Commercial

Commercial asset finance

At Absa Commercial Asset Finance, we are proud to be able to offer the most suitable asset finance solution for your business needs. Whether you operate in the medium, large or corporate segment, we will work hand-in-hand with you to put an effective funding solution in place.

We don’t believe in the ‘one size fits all’ approach as no two businesses are the same. Our skilled specialists are experts in a variety of sectors and will tailor-make a solution to fit your business.

The efficacy of our delivery systems ensures that our turnaround times are highly competitive. Through internal business unit collaboration, we can offer an end-to-end product solution.

In addition to instalment sale agreements, lease and rental products, we also offer the following funding vehicles below.


Sale and leaseback agreements
  • Similar to purchase and repurchase agreements, this is an arrangement whereby you sell an asset to us, and then buy it back by way of an operating lease or instalment sale agreement

Term loans
  • An excellent way of financing purchases, including other businesses, over the medium to long term
  • With a term loan you can buy expensive equipment without jeopardising your cash flow, gain working capital or fund your business’ growth
  • Pay back what you borrow using the profits generated by your business
  • Our term loans can be structured to suit your needs, with a choice of monthly, bimonthly, quarterly or annual instalments and repayment terms of between 12 and 60 months

Aviation finance
  • We have strong partnerships with international and local aviation dealers and manufacturers
  • We offer industry-led expertise in aircraft importation, as well as local sourcing
  • Through relationships with leading aviation insurance players, aviation attorneys, international escrow agents and the South African Civil Aviation authorities we forge auxiliary support crucial to aviation finance
  • We also offer aviation fuel cards underwritten through our card division

Marine finance
  • We have supportive funding mechanisms that cater to marine finance.
  • Our offers are loan-funded, with repayments suited to your cash flow and business circumstances

We also offer Islamic finance and credit lines, in addition to value-added risk mitigation products like credit shortfall, loss of use cover, credit protection cover, deposit protector and mechanical breakdown warranties.

Contact Commercial Asset Finance
  • Western Cape
    021 915 5300
Contact Commercial Asset Finance
  • Eastern and Southern Cape
    041 390 6000
Contact Commercial Asset Finance
  • KwaZulu-Natal
    031 580 8098
Contact Commercial Asset Finance
  • Central Region
    051 401 0819
Contact Commercial Asset Finance
  • Gauteng
    011 867 9312
Contact Commercial Asset Finance
  • Gauteng North
    Pretoria 012 364 1000
Contact Commercial Asset Finance
  • Polokwane
    015 290 5500
Contact Commercial Asset Finance
  • Nelspruit
    013 753 4500
                           


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