondary cards at no additional cost

Not for you? Find the right credit card.

What you get

  • Free access to Bidvest lounges at both domestic and international terminals within South Africa. Simply spend more than R5 000 on point-of-sale purchases during the month of the lounge visit. Alternatively, spend more than R15 000 on point-of-sale purchases over the last three consecutive months using your Platinum Credit Card
  • No transaction fees, and up to 57 days interest-free on qualifying purchases (excludes cash withdrawals, casino transactions, Internet Banking transfers, Garage Card fuel purchases and budget plan purchases)
  • Single credit limit for straight and budget purchases
  • Budget facility available for purchases over R300 with extended credit that gives you 6 to 48 months to pay
  • Full ATM functions, including cash withdrawals from any ATM worldwide
  • Combi facility so you can link your credit card to your Absa cheque or savings account
  • Secondary cards to share the benefits of your Absa credit card with someone special
  • Garage Card, which can be used for petrol, oil, spares, repairs and tollgates
  • Free monthly eStatements
  • Free Lost Card Protection. Once you have reported your card missing by contacting us, it is stopped immediately and you will be sent a new card. Please note that this does not cover the cost of replacing a card - a lost card administration fee will be charged to your account
  • Free basic Travel Insurance cover whenever international return travel tickets are purchased with the option to purchase Top-up Cover
  • Optional Credit Protection Plan, which covers a limited outstanding balance in the event of death or permanent total disability. In the event of retrenchment, 10% of your outstanding balance will be paid out for up to six months
  • Enhanced security with Chip and PIN technology - just make sure you never give your credit card or PIN to anyone else
  • Secure online shopping with Verified by Visa or MasterCard SecureCode
  • Access to expert advice and assistance via the dedicated Platinum Line
  • A choice of either a Visa or a MasterCard credit card. A Visa card gives you access to Visa Privileges, which includes special offers on travel, shopping, dining and lifestyle. MasterCard gives you access to MasterCard Moments, which includes exclusive offers and discounts to help you create special 'moments' around the world
  • Purchase Protection, which provides short-term insurance protection against theft and specified causes of accidental damage
  • Extended Warranty (only available on the Platinum Visa card), which automatically extends the manufacturer's or retailer’s warranty
Did You Know?
You will automatically enjoy Travel Insurance from Absa when you purchase your international return travel tickets with your Absa credit card.

Online Application
Complete a secure application form online

Contact Platinum Credit Cards
What it Costs
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